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DTSTART;TZID=America/New_York:20261113T083000
DTEND;TZID=America/New_York:20261113T093000
DTSTAMP:20260825T104601Z
CREATED:20260605T060000Z
LAST-MODIFIED:20260825T104601Z
UID:1339-1794558600-1794562200@www.financecalendar.com
SUMMARY:US Producer Price Index November 2026
DESCRIPTION:Next US Producer Price Index: Friday\, November 13\, 2026 at 8:30 am ET (1:30 pm London). Covers October 2026 data. \n\nConsensus\nNot yet published\nActual\nPending\n\nUpdated August 25\, 2026 \n\n← Previous US Producer Price IndexNext US Producer Price Index →\nThe U.S. Bureau of Labor Statistics (BLS) will release the Producer Price Index (PPI) for October 2026 on Friday\, November 13\, 2026\, at 8:30 a.m. Eastern Time. The PPI measures the average change over time in the prices received by domestic producers for their output. This release is the first major inflation data point of the November economic calendar\, arriving three days after the US CPI Report November 2026\, published November 10. Together\, the two releases will frame market expectations for December Federal Reserve (Fed) policy decisions. Consensus forecasts are not yet available at the time of writing. \nWhat Is the Producer Price Index?\nThe Producer Price Index measures price changes from the perspective of domestic producers rather than consumers. The headline metric tracked by markets is the PPI for final demand\, which covers roughly 75% of domestic production output. This measure includes prices for goods sold to personal consumers\, capital goods\, and exports\, as well as services sold to businesses and government. \nThe BLS releases PPI data approximately two weeks after the end of the reference month. Because producer prices sit earlier in the supply chain than consumer prices\, the PPI often serves as a leading indicator for the Consumer Price Index (CPI): when input costs rise for producers\, those costs tend to flow through to consumers over subsequent weeks and months. Specific services PPI components\, particularly healthcare services and portfolio management fees\, feed directly into the calculation of the Personal Consumption Expenditures (PCE) deflator\, the Fed’s preferred inflation measure. \nCore PPI (excluding food and energy) and the trade services component — which captures changes in wholesale and retail margins — receive particular attention from analysts as cleaner measures of underlying inflationary momentum\, less distorted by commodity price swings. \nPPI Release: November 13\, 2026\nThe November 13 release covers October 2026 producer prices. October is a particularly important reference month because it marks the start of Q4 2026 and will inform whether the inflationary pressures seen in the first half of 2026 are continuing\, moderating\, or reversing. The BLS data will capture wholesale and producer pricing behaviour as businesses begin preparing for the critical holiday shopping season. \nIn April 2026\, the most recent data available at the time of writing\, final demand PPI rose 6.0% year-over-year\, according to the BLS\, the largest 12-month advance since December 2022. The April MoM increase of 1.4% was also the highest since March 2022. The trajectory of the PPI through the remaining months of 2026 will be a critical data series for assessing whether this acceleration represents a temporary tariff-related peak or a more persistent shift in producer pricing power. \nWhy This PPI Release Matters\nThe November 13 PPI release comes in the context of the December FOMC meeting (scheduled for December 9-10\, 2026). Alongside the October CPI data\, this PPI reading will help the Federal Reserve assess whether inflation is on a sufficiently converging path toward its 2% target to justify any change in the policy rate. A meaningful deceleration from April 2026’s 6.0% YoY pace would strengthen the case for rate cuts; a re-acceleration would complicate easing. \nFor corporate earnings analysis\, the October PPI provides an update on input cost pressures heading into Q4 2026 reporting season. Companies with significant exposure to raw materials\, energy\, or services inputs will be particularly affected by the PPI trend. The November 13 reading will arrive during earnings season\, where analysts will be comparing management commentary on cost pressures with the BLS data. \nFor fixed income and currency markets\, the PPI is a key variable in the broader inflation narrative. A benign PPI would support Treasury bond prices and reduce dollar demand driven by interest rate differentials\, while a hotter-than-expected print would have the opposite effect. Given that the November FOMC meeting has already taken place by November 13\, the October PPI will primarily influence December meeting expectations. \nWhat to Watch For\n\nAbove consensus — A higher-than-expected print signals persistent upstream price pressures. Markets would likely push back December rate cut expectations\, Treasury yields would rise\, and growth-sensitive sectors would face headwinds. The services PPI component would be scrutinised for signs of sticky price-setting beyond the energy sector.\nIn line with consensus — A neutral result would maintain the existing inflation narrative. Markets would look to the sub-components: core PPI\, trade services margins\, and intermediate demand — for more nuanced signals about the direction of producer costs.\nBelow consensus — A weaker-than-expected reading would be constructive for risk assets and bond markets\, supporting the case for a December rate cut and signalling that the supply-chain cost pressures of early 2026 are fading. Consumer-facing companies could re-rate positively on the prospect of easing input costs.\n\nHistorical Context\n\n\n\nRelease Date\nReference Month\nYoY Change\nMoM Change\n\n\n\n\nMay 13\, 2026\nApril 2026\n+6.0%\n+1.4%\n\n\nApril 14\, 2026\nMarch 2026\n+4.0%\n+0.7%\n\n\nSeptember 2025\nAugust 2025\n+2.6%\n-0.1%\n\n\nJuly 2025\nJune 2025\n+2.3%\n0.0%\n\n\n\nSource: U.S. Bureau of Labor Statistics. YoY = year-over-year change for final demand PPI. Annual 2025 full-year change: +3.0%. \nMarket Positioning\nThe sharp acceleration in producer prices from 2.3% YoY in mid-2025 to 6.0% by April 2026 has been one of the dominant inflation narratives of the year. As the year-over-year base effects from mid-2025 (which was a period of relatively contained PPI readings) roll forward\, the mathematical base effect will naturally tend to moderate YoY PPI readings in H2 2026\, even if monthly price increases remain modest. This base effect dynamic will be a key consideration in interpreting the November 13 data. The US Retail Sales November 2026 report\, released the same week\, will show whether producer cost trends are affecting consumer spending patterns. \nRelated Events This Week\n\nUS CPI Report November 2026 — Released November 10\, three days before the PPI\, providing the consumer-side inflation picture that precedes this producer-side reading.\nUS Retail Sales November 2026 — Released the same week\, retail sales data shows whether elevated producer costs are being absorbed at the retail level or passed to consumers.\nFOMC Rate Decision December 2026 — The Fed’s December meeting will be significantly influenced by the combination of October CPI and PPI\, making November 13 a critical date for rate expectations.\n\nFrequently Asked Questions\nWhat does the Producer Price Index measure?\nThe PPI measures the average change in prices received by domestic producers for goods and services at various stages of production. The headline figure for final demand PPI covers prices of goods and services sold for personal consumption\, capital investment\, and export. It is published monthly by the U.S. Bureau of Labor Statistics at 8:30 a.m. Eastern Time\, approximately two weeks after the reference month ends. \nWhen is the November 2026 PPI released?\nThe Producer Price Index for October 2026 (the October reference month) will be released on Friday\, November 13\, 2026\, at 8:30 a.m. Eastern Time by the U.S. Bureau of Labor Statistics. \nHow does the PPI relate to the Federal Reserve’s policy decisions?\nThe PPI influences the Fed in two ways. First\, it is a leading indicator for CPI\, helping the Fed anticipate where consumer inflation is heading. Second\, specific PPI components feed directly into the PCE deflator\, the Fed’s preferred inflation measure. A sustained decline in the PPI gives the Fed confidence that consumer inflation will follow\, supporting the case for rate cuts\, while a persistent high PPI suggests that inflation pressures remain embedded in the production chain.
URL:https://www.financecalendar.com/event/us-producer-price-index-november-2026/
CATEGORIES:Economic Indicators
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261115T185000
DTEND;TZID=America/New_York:20261115T195000
DTSTAMP:20260902T084004Z
CREATED:20260902T084004Z
LAST-MODIFIED:20260902T084004Z
UID:2421-1794768600-1794772200@www.financecalendar.com
SUMMARY:Japan GDP November 2026
DESCRIPTION:Next Japan GDP: Monday\, November 16\, 2026 at 8:50 am JST (6:50 pm ET\, 11:50 pm London). Covers Q3 2026 data. \n\nConsensus\nNot yet published\nPrior\n+0.3% QoQ / +1.1% annualised (Q2 2026)\nActual\nPending\n\nFull schedule and background: Japan GDP. \nUpdated September 2\, 2026 \n\n← Previous Japan GDP\nJapan’s Q3 2026 gross domestic product (GDP) report is due on Monday\, November 16\, 2026\, at 8:50 am JST (6:50 pm ET on Sunday\, November 15 in the United States\, and 11:50 pm London time). The preliminary figures are published by Japan’s Cabinet Office through its Economic and Social Research Institute (ESRI)\, and this release covers economic activity for the third quarter of 2026 (July to September). Full schedule and background: Japan GDP. \nWhat is Japan’s GDP report?\nGross domestic product measures the total value of goods and services produced in an economy over a given period. Japan’s Cabinet Office calculates it from spending data across households\, businesses\, government and trade\, then compares the result with the previous quarter (quarter-on-quarter growth) and expresses it as an annualised rate\, which shows what the quarterly pace of growth or contraction would look like if it continued for a full year. \nThe headline figure is broken into components: private consumption (spending by households\, which typically accounts for more than half of Japanese output)\, business investment\, public spending\, housing investment\, and net trade (exports minus imports). Each of these tells a different story about where growth or weakness is coming from. \nMarkets watch this release because Japan is the world’s fourth-largest economy and a bellwether for global manufacturing and trade cycles. The Bank of Japan (BoJ) uses GDP trends\, alongside inflation and wage data\, to judge whether the economy can withstand higher interest rates. A weak GDP print can delay expected policy tightening\, while a strong one can bring rate rises forward\, moving the yen\, Japanese government bond yields and the Nikkei 225. \nWhen is the Q3 2026 GDP report released?\nThe preliminary (first) estimate for Q3 2026 is scheduled for Monday\, November 16\, 2026\, at 8:50 am Japan Standard Time. That converts to 6:50 pm ET in the United States on the preceding Sunday evening\, and 11:50 pm in London the same evening\, because of the large time difference between Tokyo and Western markets. The data is published on the ESRI section of the Cabinet Office website. A revised estimate\, incorporating more complete corporate and public investment data\, typically follows around six to eight weeks later. \nWhat is the consensus forecast?\nAs of this preview\, a consensus forecast for Q3 2026 GDP has not yet been published. Economist surveys from Reuters and Bloomberg for this release are typically compiled in the days immediately before publication\, so figures will firm up closer to November 16\, 2026. This page will be updated once a consensus is available. \nThe most recent published reading is for Q2 2026\, when the Cabinet Office reported quarterly growth of 0.3%\, equivalent to an annualised rate of 1.1%. That missed economists’ prior expectations of a 2.0% annualised gain\, according to Trading Economics\, and marked a slowdown from a marginally revised 1.9% pace in the first quarter of 2026. \n\n\n\nMeasure\nPrior (Q2 2026)\nConsensus (Q3 2026)\n\n\n\n\nGDP\, quarter-on-quarter\n+0.3%\nNot yet published\n\n\nGDP\, annualised\n+1.1%\nNot yet published\n\n\nPrivate consumption contribution\nFlat (0.0 percentage points)\nNot yet published\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus\nYen could strengthen and Japanese government bond yields could rise\, as traders price in a higher chance the BoJ presses ahead with policy normalisation\nThe economy grew faster than expected\, suggesting demand and business activity are holding up\, which supports the case for interest rates staying higher for longer\n\n\nIn line with consensus\nLimited market reaction\, with attention shifting to the underlying breakdown\, particularly consumption and trade\nGrowth matched expectations\, so the report mostly confirms the existing outlook rather than changing it\n\n\nBelow consensus\nYen could weaken and equities could react positively on hopes the BoJ delays further rate rises\nGrowth is weaker than hoped\, which may reflect soft household spending or a slowdown in exports\, and could ease pressure on the central bank to tighten policy quickly\n\n\n\nThese are possibilities based on how markets have historically responded to Japanese growth surprises\, not predictions of what will happen on November 16\, 2026. \nWhy does this release matter right now?\nJapan’s growth path has been uneven through 2026. The Q2 2026 slowdown to a 1.1% annualised pace\, down from 1.9% in the first quarter\, was driven largely by a stall in private consumption\, which economists at Oxford Economics linked partly to one-off swings in domestic demand\, according to CNBC. Net trade added to growth in that quarter\, while weaker domestic demand subtracted from it\, a pattern the Bank of Japan will be watching closely as it weighs further interest rate moves. \nThe BoJ has spent the past two years unwinding its long period of ultra-low rates\, and each GDP release feeds into its assessment of whether Japanese households and businesses can absorb higher borrowing costs without growth stalling. A run of soft consumption figures\, as seen in Q2 2026\, tends to make policymakers more cautious\, while resilient business investment or exports can offset that caution. Global context matters too: slower demand from China\, currency swings in the yen\, and the pace of United States and European growth all feed into Japanese trade figures\, which is why this release is watched well beyond Japan’s own borders. \nWhat It Means for Your Money\n\nMortgages and borrowing costs: in Japan\, a stronger-than-expected GDP print can support the case for further Bank of Japan rate rises\, which would push up variable mortgage and loan rates for Japanese borrowers. A weak print could delay that.\nSavings: higher Japanese interest rates\, if they follow from a strong GDP report\, would gradually improve returns on yen savings accounts and deposits\, which have been unusually low for decades.\nJobs and wages: sustained GDP growth supports hiring and wage negotiations in Japan\, which in turn affects consumer spending power. A weak reading can signal softer labour demand ahead.\nPrices: GDP trends feed into the Bank of Japan’s inflation outlook. Slower growth can ease price pressures\, while stronger growth can add to them\, influencing the cost of everyday goods.\nInvestments\, pensions and currencies: the yen and Japanese equities\, including funds widely held in UK and European pension portfolios\, often move on this release. A stronger figure can lift the yen against the dollar\, pound and euro\, affecting the returns of anyone holding Japanese assets or funds with currency exposure\, while exporters listed on the Nikkei 225 can be sensitive to yen moves in either direction.\n\nRelated events\n\nPrevious release: Japan GDP\, September 2026\nFull release history and background: Japan GDP hub page\nBank of Japan interest rate decisions\, which respond closely to GDP and inflation trends\n\nFrequently Asked Questions\nWhat time is the Japan Q3 2026 GDP report released?\nThe preliminary estimate is published at 8:50 am Japan Standard Time on November 16\, 2026\, which is 6:50 pm ET the previous evening in the United States and 11:50 pm in London. \nHow do I read the headline GDP figure?\nLook at both the quarter-on-quarter percentage change and the annualised rate\, which shows what that pace of growth would equal over a full year\, then check the breakdown between domestic demand (consumption\, investment\, government spending) and net trade. \nHow does this release affect Bank of Japan interest rate decisions?\nThe BoJ weighs GDP alongside inflation and wage growth when deciding whether the economy can handle higher borrowing costs. A strong reading can support further rate rises\, while a weak one can encourage a pause. \nWhere can I find the official GDP release?\nThe data is published by Japan’s Cabinet Office through its Economic and Social Research Institute (ESRI)\, available on the ESRI national accounts page. \nWhen is the next Japan GDP release after this one?\nA revised estimate for Q3 2026 typically follows six to eight weeks after the preliminary release\, with the preliminary estimate for Q4 2026 expected in mid-February 2027. \n← Previous Japan GDP
URL:https://www.financecalendar.com/event/japan-gdp-november-2026/
CATEGORIES:Economic Indicators
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261116T083000
DTEND;TZID=America/New_York:20261116T093000
DTSTAMP:20260825T145517Z
CREATED:20260825T145516Z
LAST-MODIFIED:20260825T145517Z
UID:2219-1794817800-1794821400@www.financecalendar.com
SUMMARY:Canada CPI November 2026
DESCRIPTION:Next Canada CPI: Monday\, November 16\, 2026 at 8:30 am ET (1:30 pm London). Covers October 2026 data. \n\nConsensus\nNot yet published\nPrior\n3.0% YoY (July 2026)\nActual\nPending\n\nFull schedule and background: Canada CPI. \nUpdated August 25\, 2026 \n\n← Previous Canada CPI\nStatistics Canada publishes the Consumer Price Index (CPI) for October 2026 on Monday\, November 16\, 2026 at 8:30 am ET (1:30 pm London time). The report is the country’s main measure of inflation and is watched closely by the Bank of Canada\, mortgage holders and anyone paid in Canadian dollars. Full background and the release schedule for this series are on the Canada CPI hub page. \nWhat is the Canada CPI?\nThe Consumer Price Index tracks the average change in prices that Canadian households pay for a fixed basket of goods and services\, including food\, shelter\, transport\, clothing and recreation. Statistics Canada collects prices from thousands of retailers and service providers across the country each month and compares them with the same basket a year earlier to produce the year-over-year inflation rate that makes headlines. \nAlongside the headline number\, Statistics Canada publishes core inflation measures\, including the trimmed-mean and median CPI\, which strip out the most volatile price swings\, typically in gasoline and food. These core measures are the ones the Bank of Canada leans on most heavily when setting interest rates\, because they are thought to better reflect the underlying trend in prices rather than one-off shocks. \nMarkets watch the CPI because it feeds directly into the Bank of Canada’s interest rate decisions. A stronger-than-expected reading can push bond yields and the Canadian dollar higher on expectations that rates will stay higher for longer\, while a weaker reading can do the opposite. Basis points\, a term used throughout rate markets\, simply mean hundredths of a percentage point\, so 25 basis points equals 0.25%. \nWhen is the October CPI released?\nStatistics Canada will publish the October 2026 CPI report on Monday\, November 16\, 2026 at 8:30 am ET\, which is 1:30 pm in London. The data appears in “The Daily”\, the agency’s official release bulletin\, and in the accompanying data tables on the Statistics Canada website. Statistics Canada typically releases CPI data around the third week of the following month\, so this date follows the usual pattern for the series. \nWhat is the consensus forecast?\nAs of the time of writing\, no consensus forecast for the October 2026 CPI has yet been published by major polling desks such as Reuters or Bloomberg. These forecasts are usually compiled by economists surveyed in the days immediately before the release\, so a consensus figure typically appears closer to the publication date. Readers should check back nearer November 16\, 2026 for an updated forecast. \nThe most recent confirmed reading available at the time of writing was for July 2026\, when the CPI rose 3.0% year over year\, up from a 2.8% gain in June 2026\, according to Statistics Canada’s official release. Two further monthly reports\, for August and September 2026\, will be published before this November report on October CPI\, so readers should treat the July figure as background context rather than the immediate prior print. \n\n\n\nMeasure\nPrior (July 2026)\nConsensus\n\n\n\n\nHeadline CPI (year over year)\n3.0%\nNot yet published\n\n\nCPI excluding gasoline\n2.2%\nNot yet published\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus\nBond yields and the Canadian dollar could rise on bets that the Bank of Canada holds rates higher for longer\nPrices rose faster than expected\, which could keep borrowing costs elevated for households and businesses\n\n\nIn line with consensus\nA muted market reaction\, since traders will have already priced in the expected figure\nInflation is behaving broadly as economists predicted\, so the current interest rate path likely continues unchanged\n\n\nBelow consensus\nYields and the Canadian dollar could soften as markets price in a greater chance of rate cuts\nPrices rose more slowly than expected\, which could ease pressure on mortgage and loan costs over time\n\n\n\nThese are possibilities discussed by economists and traders\, not predictions of what will happen. Analysts at TD Economics have previously noted that gasoline prices remain one of the biggest swing factors behind month-to-month surprises in the headline figure. \nWhy does this release matter right now?\nCanadian inflation has been drifting above the Bank of Canada’s 2% target through much of 2026\, with the headline rate moving between roughly 1.8% and 3.2% over the course of the year\, according to Statistics Canada’s monthly releases. Energy price swings\, tied in part to tensions in the Middle East affecting global oil markets\, have been a recurring driver of month-to-month volatility\, while shelter costs\, particularly rent and homeowners’ costs\, have remained a persistent source of underlying price pressure\, as noted in commentary from WealthNorth’s inflation tracker. \nThe Bank of Canada uses the CPI\, and particularly its core measures\, to judge whether its policy interest rate is appropriately calibrated. If inflation cools further towards target\, it strengthens the case for the Bank to continue cutting rates. If it proves stickier than hoped\, especially in shelter and services\, policymakers may choose to hold rates steady for longer. This October report lands in the window before the Bank’s next scheduled rate announcement\, so it will feed directly into that debate. \nWhat It Means for Your Money\n\nMortgages and loans: A hotter-than-expected CPI print can reduce the chances of near-term Bank of Canada rate cuts\, which matters most for anyone on a variable-rate mortgage or renewing a fixed-rate deal soon.\nSavings: Interest rates on savings accounts and guaranteed investment certificates tend to track the Bank of Canada’s policy rate\, so a weaker inflation reading that raises the odds of rate cuts could eventually mean lower returns on cash savings.\nJobs and wages: Persistently high inflation erodes the real value of pay rises\, so workers may push harder for wage increases if the CPI keeps running above the Bank’s 2% target.\nPrices and household budgets: The shelter and food components of the CPI have the most direct effect on everyday spending\, so movements in rent\, groceries and fuel prices tend to be felt immediately by households.\nInvestments\, pensions and the loonie: Bond markets\, pension fund discount rates and the Canadian dollar all react to shifts in inflation expectations. A weaker Canadian dollar can also make imported goods more expensive\, which has knock-on effects for UK\, European and Asian exporters selling into the Canadian market\, as well as for Canadians travelling or investing abroad.\n\nRelated events\n\nPrevious release: Canada CPI\, October 2026 report\nFull release calendar and background: Canada CPI hub page\nThe next Bank of Canada interest rate decision\, which typically follows within weeks of this release\n\nFrequently Asked Questions\nWhat time is the Canada CPI for October 2026 released?\nStatistics Canada publishes the report at 8:30 am ET (1:30 pm London time) on Monday\, November 16\, 2026. \nHow should I read the headline CPI figure?\nThe headline figure is the year-over-year change in average prices\, but the core measures\, such as the trimmed-mean and median CPI\, are watched more closely by the Bank of Canada because they filter out one-off swings in items like gasoline. \nHow does this release affect Bank of Canada interest rate decisions?\nThe Bank of Canada uses CPI trends\, especially the core measures\, to judge whether inflation is moving back towards its 2% target\, which directly informs whether it holds\, cuts or raises its policy interest rate. \nWhere can I find the official release?\nThe report is published in “The Daily” on the Statistics Canada website\, alongside detailed data tables covering provinces and CPI components. \nWhen is the next Canada CPI release?\nStatistics Canada typically publishes CPI data around the third week of each month\, so the next report\, covering November 2026 data\, is expected in mid-December 2026. \n← Previous Canada CPI
URL:https://www.financecalendar.com/event/canada-cpi-november-2026/
CATEGORIES:Economic Indicators
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261117T020000
DTEND;TZID=America/New_York:20261117T030000
DTSTAMP:20260825T145736Z
CREATED:20260825T145736Z
LAST-MODIFIED:20260825T145736Z
UID:2221-1794880800-1794884400@www.financecalendar.com
SUMMARY:UK Labour Market Report November 2026
DESCRIPTION:Next UK Labour Market Report: Tuesday\, November 17\, 2026 at 7:00 am GMT (2:00 am ET\, 7:00 am London). \n\nConsensus\nNot yet published\nPrior\n4.9% unemployment rate (April to June 2026)\nActual\nPending\n\nFull schedule and background: UK Labour Market Report. \nUpdated August 25\, 2026 \n\n← Previous UK Labour Market Report\nThe UK Labour Market Report for November 2026 is published by the Office for National Statistics (ONS) on Tuesday\, November 17\, 2026 at 7:00am London time (2:00am ET). It covers labour market data for the three months to September 2026\, alongside a single month of payrolled employee figures for October 2026. Full background and the release schedule for this series is available on the UK Labour Market Report hub page. \nWhat is the UK Labour Market Report?\nThe UK Labour Market Report\, officially titled “Labour market overview\, UK”\, is the ONS’s monthly summary of employment\, unemployment and pay across the United Kingdom. It combines results from the Labour Force Survey (LFS)\, a household survey of around 40\,000 people\, with administrative payroll data supplied by HM Revenue and Customs (HMRC) through Real Time Information (RTI) on pay-as-you-earn employment. \nThe headline figures are the unemployment rate (the share of the working-age population who are without a job and actively looking for one)\, the employment rate (the share who are in work)\, and economic inactivity (people neither working nor seeking work\, including students\, carers and the long-term sick). Alongside these sits average weekly earnings\, which measures wage growth both including and excluding bonuses\, and is often called “regular pay growth” when bonuses are stripped out. \nMarkets watch this release because the Bank of England’s Monetary Policy Committee treats the labour market as one of the clearest signals of domestic inflation pressure. Persistently strong wage growth can keep services inflation elevated\, while rising unemployment or falling vacancies can be read as evidence that the economy is cooling enough to bring inflation back to target. The report therefore feeds directly into expectations for UK interest rates\, gilt yields and sterling. \nWhen is the November labour market report released?\nThe ONS is scheduled to publish this bulletin on November 17\, 2026 at 7:00am London time (2:00am ET)\, in line with its usual practice of releasing labour market data on a Tuesday morning. The release appears on the ONS release calendar and on the dedicated labour market bulletin page on ons.gov.uk. Because of the lag in Labour Force Survey processing\, the headline unemployment\, employment and inactivity rates in this bulletin will cover the rolling three-month period from July to September 2026\, while payrolled employment and vacancies figures will be more current\, generally running to October 2026. \nWhat is the consensus forecast?\nAs of now\, a consensus forecast for the November 2026 UK Labour Market Report has not yet been published. City economists and data providers such as Reuters and Bloomberg typically issue their median forecasts for unemployment\, employment change and average earnings growth only in the days immediately before the release\, once September and October data trends become clearer. This page will be updated once a consensus becomes available. \nThe most recent confirmed reading\, from the ONS bulletin covering April to June 2026 (published in August 2026)\, showed the unemployment rate at 4.9%\, up 0.2 percentage points on the year but down 0.1 percentage points on the previous quarter. Payrolled employee numbers fell by 78\,000 (0.3%) year-on-year to June 2026. \n\n\n\nMeasure\nPrior reading\nConsensus forecast\n\n\n\n\nUnemployment rate\n4.9% (April to June 2026)\nNot yet published\n\n\nPayrolled employees (year-on-year change)\n-78\,000 (-0.3%) to June 2026\nNot yet published\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus (unemployment higher\, or pay growth weaker\, than expected)\nSterling could soften and gilt yields could fall\, as traders price a higher chance of a Bank of England rate cut\nA weaker labour market often signals slower future inflation\, so the central bank may feel more comfortable cutting borrowing costs\n\n\nIn line with consensus\nLimited immediate market reaction\, since traders had already priced this outcome into rate expectations\nThe data confirms what was already expected\, so mortgage and savings rates are unlikely to move much on the day\n\n\nBelow consensus (unemployment lower\, or pay growth stronger\, than expected)\nSterling could firm and gilt yields could rise\, on reduced expectations of near-term rate cuts\nA tighter labour market with strong pay growth can keep inflation pressure alive\, making the Bank of England more cautious about cutting rates\n\n\n\nThese are possible market reactions based on how similar releases have been interpreted in the past\, not predictions of what will happen in November 2026. \nWhy does this release matter right now?\nThe UK labour market has been gradually loosening through 2025 and 2026. ONS data show the unemployment rate rising from around 4.8% in the June to August 2025 period to 5.2% by the October to December 2025 quarter\, before easing back toward 4.9% by mid-2026. Payrolled employee numbers have fallen year-on-year in every recent bulletin\, reflecting employer caution around hiring amid higher payroll taxes and National Insurance costs introduced from April 2025. \nThe Bank of England has repeatedly said it is watching wage growth and vacancy levels closely as it weighs further interest rate moves. A cooling jobs market\, if it continues\, gives the Monetary Policy Committee more room to cut rates without worrying that pay rises will keep pushing up prices in shops\, restaurants and other services. Commentary from outlets such as Indeed Hiring Lab has described the labour market as continuing to soften into late 2025\, with youth unemployment reaching its highest level in over a decade. \nBecause the Bank of England’s next rate decisions are informed directly by this data\, and because the UK labour market often moves in tandem with\, or slightly ahead of\, trends in the eurozone and the United States\, this release is watched well beyond UK borders by investors positioning in sterling\, gilts and European equities. \nWhat It Means for Your Money\n\nMortgages and loans: a weaker labour market that raises the odds of a Bank of England rate cut can\, over time\, feed through to lower fixed and tracker mortgage rates\, though lenders typically react to the broader trend rather than a single month’s figures.\nSavings: if rate cut expectations build\, banks and building societies tend to trim savings rates in anticipation\, so savers may want to compare fixed-rate deals before rates move.\nJobs and wages: falling vacancies and rising unemployment generally mean less bargaining power for workers negotiating pay rises\, and can make it harder to switch jobs or negotiate a promotion.\nPrices: slower wage growth typically eases pressure on services inflation over time\, which can help bring down the cost of everyday services such as haircuts\, restaurant meals and other labour-intensive purchases.\nInvestments\, pensions and the pound: UK gilts\, equities and sterling can all move on this data as it shifts expectations for interest rates; a weaker reading tends to pressure the pound lower against the dollar and euro\, which can raise the price of imported goods and holidays abroad\, while a stronger reading can support sterling.\n\nRelated events\n\nPrevious release: UK Labour Market Report\, October 2026\nHub page with the full schedule and background: UK Labour Market Report\nRelated UK data: the ONS Consumer Price Index (CPI) release and the Bank of England’s Monetary Policy Committee decisions\, both of which respond closely to labour market trends\n\nFrequently Asked Questions\nWhat time is the November 2026 UK Labour Market Report released?\nThe ONS publishes the report at 7:00am London time (2:00am ET) on November 17\, 2026. \nWhat period does the November report cover?\nThe headline unemployment\, employment and inactivity rates cover the three months to September 2026\, while payrolled employee figures are typically more current\, covering October 2026. \nHow does this report affect UK interest rates?\nThe Bank of England uses labour market and wage growth data as a key input when deciding whether to raise\, hold or cut interest rates\, since a tight jobs market with strong pay growth can sustain inflation pressure. \nWhere can I find the official release?\nThe bulletin is published on the ONS release calendar under “Labour market overview\, UK”. \nWhen is the next UK labour market report after this one?\nThe ONS publishes this bulletin monthly\, so the next release is expected in December 2026\, following the ONS’s regular schedule. \n← Previous UK Labour Market Report
URL:https://www.financecalendar.com/event/uk-labour-market-report-november-2026/
CATEGORIES:Economic Indicators
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261117T083000
DTEND;TZID=America/New_York:20261117T093000
DTSTAMP:20260825T104603Z
CREATED:20260605T060000Z
LAST-MODIFIED:20260825T104603Z
UID:1315-1794904200-1794907800@www.financecalendar.com
SUMMARY:US Retail Sales November 2026
DESCRIPTION:Next US Personal Income and Outlays (PCE): Tuesday\, November 17\, 2026 at 8:30 am ET (1:30 pm London). Covers October 2026 data. \n\nConsensus\nNot yet published\nActual\nPending\n\nFull schedule and background: US Personal Income and Outlays (PCE). \nUpdated August 25\, 2026 \n\n← Previous US Personal Income and Outlays (PCE)Next US Personal Income and Outlays (PCE) →\nThe US Census Bureau publishes the advance estimate of retail and food services sales for October 2026 on 17 November 2026. October is one of the most closely watched months in the retail calendar because it marks the start of the holiday shopping season and the run-up to Black Friday. The November release therefore provides a critical early read on whether households are entering the year-end spending period with confidence and momentum. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nAt a Glance\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n  \n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nDetail\n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nInformation\n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n  \n\n\n\n\n\n\n\n\n  \n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nRelease\n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nAdvance Retail and Food Services Sales\n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nReleasing Agency\n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nUS Census Bureau\n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nRelease Date\n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\n17 November 2026\n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nReference Period\n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nOctober 2026\n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nRelease Time\n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\n8:30 am Eastern Time\n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nPrior Reading (April 2026)\n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\n+0.5% MoM / +4.9% YoY\n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nFrequency\n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nMonthly\n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nMarket Impact\n\n\n\n\n\n\n\n\n      \n\n\n\n\n\n\n\nHigh\n\n\n\n\n\n\n\n\n    \n\n\n\n\n\n\n\n\n  \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nWhy October Retail Sales Matter\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nOctober occupies a strategically important position in the retail year. It is the first full month of the traditional holiday shopping season\, during which major retailers begin rolling out promotional pricing\, extending Black Friday deals across the entire month. Consumers have historically front-loaded some holiday purchases into October\, particularly as e-commerce platforms have normalised early seasonal sales events. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nAs a result\, October retail sales data serves as an advance indicator for fourth-quarter consumer spending trends. A strong October reading typically lifts market confidence in the broader holiday shopping outlook; a weak reading raises concerns about consumer health heading into the year-end period. The Federal Reserve also pays close attention\, since fourth-quarter spending patterns feed into estimates of full-year GDP growth. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nWhat the Report Measures\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nThe advance retail sales report covers total receipts at stores selling merchandise and at food services establishments across 13 categories. The Census Bureau samples approximately 5\,500 businesses monthly\, producing estimates revised in two subsequent releases. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nBeyond the headline total\, analysts focus on three measures: \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n  \n\n\n\n\n\n\n\nSales excluding motor vehicles and parts — removes the most volatile single component for a cleaner underlying read.\n\n\n\n\n\n\n\n\n  \n\n\n\n\n\n\n\nSales excluding motor vehicles and petrol — strips out both vehicle and fuel price effects.\n\n\n\n\n\n\n\n\n  \n\n\n\n\n\n\n\nThe control group — excludes motor vehicles\, fuel stations\, building materials\, and food services. This feeds directly into the GDP personal consumption expenditures calculation and is the figure most closely watched by economists modelling quarterly growth.\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nRecent Consumer Spending Trend\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nConsumer spending through the first half of 2026 showed resilience. February 2026 retail sales grew 0.7% month-on-month\, and March surged 1.7% as energy prices spiked sharply. April settled back to a more measured 0.5% gain\, with annual growth running at 4.9%. The September 2026 reading\, published in the US Retail Sales October 2026 release on 15 October\, will provide important context for interpreting October’s performance. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nHeading into the October reference period\, several cross-currents will be relevant. Labour market conditions as reported in the US Employment Situation (November 2026)\, released 6 November and covering October payrolls\, will establish the income and confidence backdrop for this retail report. The October jobs data will indicate whether employment growth remained firm enough to support sustained consumer spending momentum. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nWhat to Watch\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nHoliday season early indicators. Analysts and large retailers publish early estimates of consumer traffic and sales volumes during October promotional events. These informal trackers can provide advance guidance on the direction of the official release\, though methodology differences mean discrepancies are common. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nInflation context. The US CPI Report (November 2026)\, released 10 November and covering October prices\, will be published a week before this retail sales report. The CPI reading will inform whether nominal retail gains reflect genuine volume growth or are partly a price effect. In an environment of moderating inflation\, nominal gains translate more readily into real spending increases. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nNon-store retailers and e-commerce. Online platforms have become a dominant force in October shopping\, driven by promotional events scheduled across the month. Strong performance in the non-store retail category would signal that digital spending is extending its share of total retail activity. Weakness here\, conversely\, could indicate consumer caution even around promotional incentives. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nMotor vehicles. Vehicle sales data from Ward’s and industry bodies provides an early read on the auto component\, which can swing the headline figure by several tenths of a percentage point. Analysts typically factor this into headline estimates ahead of the Census Bureau release. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nGeneral merchandise and department stores. These categories are most directly exposed to seasonal holiday spending patterns in October. A strong reading here would support optimism about the broader fourth-quarter consumption outlook. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nKey Sectors to Monitor\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n  \n\n\n\n\n\n\n\nNon-store retailers — Online and catalogue sales. The most consequential category for October given the growth of promotional e-commerce events throughout the month.\n\n\n\n\n\n\n\n\n  \n\n\n\n\n\n\n\nGeneral merchandise stores — Large-box retailers and warehouse clubs are early beneficiaries of holiday buying activity in October.\n\n\n\n\n\n\n\n\n  \n\n\n\n\n\n\n\nClothing and accessories — Autumn lines are well-established by October\, and early winter items begin appearing. Holiday gift-buying starts here for many consumers.\n\n\n\n\n\n\n\n\n  \n\n\n\n\n\n\n\nElectronics and appliances — A key category for gift purchases\, often stimulated by October promotional events from major online retailers.\n\n\n\n\n\n\n\n\n  \n\n\n\n\n\n\n\nFood services and drinking places — A proxy for consumer confidence. Sustained strength in restaurant visits suggests households feel comfortable spending on experiences as well as goods.\n\n\n\n\n\n\n\n\n  \n\n\n\n\n\n\n\nBuilding materials and garden equipment — Expected to soften in October as outdoor and home improvement activity slows with colder weather across much of the country.\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nMarket Implications\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nThe November retail sales release arrives at a pivotal point in the macro calendar. The Federal Open Market Committee met in October\, with the decision and any forward guidance on the path of rates providing context for how the Fed is reading consumer health. By mid-November\, markets will be starting to price the December FOMC meeting. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nThe US Personal Income and Outlays (PCE) release on 25 November will follow this retail sales report and provide the Fed’s preferred inflation and spending measure for October. Together\, the retail sales and PCE prints will shape expectations for the December FOMC meeting and constitute the bulk of the consumer-side data informing fourth-quarter GDP estimates. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nA strong retail sales print for October tends to support the US dollar\, lift consumer-facing equities\, and push Treasury yields modestly higher as markets scale back near-term rate cut expectations. A soft reading has the opposite effect\, with particular sensitivity in consumer discretionary stocks and shorter-duration bonds. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nSeasonal Context\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nOctober retail data is subject to greater-than-average seasonal volatility due to the shifting timing of promotional events. The Census Bureau applies seasonal adjustment factors based on historical patterns\, but the growing prevalence of “October Black Friday” and similar retailer-driven events has made seasonal adjustment increasingly complex. As a result\, the advance estimate for October can occasionally be revised more significantly than other months when the Census Bureau updates its seasonal factors. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nYear-on-year comparisons for October 2026 will be measured against October 2025\, when consumer sentiment was already reflecting Federal Reserve policy developments and early-year spending patterns from the prior period. A positive year-on-year reading above the 4.9% pace recorded in April 2026 would signal genuine momentum; a deceleration would raise questions about whether consumer spending is moderating heading into 2027. \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nHow to Read the Release\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\nThe report is published at 8:30 am Eastern Time. The Census Bureau summary table shows month-on-month and year-on-year percentage changes for all major retail categories in both seasonally adjusted and unadjusted terms. Analysts typically move through the headline\, the ex-vehicles and ex-petrol figures\, and then the control group in sequence\, before examining category composition to understand what drove the top-line reading. Revisions to September’s advance estimate\, published alongside the October data\, will also draw attention given their implications for third-quarter GDP arithmetic. \n\n\n\n\n\n\n\n]]>
URL:https://www.financecalendar.com/event/us-retail-sales-november-2026/
CATEGORIES:Economic Indicators
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261117T091500
DTEND;TZID=America/New_York:20261117T101500
DTSTAMP:20260902T084308Z
CREATED:20260902T084308Z
LAST-MODIFIED:20260902T084308Z
UID:2423-1794906900-1794910500@www.financecalendar.com
SUMMARY:US Industrial Production November 2026
DESCRIPTION:Next US Industrial Production: Tuesday\, November 17\, 2026 at 9:15 am ET (2:15 pm London). Covers October 2026 data. \n\nConsensus\n\,\nPrior\nCapacity utilization 76.3% (most recent confirmed Fed figure); September 2026 monthly change not yet confirmed\nActual\nPending\n\nFull schedule and background: US Industrial Production. \nUpdated September 2\, 2026 \n\n← Previous US Industrial Production\nUS Industrial Production for October 2026 is released on Tuesday\, November 17\, 2026 at 9:15 am ET (2:15 pm London time) by the Federal Reserve Board. The report\, formally called the G.17 statistical release\, covers factory\, mining and utility output for October 2026. Full schedule and background: US Industrial Production. \nWhat is industrial production?\nIndustrial production is a monthly index that measures the physical output of factories\, mines and electric and gas utilities across the United States. Rather than counting dollars spent\, it tracks the actual volume of goods and energy produced\, from cars and machinery to steel\, chemicals and electricity. Because it strips out price changes\, economists treat it as a cleaner read on the health of the “real” economy than sales figures that can be distorted by inflation. \nThe Federal Reserve Board calculates the index using data from government agencies\, trade associations and private surveys\, weighting each industry by its share of total output. Alongside industrial production\, the same release publishes capacity utilization\, which shows what proportion of the country’s factories\, mines and utilities are actually being used. A rising utilization rate can signal that businesses are running close to their limits\, which sometimes precedes higher prices or new investment in capacity. \nMarkets watch this release because manufacturing and mining\, together with construction\, drive much of the swing in the business cycle. A run of weak industrial production readings often points to a slowing economy or a manufacturing recession\, while strong readings can support the case for economic resilience\, which feeds into how investors price interest rate expectations. \nWhen is the October industrial production report released?\nThe Federal Reserve publishes the October 2026 industrial production and capacity utilization figures on Tuesday\, November 17\, 2026 at 9:15 am ET\, which is 2:15 pm in London. The data is released on the Federal Reserve Board’s website as the G.17 statistical release\, alongside detailed tables covering manufacturing\, mining\, utilities and capacity utilization by industry group. This date follows the Fed’s published 2026 release calendar and is not an estimate. \nWhat is the consensus forecast?\nAt the time of writing\, a consensus forecast for the October 2026 reading had not been clearly published by a major polling provider such as Reuters or Bloomberg. Readers should check a live economic calendar closer to release day\, since forecasts for this indicator are typically only firmed up in the days before publication. \nThe most recently confirmed reading available from the Federal Reserve’s own data showed industrial production up 1.1 percent year-on-year as of July 2026\, according to Trading Economics\, while capacity utilization had stood at 76.3 percent in an earlier Fed release\, a rate the Board noted was “3.2 percentage points below its long-run (1972 to 2024) average\,” according to the Federal Reserve Board. These figures give a sense of the recent trend rather than a firm prior for the specific October print. \n\n\n\nMeasure\nPrior\nConsensus\n\n\n\n\nIndustrial production (m/m)\nNot yet confirmed for September 2026\nNot yet published\n\n\nCapacity utilization\n76.3% (most recent confirmed Fed figure)\nNot yet published\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus\nCould be read as a sign of economic resilience\, potentially reducing the odds markets attach to near-term Federal Reserve rate cuts\, based on how traders have reacted to stronger data in prior cycles\nFactories and mines produced more than expected\, suggesting demand held up better than feared\n\n\nIn line\nLikely a limited market reaction\, since the figure would confirm the trend already priced in by investors\nOutput grew or fell roughly as expected\, with no major change to the economic outlook\n\n\nBelow consensus\nCould add to concerns about a manufacturing slowdown\, a theme analysts have flagged repeatedly through 2026\, and may support the case for a more dovish (rate-cut-friendly) Fed stance\nProduction fell short\, which can point to weaker orders\, high borrowing costs\, or softer demand from abroad\n\n\n\nThese are possibilities based on how markets have historically responded to industrial data surprises\, not predictions of what will happen on November 17\, 2026. \nWhy does this release matter right now?\nManufacturing has been a focal point for the Federal Reserve through 2026 as policymakers weigh a slowing labour market against stubborn services inflation. Capacity utilization has run below its long-run average for an extended period\, a pattern the Fed itself has highlighted\, which suggests spare capacity remains in the system rather than the kind of tightness that typically stokes inflation. Recent monthly prints have been mixed\, with periods of modest growth followed by soft patches\, reflecting uneven demand for goods both at home and from export markets in Europe and Asia. \nThe Fed’s own G.17 release also flagged unusual timing disruptions during 2025 and 2026\, including delayed publication of some months’ data and a scheduled annual benchmark revision\, both of which mean analysts are treating month-to-month comparisons with extra caution this year. Investors are also watching how a strong US dollar and shifting trade conditions are affecting export-heavy manufacturers\, since a weaker global backdrop can weigh on US factory output even when domestic demand holds up. \nWhat It Means for Your Money\n\nMortgages and borrowing: A weak industrial production report can nudge the Federal Reserve toward cutting interest rates sooner\, which over time can filter through to lower mortgage and loan rates\, though the connection is indirect and takes months to show up.\nSavings: If the data supports a rate-cut path\, savings account and money market yields in the US could gradually decline\, a trend savers in the UK and eurozone also watch since central banks often move in loosely related cycles.\nJobs and wages: Manufacturing output trends often lead factory employment. A sustained slowdown can eventually mean fewer new manufacturing jobs or slower wage growth in industrial regions.\nInvestments and pensions: Industrial and manufacturing-heavy stocks\, along with sectors like materials and energy\, tend to react most directly to this data. Pension funds with exposure to US equities can see modest swings on release day.\nCurrencies: A surprise in either direction can move the US dollar against the pound and euro\, since traders adjust their expectations for US interest rates. A weaker dollar can make imports cheaper for US consumers but can also affect returns for UK and European investors holding US assets.\n\nRelated events\n\nPrevious report: US Industrial Production\, September 2026 data\nFull series page: US Industrial Production hub\, with historical readings and the full release calendar\nRelated US data to watch: retail sales\, the ISM Manufacturing PMI and the Federal Reserve’s interest rate decisions\, all of which help explain swings in factory and mining output\n\nFrequently Asked Questions\nWhat time is the October 2026 industrial production report released?\nThe Federal Reserve Board releases the data at 9:15 am ET on November 17\, 2026\, which is 2:15 pm in London. \nHow should I read the industrial production figure?\nA positive monthly reading means factories\, mines and utilities produced more than the previous month\, while a negative reading means output fell. Economists also watch the capacity utilization rate alongside it for a fuller picture of slack in the economy. \nHow does this data affect interest rates?\nThe Federal Reserve considers industrial output as one part of its broader assessment of economic activity. Persistently weak readings can support arguments for lower interest rates\, while strong readings can reduce the urgency for rate cuts\, though this data alone rarely drives a Fed decision. \nWhere can I find the official release?\nThe Federal Reserve Board publishes the G.17 statistical release\, including industrial production and capacity utilization data\, on its official website at federalreserve.gov. \nWhen is the next industrial production report?\nThe Federal Reserve’s published 2026 schedule lists the next release\, covering November 2026 data\, for December 16\, 2026. \n← Previous US Industrial Production
URL:https://www.financecalendar.com/event/us-industrial-production-november-2026/
CATEGORIES:Economic Indicators
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261117T160500
DTEND;TZID=America/New_York:20261117T170500
DTSTAMP:20260902T080346Z
CREATED:20260902T080346Z
LAST-MODIFIED:20260902T080346Z
UID:2419-1794931500-1794935100@www.financecalendar.com
SUMMARY:HD Earnings November 2026
DESCRIPTION:Next HD Quarterly Earnings: Tuesday\, November 17\, 2026 at 4:05 pm ET (9:05 pm London). \nDate to be confirmed by the publisher; this is the scheduled date. \n\nConsensus\nNot yet published\nPrior\nQ2 FY2026: adjusted EPS $4.92 (beat $4.73 est.)\, revenue $47.9bn\, up 5.7% YoY (August 2026)\nActual\nPending\n\nUpdated September 2\, 2026 \n\n← Previous HD Quarterly Earnings\nHome Depot\, the world’s largest home improvement retailer\, is scheduled to report its third-quarter fiscal 2026 earnings on Tuesday\, November 17\, 2026\, at 4:05 pm ET (9:05 pm London time)\, before markets close for the regular session in the US and after the European trading day has ended. The figures typically arrive via press release followed by a conference call for analysts and investors. Because Home Depot has not yet formally confirmed this exact date\, it is treated here as an estimate based on the company’s usual pattern of reporting roughly three weeks after the close of its fiscal quarter. Full schedule and background on this recurring release: HD Quarterly Earnings hub. \nMarkets watch Home Depot closely because it is one of the clearest windows into the health of the US housing market and consumer spending on big-ticket home projects. Its results ripple into homebuilder shares\, mortgage-sensitive stocks\, and broader retail sentiment\, and are watched by fund managers well beyond the United States because Home Depot sits inside most global tracker funds and pension portfolios that hold the S&P 500. \nWhat is the Home Depot Q3 earnings report?\nThis is the quarterly results announcement for Home Depot’s fiscal third quarter\, covering trading from roughly early August through early November 2026. The company\, led by chair\, president and chief executive Ted Decker\, will disclose total sales\, comparable sales (like-for-like performance at stores open more than a year)\, gross margin\, operating income and diluted earnings per share (EPS\, profit divided by the number of shares in issue). Management also usually updates full-year guidance\, the financial targets the company expects to hit by the end of its fiscal year\, which investors use to judge whether the business is tracking ahead of or behind plan. \nThe report matters to a wide audience: retail investors who hold Home Depot shares directly\, index fund savers who are exposed through pensions and ISAs that track the S&P 500\, and anyone watching the US housing and renovation market as a barometer of consumer confidence. \nWhen is the Home Depot Q3 report and how to follow it\nThe release is expected before the market closes on Tuesday\, November 17\, 2026\, with the headline numbers published in a press release and posted to the investor relations section of Home Depot’s website. A conference call with analysts usually follows shortly after\, often webcast live and archived for later listening. As the exact date has not been confirmed by the company at the time of writing\, readers should treat November 17 as the likely date based on Home Depot’s typical reporting cadence\, and check the investor relations site nearer the time for confirmation. \nFinancial news wires\, brokerage platforms and data providers such as Finnhub typically flag the confirmed date once Home Depot sets it\, usually a few weeks ahead of the release. \nWhat to expect\nA consensus forecast for Q3 fiscal 2026 EPS and revenue has not yet been published in detail at the time of writing\, and figures will firm up as analysts update models closer to the date. Investors should watch for consensus estimates from providers such as Bloomberg or Visible Alpha to appear in the weeks before the release. Historically\, Home Depot has been closely tracked on comparable sales growth\, the performance of its Pro (professional contractor) customer segment against do-it-yourself shoppers\, and gross margin trends\, which have recently been influenced by tariff-related costs and refunds. \nIn the prior quarter\, Q2 fiscal 2026\, Home Depot reported sales of $47.9 billion\, up 5.7% year on year\, with comparable sales up 1.7% and US comparable sales up 1.3%. Adjusted diluted EPS was $4.92\, ahead of the $4.73 analysts had expected\, according to Investing.com. Gross margin was 33.7%\, helped in part by a tariff refund. In Q1 fiscal 2026\, adjusted diluted EPS was $3.43\, edging past the $3.41 analyst estimate. For the full fiscal year\, the company has guided to total sales growth of approximately 2.5% to 4.5% and diluted EPS growth of roughly flat to 4% from $14.23 in fiscal 2025\, according to Simply Wall St\, which tracks Home Depot’s own guidance updates. \n\n\n\nQuarter\nRevenue\nAdjusted EPS\nvs estimate\n\n\n\n\nQ1 FY2026\nNot separately disclosed here\n$3.43\nBeat ($3.41 expected)\n\n\nQ2 FY2026\n$47.9 billion\n$4.92\nBeat ($4.73 expected)\n\n\nQ4 FY2025\nSales rose 3.2% year on year\nNot separately disclosed here\nNot separately disclosed here\n\n\nQ3 FY2025 (year-ago comparison)\n$40.2 billion\nComps and EPS declined\nNot separately disclosed here\n\n\n\nWhat the outcome could mean\n\n\n\nScenario\nLikely market read\nPlain-English meaning\n\n\n\n\nBeat on EPS and comparable sales\nShares likely rise\, seen as a sign the US consumer and housing renovation market remain resilient\nPeople are still spending on home projects despite higher borrowing costs\, which is good news for related retailers and suppliers\n\n\nIn line with expectations\nMuted share reaction\, attention shifts to management’s guidance and tone on the call\nHome Depot’s business is performing broadly as expected\, with no major surprise for the wider economy\n\n\nMiss on EPS or weak guidance\nShares likely fall\, could weigh on homebuilders and other housing-linked stocks\nHigher mortgage rates or affordability pressures may be discouraging homeowners from spending on renovations\n\n\n\nWhat It Means for Your Money\nHome Depot shares sit inside most large index funds and many workplace pensions\, so a sharp move in either direction can nudge the value of retirement savings even for people who have never bought the stock directly. A weak report that points to slowing home renovation spending can also be an early signal about the broader US consumer\, which matters for currency markets: a softer US economic picture sometimes weighs on the dollar\, with knock-on effects for the price of imports in the UK and Europe. For anyone planning a home renovation\, Home Depot’s commentary on demand and pricing can offer a rough guide to whether materials costs and contractor availability are easing or tightening. Mortgage-sensitive housing stocks\, and by extension pension funds and savings products with property exposure\, tend to move alongside Home Depot’s read on renovation demand. \nRelated events\n\nHD Q2 FY2026 earnings\, reported August 2026: HD earnings August 2026\nLowe’s quarterly earnings\, a close comparison for the home improvement sector\nUS retail sales and housing starts data\, which set the backdrop for Home Depot’s demand trends\n\nFrequently Asked Questions\nWhat time does Home Depot report Q3 fiscal 2026 earnings?\nThe report is expected at 4:05 pm ET (9:05 pm London time) on Tuesday\, November 17\, 2026\, though the company has not formally confirmed the date. \nIs a consensus forecast available for this report?\nA detailed consensus forecast for Q3 fiscal 2026 has not yet been published; analyst estimates typically firm up in the weeks before the release. \nWhat was Home Depot’s previous quarterly result?\nIn Q2 fiscal 2026\, Home Depot reported adjusted diluted EPS of $4.92 on sales of $47.9 billion\, beating the $4.73 EPS estimate\, according to Investing.com. \nWhy does Home Depot’s earnings report matter to non-US investors?\nHome Depot is a large constituent of the S&P 500 held in many global pension and index funds\, and its results offer a read on US housing and consumer spending that can influence dollar-linked currency moves and homebuilder shares worldwide. \nWhere can I watch the Home Depot earnings call?\nHome Depot typically webcasts its earnings conference call live on its investor relations website\, with a replay usually made available afterwards. \n← Previous HD Quarterly Earnings
URL:https://www.financecalendar.com/event/hd-earnings-november-2026/
CATEGORIES:Earnings Season
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261118T020000
DTEND;TZID=America/New_York:20261118T030000
DTSTAMP:20260825T150406Z
CREATED:20260825T150406Z
LAST-MODIFIED:20260825T150406Z
UID:2223-1794967200-1794970800@www.financecalendar.com
SUMMARY:UK CPI Inflation November 2026
DESCRIPTION:Next UK CPI Inflation: Wednesday\, November 18\, 2026 at 7:00 am GMT (2:00 am ET\, 7:00 am London). Covers October 2026 data. \n\nConsensus\nNot yet published\nPrior\n2.9% (July 2026\, latest confirmed reading)\nActual\nPending\n\nFull schedule and background: UK CPI Inflation. \nUpdated August 25\, 2026 \n\n← Previous UK CPI Inflation\nUK Consumer Price Index (CPI) inflation for October 2026 is released on Wednesday\, November 18\, 2026\, at 7:00am London time (2:00am ET) by the Office for National Statistics (ONS). The report covers price changes for October 2026 and is the headline measure the Bank of England and HM Treasury use to judge whether the cost of living is rising too quickly. Full background\, past readings and the release schedule are on the UK CPI report hub page. \nWhat is UK CPI inflation?\nThe Consumer Prices Index tracks how much prices for a fixed basket of goods and services\, such as food\, fuel\, rent and clothing\, have changed compared with a year earlier. The ONS collects tens of thousands of prices each month from shops\, websites and service providers\, weights them according to how much households actually spend on each category\, and combines them into a single percentage figure known as the annual inflation rate. \nAlongside the headline CPI figure\, the ONS also publishes core CPI\, which strips out the most volatile categories (energy\, food\, alcohol and tobacco) to give a clearer read on underlying price pressure\, and CPIH\, a broader measure that includes owner occupiers’ housing costs. \nMarkets watch this release closely because the Bank of England’s Monetary Policy Committee (MPC) sets interest rates partly on the basis of where inflation is heading relative to its 2% target. A higher-than-expected reading tends to reduce the chance of interest rate cuts\, while a lower reading can open the door to easier policy. Because the pound trades on interest rate expectations\, this data also moves the value of sterling against the dollar and the euro\, with knock-on effects for importers\, exporters and anyone travelling abroad. \nWhen is the October 2026 CPI report released?\nThe ONS publishes the October 2026 UK CPI Inflation bulletin on Wednesday\, November 18\, 2026\, at 7:00am London time\, which is 2:00am ET for readers in New York and Washington\, and roughly mid-afternoon in Sydney and Tokyo the previous day. The figures are released on the ONS website as part of its regular monthly consumer price inflation bulletin\, alongside detailed tables breaking the headline number down by category\, region and household type. \nWhat is the consensus forecast?\nA consensus forecast for the October 2026 CPI print has not yet been published. Economist surveys\, such as those run by Reuters and Bloomberg\, are typically compiled in the days immediately before the release\, so a City consensus is unlikely to appear until closer to November 18\, 2026. Readers can check back on this page as that date approaches\, or watch for coverage from Reuters and Bloomberg once their polls are published. \nThe most recently confirmed official reading at the time of writing was for July 2026\, when CPI rose by 2.9%\, up from 2.6% in June 2026\, according to the House of Commons Library’s inflation briefing\, which draws on ONS data. The most recent confirmed core CPI figure (excluding energy\, food\, alcohol and tobacco) was 2.5% in the year to April 2026\, down from 3.1% in March 2026\, according to the ONS April 2026 bulletin. The September and October 2026 prints\, due before this report\, will have been published in the interim and readers should check the ONS release calendar for the latest confirmed figures. \n\n\n\nMeasure\nPrior (latest confirmed)\nConsensus\n\n\n\n\nHeadline CPI\, 12-month rate\n2.9% (July 2026)\nNot yet published\n\n\nCore CPI\, 12-month rate\n2.5% (April 2026)\nNot yet published\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus\nTraders would likely trim bets on Bank of England rate cuts\, and sterling could firm against the dollar and euro\, according to analysts who track how markets price rate expectations off inflation surprises\nPrices are rising faster than expected\, which could keep borrowing costs\, including mortgage rates\, higher for longer\n\n\nIn line with consensus\nA muted reaction is likely\, since the print would simply confirm the path the Bank of England is already expecting\nNo real change to the outlook for interest rates\, mortgages or savings rates in the near term\n\n\nBelow consensus\nGilt yields could fall and investors may add to bets on earlier or larger rate cuts\, market commentators typically note when inflation undershoots forecasts\nCheaper borrowing could follow over time\, though savers may see returns on cash fall as rates ease\n\n\n\nThese are possibilities discussed by analysts\, not predictions of how the data or markets will actually move. \nWhy does this release matter right now?\nUK inflation has been on an uneven path through 2026. It eased sharply from 3.3% in March to 2.8% in April and stayed at that level in May\, according to the ONS\, before slipping to 2.6% in June and then rising again to 2.9% in July\, as reported by the House of Commons Library. The Bank of England has said it expected CPI inflation to run “a little under 3% in 2026 Q3” and “a little over 3¼% in Q4\,” according to guidance cited in the same briefing\, partly reflecting higher energy costs linked to conflict in the Middle East. \nThe MPC continues to weigh a slowing labour market and softer wage growth against inflation that remains above its 2% target. Every CPI print between now and the November 18 release will feed directly into how many further rate cuts\, if any\, the Bank delivers before the end of 2026\, and into how the European Central Bank and US Federal Reserve view relative currency strength against the pound. \nWhat It Means for Your Money\n\nMortgages: If inflation surprises to the upside\, lenders may be slower to cut fixed mortgage rates\, since these are priced off expectations for Bank of England policy. A downside surprise could see cheaper fixed-rate deals appear over the following weeks.\nSavings: Higher-than-expected inflation tends to support higher savings rates for longer\, while a soft reading can see banks trim the interest paid on cash savings and ISAs as they anticipate rate cuts.\nJobs and wages: The ONS also reports separately on pay growth\, but CPI matters here because real wage growth\, the increase in pay after inflation\, determines whether household budgets are actually improving or falling behind.\nPrices and household budgets: The headline rate is a broad average. Food\, energy and housing costs often move by more or less than the overall number\, so the category breakdown in the ONS release matters as much as the headline for someone doing a weekly shop.\nInvestments\, pensions and currencies: UK gilts\, the FTSE 100 and the pound can all move on this release. A hotter print tends to lift sterling against the dollar and euro but can weigh on bond prices\, while pension funds that hold index-linked gilts are directly affected by the inflation figure used to calculate payouts.\n\nRelated events\n\nThe previous UK CPI release\, covering September 2026 data\, published in mid-October 2026.\nThe Bank of England’s next Monetary Policy Committee interest rate decision\, which will take this CPI print into account.\nUK labour market and average earnings data\, published separately by the ONS\, which feeds into the same inflation and rates debate.\n\nFrequently Asked Questions\nWhat time is the UK CPI report for October 2026 released?\nThe Office for National Statistics publishes the report at 7:00am London time on Wednesday\, November 18\, 2026\, which is 2:00am ET. \nHow should I read the headline CPI number?\nThe headline figure is the annual percentage change in prices compared with October 2025. A higher number means the general cost of living has risen faster over the past year\, while a lower number means price growth has slowed\, not that prices have fallen outright. \nHow does this data affect UK interest rates?\nThe Bank of England’s Monetary Policy Committee uses CPI\, alongside other data\, to decide whether to raise\, hold or cut its base rate\, which in turn affects mortgage\, loan and savings rates across the UK. \nWhere can I find the official release?\nThe full bulletin and data tables are published on the ONS release calendar and the ONS inflation and price indices section of its website. \nWhen is the next UK CPI report after this one?\nThe next release will cover November 2026 data and is typically published in mid-December 2026\, following the ONS’s usual monthly schedule. \n← Previous UK CPI Inflation
URL:https://www.financecalendar.com/event/uk-cpi-inflation-november-2026/
CATEGORIES:Economic Indicators
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261118T083000
DTEND;TZID=America/New_York:20261118T093000
DTSTAMP:20260825T104544Z
CREATED:20260605T060000Z
LAST-MODIFIED:20260825T104544Z
UID:1340-1794990600-1794994200@www.financecalendar.com
SUMMARY:US New Residential Construction (Housing Starts) November 2026
DESCRIPTION:Next US New Residential Construction (Housing Starts): Wednesday\, November 18\, 2026 at 8:30 am ET (1:30 pm London). Covers October 2026 data. \n\nConsensus\nNot yet published\nActual\nPending\n\nUpdated August 25\, 2026 \n\n← Previous US New Residential Construction (Housing Starts)Next US New Residential Construction (Housing Starts) →\nThe U.S. Census Bureau and Department of Housing and Urban Development (HUD) will release New Residential Construction data for October 2026 on Wednesday\, November 18\, 2026\, at 8:30 a.m. Eastern Time. This monthly report covers housing starts\, building permits\, and completions for October\, providing an early read on residential construction trends heading into the traditionally slower winter building season. The report date was confirmed via the Census Bureau’s Survey of Construction release schedule. Consensus forecasts are not yet available at the time of writing. \nWhat Is the Housing Starts Report?\nThe New Residential Construction report is a monthly joint publication from the Census Bureau and HUD. It measures the number of new privately owned housing units where construction began during the reference month\, expressed as a seasonally adjusted annual rate (SAAR). The report also includes building permits (a forward indicator for starts) and housing completions. Data is split between single-family homes and multi-family buildings (five or more units). \nHousing starts are a leading economic indicator. Construction activity creates direct employment in building trades and generates downstream demand for materials\, appliances\, and home-related retail spending. The shelter component of the Consumer Price Index (CPI) is closely linked to housing supply over time: higher construction volumes add to supply\, which tends to moderate rent growth and owners’ equivalent rent\, two major inputs into headline inflation. \nThe data is released on the 12th business day after the reference month ends and is published at 8:30 a.m. Eastern Time. Initial estimates are subject to revision in subsequent months as the Census Bureau receives additional survey responses and administrative data. \nHousing Starts Report: November 18\, 2026\nThe November 18 release covers October 2026 construction activity. October marks the transition into the autumn construction season\, when builders in northern states typically accelerate activity before winter weather slows outdoor work. The seasonally adjusted figure removes this pattern\, but the absolute level of permit issuance in October is closely watched as a signal of builder intent heading into winter. \nConsensus estimates for October 2026 starts are not yet available. The primary variables that will determine the result include mortgage rate conditions through the summer and early autumn (which have been the dominant suppressor of single-family activity in 2026)\, builder confidence as measured by the NAHB Housing Market Index\, and the availability and cost of construction finance. If the Federal Reserve has begun easing by October\, the resulting improvement in mortgage rates could provide a meaningful lift to single-family starts relative to the 930\,000 SAAR recorded in April 2026. \nThe November 18 release builds on two preceding October housing data points: the September housing starts report (August data\, released September 17) and the October housing starts report (September data\, released October 20). The trend across these three releases will be closely watched for evidence of a durable recovery or continued softness in single-family construction. \nWhy This Report Matters\nFor the Federal Reserve\, housing construction data feeds into both the real activity and inflation components of its mandate. Ongoing suppression of single-family starts reflects the direct transmission of monetary policy through mortgage rates: when the Fed raises rates\, mortgage borrowing costs rise\, reducing affordability and deterring buyers. Conversely\, any improvement in starts in the October data would be an early indication that rate cuts (if any were implemented earlier in 2026) are beginning to flow through to the housing market. \nFor equity markets\, the November 18 release directly affects homebuilder stocks (Lennar\, D.R. Horton\, PulteGroup\, NVR)\, building materials companies (USG\, Vulcan\, Martin Marietta)\, and mortgage lenders. These sectors have been under pressure throughout much of 2026 due to the combination of high rates and affordability constraints. Any sign of improving starts would be a positive catalyst for the homebuilder index. \nBuilding permits\, the most closely watched forward indicator within the report\, will also be assessed for their implications for construction activity through the winter months and into spring 2027\, which is historically the strongest building season. \nWhat to Watch For\n\nAbove consensus — Stronger-than-expected starts\, particularly in single-family\, would signal that the housing market is recovering despite elevated rates or benefiting from initial rate relief. Homebuilder stocks would likely rally\, and the reading would be constructive for building materials and related sectors.\nIn line with consensus — A neutral result would maintain the existing housing narrative. Markets would focus on the building permits figure as a forward indicator and watch for meaningful revisions to the September reading (released the previous month).\nBelow consensus — A miss would reinforce concerns about housing affordability and the depth of the single-family construction slowdown. If multi-family starts also decline\, it could signal broader weakness in residential investment\, raising the risk of a housing-led drag on GDP growth in late 2026 and early 2027.\n\nHistorical Context\n\n\n\nRelease Date\nReference Month\nActual (SAAR)\nMoM Change\n\n\n\n\nMay 21\, 2026\nApril 2026\n1.465 million\n-2.8%\n\n\nApril 29\, 2026\nMarch 2026\n1.507 million\n+10.8%\n\n\nMarch 12\, 2026\nJanuary 2026\n1.487 million\n+7.2%\n\n\nFebruary 2026\nDecember 2025\n1.387 million\n—\n\n\n\nMarket Positioning\nHousing construction has been characterised throughout 2026 by a significant divergence between segments: multi-family construction has remained supported by strong rental demand and the continuing structural undersupply of housing in major metropolitan areas\, while single-family construction has been suppressed by the combination of elevated mortgage rates and stretched affordability metrics. The November 18 release will arrive as markets are assessing whether any Fed easing undertaken in late 2026 is beginning to translate into lower mortgage costs and improving builder confidence. The US Retail Sales November 2026 report\, due the same week\, will provide complementary data on consumer demand conditions that underpin housing market fundamentals. \nRelated Events This Week\n\nUS CPI Report November 2026 — Released November 10\, the CPI reading provides the inflation context for interpreting housing starts\, particularly the shelter component.\nUS Retail Sales November 2026 — Released the same week\, retail sales data frames consumer demand conditions that drive both housing need and spending after a home purchase.\nFOMC Rate Decision December 2026 — The Fed’s December meeting will incorporate housing construction trends in its assessment of the transmission of monetary policy to the real economy.\n\nFrequently Asked Questions\nWhat does the housing starts report measure?\nThe New Residential Construction report measures the number of new privately owned residential units where construction began during the reference month. Published jointly by the Census Bureau and HUD\, it covers single-family homes and multi-family buildings. The headline figure is expressed as a seasonally adjusted annual rate (SAAR) to allow comparison across months despite seasonal variation in construction activity. \nWhen is the November 2026 housing starts report released?\nThe October 2026 housing starts data will be published on Wednesday\, November 18\, 2026\, at 8:30 a.m. Eastern Time. This date was confirmed by the Census Bureau’s Survey of Construction release schedule\, with the report typically released on the 12th business day after the end of the reference month. \nWhy does building permits data matter as much as housing starts?\nBuilding permits are a reliable one-to-three month leading indicator for housing starts. Because a permit must be obtained before construction can legally begin\, the monthly permits figure provides a window into builder intentions and the near-term construction pipeline. A sustained decline in permits reliably forecasts lower starts in subsequent months. For this reason\, analysts often focus as much on the permits figure within the report as on the starts headline itself.
URL:https://www.financecalendar.com/event/us-new-residential-construction-housing-starts-november-2026/
CATEGORIES:Economic Indicators
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DTSTART;TZID=America/New_York:20261118T140000
DTEND;TZID=America/New_York:20261118T150000
DTSTAMP:20260902T085111Z
CREATED:20260902T085110Z
LAST-MODIFIED:20260902T085111Z
UID:2427-1795010400-1795014000@www.financecalendar.com
SUMMARY:FOMC Minutes November 2026
DESCRIPTION:Next FOMC Minutes: Wednesday\, November 18\, 2026 at 2:00 pm ET (7:00 pm London). \nDate to be confirmed by the publisher; this is the scheduled date. \n\nConsensus\nNot yet published\nPrior\nHeld at 3.50%-3.75% (July 29\, 2026\, vote 9-3)\nActual\nPending\n\nFull schedule and background: FOMC Minutes. \nUpdated September 2\, 2026 \n\n← Previous FOMC Minutes\nThe Federal Open Market Committee (FOMC) publishes the minutes of its October 27-28\, 2026 meeting on Wednesday\, November 18\, 2026 at 2:00 pm ET\, which is 7:00 pm in London. The minutes are released three weeks after the policy decision and give a detailed account of the discussion behind the vote\, including how members weighed inflation\, employment and financial stability risks. Full schedule and background: FOMC Minutes. \nNote on timing: the Federal Reserve has not published a separate confirmation notice for this specific minutes release beyond the standing pattern. FOMC minutes are\, as a rule\, released three weeks after the second day of each scheduled meeting\, so November 18\, 2026 follows that established convention rather than a fresh announcement. \nWhat is the FOMC and what does it decide?\nThe FOMC is the branch of the Federal Reserve System responsible for setting US monetary policy\, principally the federal funds rate\, the interest rate at which banks lend reserves to each other overnight. Its decisions ripple through mortgage rates\, savings yields\, business borrowing costs and the value of the dollar worldwide. \nThe committee operates under a dual mandate from Congress: maximum employment and stable prices\, which the Fed interprets as inflation averaging around 2% over time. It comprises the seven members of the Board of Governors and five of the twelve regional Federal Reserve Bank presidents\, who rotate voting rights annually (the New York Fed president votes every year). \nThe FOMC holds eight regularly scheduled meetings a year\, roughly every six to eight weeks\, according to the Federal Reserve’s own meeting calendar. Four of these meetings\, in March\, June\, September and December\, are accompanied by a Summary of Economic Projections\, popularly known as the dot plot. \nWhen is the October FOMC decision reflected in these minutes?\nThe minutes released on November 18\, 2026 cover the two-day meeting held October 27-28\, 2026\, which is the meeting immediately before this minutes publication. The policy statement and rate decision from that meeting were announced on October 28 at 2:00 pm ET\, with a press conference roughly 30 minutes later\, in the Fed’s usual format. The October meeting did not carry a Summary of Economic Projections; that material is reserved for the March\, June\, September and December meetings. The minutes themselves add colour that the same-day statement cannot: the balance of views among members\, any dissents\, and how officials characterised the outlook for growth\, inflation and the labour market. \nWhat to expect\nAt its most recently confirmed decision before the autumn cycle\, the FOMC held its target range at 3.50% to 3.75% at the July 28-29\, 2026 meeting\, a hold that passed 9-3\, according to reporting summarised by FedRateCalc. That range had also been maintained at the March 18\, 2026 meeting\, as noted by Equals Money. Markets watching the September and October meetings have continued to price expectations through tools such as the CME FedWatch tool and overnight index swaps\, though this page does not have a verified\, sourced outcome for those two meetings at the time of writing. Readers should check the Federal Reserve’s own statement pages for the confirmed September 16 and October 28\, 2026 decisions. \n\n\n\nMeeting\nDecision\nRate after meeting\n\n\n\n\nMarch 17-18\, 2026\nHold\n3.50% – 3.75%\n\n\nJuly 28-29\, 2026\nHold (vote 9-3)\n3.50% – 3.75%\n\n\n\nRows for meetings without an independently verified outcome have been omitted rather than guessed. Check the Fed’s official calendar and statements for the confirmed record of every meeting. \nMarket impact scenarios\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nMinutes show a hawkish tilt\nTraders may push back the timing of any future rate cut\, according to typical patterns seen on CME FedWatch after hawkish minutes\nBorrowing costs stay higher for longer\, which can support the dollar but weigh on stock prices\n\n\nMinutes show a dovish tilt\nFutures markets often price in a higher probability of an earlier or larger rate cut\nCheaper borrowing becomes more likely sooner\, which can lift shares but weaken the dollar\n\n\nMinutes reveal a split committee\nAnalysts typically flag rising uncertainty about the next move\, increasing volatility around subsequent data releases\nNo clear signal for savers or borrowers yet\, so rates on mortgages and deposits may stay range-bound until the next meeting\n\n\n\nWhat will the minutes signal?\nAnalysts read FOMC minutes for three things: forward guidance on the likely path of rates\, evidence of internal disagreement (dissents)\, and any discussion of the Fed’s balance sheet\, including the pace of asset holdings runoff or reinvestment. A minutes text that repeats a “data dependent” framing without new detail is usually read as a signal of no near-term change. A minutes text that shows several members pushing for a different path than the one taken at the meeting can move bond yields even though the policy decision itself is already three weeks old news. \nWatch\, too\, for any language on financial stability\, since minutes sometimes flag risks in specific markets such as commercial property or leveraged lending that do not appear in the shorter post-meeting statement. \nWhat It Means for Your Money\nThe federal funds rate sets the base for a wide range of borrowing costs. If the minutes suggest the Fed is closer to cutting\, US mortgage rates and other loan and credit card rates can start to drift lower even before an actual cut\, because lenders price in expectations. If the minutes suggest the Fed will hold rates higher for longer\, variable-rate loans and new fixed-rate mortgages tend to stay expensive\, and savings accounts and money market funds keep paying attractive yields for a little longer. \nFor UK and eurozone readers\, US rate expectations still matter. A more hawkish Fed tends to support the dollar against the pound and the euro\, which makes imports priced in dollars\, including oil\, more expensive in London and Frankfurt. It can also pull global bond yields higher\, indirectly nudging UK and eurozone mortgage and loan pricing even though the Bank of England and the European Central Bank set their own rates separately. For pensions and other investments\, shifts in Fed rate expectations move US Treasury yields\, which in turn affect global bond and equity valuations\, including funds widely held in UK workplace pensions and European retirement schemes. \nRelated events\n\nPrevious FOMC minutes: October 2026 FOMC Minutes\nThe Fed’s official October 27-28\, 2026 meeting statement and press conference\, published on the Federal Reserve’s calendar page\nUS inflation (CPI) and employment (nonfarm payrolls) releases published in the weeks before the October and December FOMC meetings\, which shape the discussion recorded in these minutes\n\nFrequently Asked Questions\nWhat time are the November 2026 FOMC minutes released?\nThe minutes are released at 2:00 pm ET on November 18\, 2026\, which is 7:00 pm in London. \nWhich meeting do these minutes cover?\nThey cover the two-day FOMC meeting held October 27-28\, 2026\, giving a fuller account of that meeting’s discussion than the same-day policy statement. \nWhat is the current federal funds rate?\nThe target range was 3.50% to 3.75% after the July 28-29\, 2026 meeting\, according to Federal Reserve reporting; readers should check the Fed’s own statement for any change made at the September or October 2026 meetings. \nWhen is the next FOMC meeting?\nThe FOMC’s final scheduled meeting of 2026 is on December 8-9\, 2026\, with the decision due on December 9 and accompanied by a fresh Summary of Economic Projections. \nWhere can I read the minutes in full?\nThe full text is published on the Federal Reserve’s own monetary policy calendar page alongside the original statement and implementation note. \n← Previous FOMC Minutes
URL:https://www.financecalendar.com/event/fomc-minutes-november-2026/
CATEGORIES:Central Banks & Monetary Policy
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261118T160500
DTEND;TZID=America/New_York:20261118T170500
DTSTAMP:20260902T084621Z
CREATED:20260902T084621Z
LAST-MODIFIED:20260902T084621Z
UID:2425-1795017900-1795021500@www.financecalendar.com
SUMMARY:NVDA Earnings November 2026
DESCRIPTION:Next NVDA Quarterly Earnings: Wednesday\, November 18\, 2026 at 4:05 pm ET (9:05 pm London). \nDate to be confirmed by the publisher; this is the scheduled date. \n\nConsensus\nNot yet published\nPrior\nRevenue $96.22bn\, EPS $2.22 (Q2 FY2027\, reported August 27\, 2026)\nActual\nPending\n\nUpdated September 2\, 2026 \n\n← Previous NVDA Quarterly Earnings\nNvidia is scheduled to report its fiscal third-quarter 2027 earnings on November 18\, 2026\, after the market close\, with results and the earnings call expected around 4:05 pm ET (9:05 pm London). As Nvidia has not yet confirmed the exact date\, this follows the company’s usual pattern of reporting roughly three months after its previous quarterly release\, in the third or fourth week of the month. Nvidia is the world’s largest maker of graphics processing units (GPUs) and the dominant supplier of chips used to train and run artificial intelligence models\, so its results are watched closely across global markets\, not just by US tech investors. Full schedule and background: NVDA quarterly earnings dates. \nWhat is Nvidia’s quarterly earnings report?\nNvidia’s quarterly earnings report is the company’s official disclosure of its financial performance for the preceding three-month period\, filed with the US Securities and Exchange Commission and released alongside a shareholder letter and investor presentation. Management\, led by chief executive Jensen Huang and chief financial officer Colette Kress\, hosts a live conference call afterwards to discuss results and answer analyst questions. The report breaks revenue down by segment\, chiefly Data Center (AI chips sold to cloud providers and enterprises)\, Gaming\, Professional Visualization and Automotive. Because Nvidia’s chips underpin much of the current build-out of AI infrastructure\, its numbers are treated as a barometer for AI spending worldwide\, influencing sentiment in the UK\, Europe and Asia as well as the US. \nNvidia’s fiscal year runs from late January to late January the following calendar year\, so this report covers the third quarter of fiscal year 2027\, spanning roughly August to October 2026. The company’s shares are among the most heavily traded in the world\, and options activity around its earnings dates is often unusually high\, reflecting how much uncertainty investors attach to a single quarterly release. Because so many index funds\, pension schemes and retirement accounts hold Nvidia shares indirectly through broad market trackers\, the report has a wider reach than a typical single-company earnings event. \nWhen is the November 2026 report and how to follow it\nThe report is expected on Wednesday\, November 18\, 2026\, with the press release typically issued shortly after 4:00 pm ET\, followed by the earnings call around 4:05 pm ET (9:05 pm in London\, and the early hours of Thursday in parts of Asia). Nvidia publishes results and a live audio webcast on its investor relations website\, and the call is also carried by major financial news services and brokerages. Because Nvidia has not formally confirmed this date at the time of writing\, readers should check the investor relations site nearer the time for any change. \nWhat to expect\nNvidia does not publish a formal analyst consensus for this quarter in advance of the report\, and no third-party consensus figure for fiscal third-quarter 2027 revenue or earnings per share (EPS) has yet been published by data providers such as Visible Alpha or Bloomberg. However\, Nvidia’s own management guidance from the August 2026 earnings call pointed to revenue of around $108.0 billion for the quarter\, according to reporting on the company’s Q2 FY2027 results. Analysts will focus on whether Data Center revenue\, which has driven the bulk of recent growth\, continues to expand at a similar pace\, on any commentary about supply constraints for next-generation chips\, and on guidance for the following quarter. Gross margin trends and comments on export restrictions to China are also likely to draw attention. \n\n\n\nQuarter\nRevenue\nEPS\nvs estimate\n\n\n\n\nQ2 FY2027 (reported August 27\, 2026)\n$96.22 billion\n$2.22\nBeat ($92.07bn revenue\, $2.09 EPS expected)\n\n\n\nEarlier quarters are not yet independently verifiable from primary sources at the time of writing\, so only the most recently confirmed quarter is shown above; readers can find the full history on Nvidia’s investor relations site. \nWhat the outcome could mean\n\n\n\nScenario\nLikely market read\nPlain-English meaning\n\n\n\n\nBeat on revenue and EPS\, strong guidance\nShares could rise\, AI-linked stocks and chip suppliers may follow\nDemand for AI chips is holding up or accelerating\, supporting the broader AI investment story\n\n\nIn line with guidance\, cautious outlook\nMuted or mixed share reaction\nGrowth is continuing roughly as expected\, with no fresh catalyst either way\n\n\nMiss or weak guidance\, supply or demand concerns flagged\nShares could fall sharply\, weighing on wider tech indices\nSigns that AI infrastructure spending may be slowing or facing bottlenecks\n\n\n\nWhat It Means for Your Money\nNvidia is one of the largest companies in the world by market value\, so its share price swings can move index funds and pensions that track the S&P 500 or global technology indices\, even for people who have never bought a tech stock directly. A strong report can lift related semiconductor and cloud-computing shares in the US\, Europe and Asia\, while a disappointing one can drag down the same group and dent broader stock market sentiment for a few days. The dollar can also see modest moves against the pound and euro around major US tech earnings if they shift expectations for US growth or interest rates. For everyday consumers\, the report has little direct effect on mortgages or savings rates\, but it can influence how much AI-related capital spending flows into cloud services\, data centres and\, over time\, the cost and availability of AI-powered products. \nRelated events\n\nNVDA Q2 FY2027 earnings\, August 2026\nUS Federal Reserve interest rate decisions\, which influence sentiment towards growth and technology stocks\nOther major AI-linked earnings reports from cloud and chip companies in the same reporting season\n\nFrequently Asked Questions\nWhat time does Nvidia report earnings in November 2026?\nNvidia is expected to report after market close on November 18\, 2026\, with the call beginning around 4:05 pm ET (9:05 pm London)\, though the date has not been formally confirmed by the company. \nIs there a confirmed consensus forecast for this quarter?\nNo\, a consensus forecast has not yet been published for Nvidia’s fiscal third-quarter 2027 results; Nvidia’s own guidance from August 2026 pointed to revenue of around $108.0 billion. \nWhat was Nvidia’s previous quarterly result?\nIn its fiscal second-quarter 2027 report on August 27\, 2026\, Nvidia posted revenue of $96.22 billion and EPS of $2.22\, both ahead of the roughly $92.07 billion and $2.09 that had been expected. \nWhere can I watch the earnings call?\nNvidia streams its earnings call live on its investor relations website\, and it is also typically covered live by major financial news outlets. \nWhy do Nvidia’s earnings matter outside the US?\nNvidia’s chips are central to AI infrastructure spending by companies and governments worldwide\, so its results affect sentiment towards technology and AI-linked stocks in the UK\, Europe and Asia\, not only in the US. \n← Previous NVDA Quarterly Earnings
URL:https://www.financecalendar.com/event/nvda-earnings-november-2026/
CATEGORIES:Earnings Season
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DTSTART;TZID=America/New_York:20261118T193000
DTEND;TZID=America/New_York:20261118T203000
DTSTAMP:20260825T151227Z
CREATED:20260825T151227Z
LAST-MODIFIED:20260825T151227Z
UID:2225-1795030200-1795033800@www.financecalendar.com
SUMMARY:Australia Labour Force November 2026
DESCRIPTION:Next Australia Labour Force: Thursday\, November 19\, 2026 at 11:30 am AEDT (7:30 pm ET\, 12:30 am London). \n\nConsensus\nNot yet published\nPrior\nUnemployment rate 4.5% (April 2026\, seasonally adjusted)\nActual\nPending\n\nFull schedule and background: Australia Labour Force. \nUpdated August 25\, 2026 \n\n← Previous Australia Labour Force\nThe Australia Labour Force report for November 2026 is due on Thursday\, November 19\, 2026 at 11:30 am AEDT\, which is 7:30 pm ET on Wednesday\, November 18 in the United States and 12:30 am London time on the same Thursday. It is published by the Australian Bureau of Statistics (ABS) and covers labour market conditions gathered during the reference period leading into the release. Full background and the release schedule for this series are on our Australia Labour Force hub page. \nWhat is the Australia Labour Force report?\nThe Labour Force survey is Australia’s main monthly measure of employment\, unemployment and participation. Each month the ABS surveys a large\, rotating sample of households across the country and asks whether people worked\, looked for work\, or were out of the labour force entirely in the survey reference week. From those answers it builds the headline figures markets watch: the unemployment rate\, the number of people employed (full-time and part-time)\, the participation rate (the share of the population aged 15 and over who are working or actively looking for work)\, and hours worked. \nThese numbers matter because the Reserve Bank of Australia (RBA) treats the labour market as one of the two main inputs\, alongside inflation\, into its interest rate decisions. A tight labour market with a falling unemployment rate can add to wage and price pressure\, while a loosening labour market gives the RBA more room to hold or cut its cash rate. Because Australia is a major exporter of iron ore\, coal and other commodities and a large trading partner for China\, Japan and other parts of Asia\, swings in its jobs data are watched well beyond its own borders\, and they also move the Australian dollar\, which in turn affects import prices for goods bought from the UK\, Europe and the US. \nThe ABS reports both the original series and the seasonally adjusted series\, which strips out predictable calendar effects such as school holidays. Most headlines and market reactions focus on the seasonally adjusted unemployment rate and the change in employment\, usually expressed as a net gain or loss of jobs against the previous month. \nWhen is the November Labour Force report released?\nThe ABS has this release scheduled for Thursday\, November 19\, 2026\, at 11:30 am Australian Eastern Daylight Time. That translates to 7:30 pm ET in New York on the Wednesday evening before\, and 12:30 am in London early on the Thursday. The report is published free on the ABS website under the “Labour Force\, Australia” series\, alongside detailed tables covering states\, industries and demographic breakdowns. The ABS also lists this release\, and all other upcoming statistical releases\, on its release calendar. \nWhat is the consensus forecast?\nAt the time of writing\, a consensus forecast for the November 2026 Labour Force report has not yet been published. Economist surveys from Reuters and Bloomberg for this release typically appear only in the days immediately before publication\, so figures will firm up closer to November 19\, 2026. \nThe most recently verified official reading from the ABS\, from its April 2026 release\, showed the seasonally adjusted unemployment rate rising to 4.5%\, with the number of unemployed people increasing by 33\,000 to 692\,500\, according to the Australian Bureau of Statistics. The ABS also noted that the unemployment rate held at 4.6% for men and rose 0.4 percentage points to 4.4% for women in that release. Several further monthly reports will have been published between then and the November 2026 print; readers should check the ABS website directly for the most current figures once they land\, since precise month-by-month numbers for the second half of 2026 were not independently verifiable at the time this preview was written. \n\n\n\nMeasure\nPrior (most recently verified)\nConsensus\n\n\n\n\nUnemployment rate\n4.5% (April 2026\, seasonally adjusted)\nNot yet published\n\n\nParticipation rate\nData not independently verified for this preview\nNot yet published\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus (unemployment rate higher\, or job losses)\nTraders may price in a higher chance of an RBA rate cut\, and the Australian dollar could weaken against the US dollar and pound\nA softer jobs market often means fewer new roles\, slower wage growth\, and could nudge the RBA toward cheaper borrowing costs over time\n\n\nIn line with consensus\nLimited immediate market reaction\, since the outcome largely confirms what was already expected\nThe picture stays broadly as expected: no fresh reason for the RBA to change its current stance\n\n\nBelow consensus (unemployment rate lower\, or strong job gains)\nMarkets could reduce bets on RBA rate cuts\, and the Australian dollar may strengthen\nA tighter labour market can support wage growth and consumer spending\, but may also keep the RBA cautious about cutting rates too soon\n\n\n\nThese are possibilities discussed by analysts and traders\, not predictions of the actual result. \nWhy does this release matter right now?\nThe RBA has repeatedly said it watches the labour market closely alongside inflation when setting the cash rate\, and commentary from the bank’s board minutes and statements consistently frames a “gradual loosening” or tightening of labour conditions as a key signal for future policy moves\, according to the Reserve Bank of Australia. Through the first half of 2026\, the unemployment rate had drifted higher from earlier lows\, with the ABS recording a rise to 4.5% in April 2026 after an increase in the number of unemployed people. Whether that gradual upward drift continued\, stabilised\, or reversed through the second half of the year is central to how the RBA reads the strength of the domestic economy heading into its final policy decisions of 2026 and its outlook for 2027. \nBeyond the RBA\, the report also matters to trading partners. China remains Australia’s largest export market\, so a weaker Australian labour market can sometimes be an early signal of softening demand for commodities linked to Chinese industrial activity. A stronger or weaker than expected Australian dollar following the release also changes the price of goods and services traded with the UK\, Europe and Asia\, and can move commodity-linked currencies such as the New Zealand dollar and\, to a lesser extent\, sentiment around other resource exporters. \nWhat It Means for Your Money\nMortgages and borrowing: in Australia\, a weaker jobs report that raises the odds of an RBA rate cut can eventually flow through to lower variable mortgage rates\, while a stronger report can keep borrowing costs higher for longer. Homeowners with variable-rate loans are the most directly affected. \nSavings: Australian savings account and term deposit rates broadly track the RBA cash rate\, so the same logic applies in reverse: weaker jobs data that points toward rate cuts tends to mean lower returns on cash savings over time. \nJobs and wages: the report itself is a direct read on how easy it is to find work in Australia and whether wage pressure is building. A falling unemployment rate with rising participation is generally read as a healthy sign for workers’ bargaining power. \nThe Australian dollar and overseas shoppers: a weaker labour market that weighs on the Australian dollar makes Australian exports and assets cheaper for foreign buyers\, including UK\, US and Asian investors\, but it also makes imports and overseas holidays more expensive for Australians. \nInvestments and pensions: Australian equities\, particularly banks and retailers exposed to domestic consumer spending\, tend to be sensitive to labour market health\, which matters for anyone holding Australian shares or superannuation funds with Australian equity exposure\, including many UK and international pension funds with global allocations. \nRelated events\n\nPrevious release: Australia Labour Force\, October 2026\nFull release schedule and background: Australia Labour Force hub page\nReserve Bank of Australia cash rate decisions\, which respond to trends in this data\n\nFrequently Asked Questions\nWhat time does the November 2026 Australia Labour Force report come out?\nThe ABS publishes the report at 11:30 am AEDT on Thursday\, November 19\, 2026\, which is 7:30 pm ET on the Wednesday evening before in the US\, and 12:30 am London time on the Thursday. \nHow should I read the unemployment rate figure?\nFocus on the seasonally adjusted rate rather than the original series\, since it removes predictable calendar effects\, and compare it against both the prior month and the consensus forecast published shortly before release. \nHow does this report affect interest rates?\nThe Reserve Bank of Australia weighs labour market strength alongside inflation when setting its cash rate\, so a materially weaker or stronger jobs report than expected can shift market expectations for future RBA decisions. \nWhere can I find the official release?\nThe full statistical release\, including detailed tables\, is published on the Australian Bureau of Statistics website under the “Labour Force\, Australia” series. \nWhen is the next Labour Force report after this one?\nThe ABS publishes Labour Force data monthly\, so the following report typically arrives around four weeks later; check the ABS release calendar for the confirmed date. \n← Previous Australia Labour Force
URL:https://www.financecalendar.com/event/australia-labour-force-november-2026/
CATEGORIES:Economic Indicators
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DTSTART;TZID=America/New_York:20261119T083000
DTEND;TZID=America/New_York:20261119T093000
DTSTAMP:20260902T085711Z
CREATED:20260902T085711Z
LAST-MODIFIED:20260902T085711Z
UID:2431-1795077000-1795080600@www.financecalendar.com
SUMMARY:US Initial Jobless Claims: November 19\, 2026
DESCRIPTION:Next US Initial Jobless Claims: Thursday\, November 19\, 2026 at 8:30 am ET (1:30 pm London). \n\nConsensus\nNot yet published\nPrior\nNot yet confirmed for the November 14\, 2026 week\nActual\nPending\n\nFull schedule and background: US Initial Jobless Claims. \nUpdated September 2\, 2026 \n\n← Previous US Initial Jobless Claims\nThe US Department of Labor releases its weekly initial jobless claims report on Thursday\, November 19\, 2026\, at 8:30 am ET (1:30 pm London). The report covers the week ending November 14\, 2026\, and measures how many people filed for unemployment insurance for the first time in that week. It is one of the most timely readings of the US labour market and is watched closely by the Federal Reserve\, bond traders and anyone tracking hiring conditions. \nWhat is the consensus forecast?\nAs of publication\, a consensus forecast for the November 14\, 2026 week has not yet been published. Economists surveyed by outlets such as Reuters and Bloomberg typically release their forecasts in the day or two before the report\, once other labour-market signals for the week are in. \nWeekly claims have generally hovered in a range around 200\,000 to 210\,000 through much of 2026\, according to Investing.com’s economic calendar\, which reported a reading of 203\,000 against a forecast of 208\,000 in one recent week\, following a previous figure of 207\,000. Continuing claims\, which count people who remain on unemployment benefits for more than a week\, have been running somewhat higher and are watched as a signal of how long it takes laid-off workers to find new jobs. \n\n\n\nMeasure\nPrior\nConsensus\n\n\n\n\nInitial claims\nNot yet confirmed for this week\nNot yet published\n\n\nContinuing claims\nNot yet confirmed for this week\nNot yet published\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nPlain-English meaning\n\n\n\n\nAbove consensus\nBond yields could fall\, dollar may soften\, stocks may rise on rate-cut hopes\nMore people than expected filed for unemployment\, suggesting the labour market is cooling faster\n\n\nIn line with consensus\nLimited market reaction\, focus shifts to other data\nThe labour market is behaving broadly as economists expected\n\n\nBelow consensus\nYields could rise\, dollar may strengthen\, some pressure on rate-cut expectations\nFewer people than expected filed for unemployment\, pointing to a still-resilient jobs market\n\n\n\nWhy it matters this week\nWeekly claims data feeds directly into how the Federal Reserve reads the health of the US labour market between the monthly non-farm payrolls reports. A run of readings staying near recent levels\, broadly in the 200\,000 to 210\,000 range according to Investing.com\, has generally been read as consistent with a labour market that is cooling gradually rather than cracking. \nBecause this is one weekly data point among many the Fed considers alongside inflation and growth figures\, a single reading rarely shifts policy on its own. Traders instead watch for a sustained trend\, several weeks in a row moving in the same direction\, before adjusting expectations for the Fed’s next move. \nWhat It Means for Your Money\nIf claims come in higher than expected\, it can be read as a sign that jobs are becoming harder to hold onto\, which sometimes leads investors to expect interest rate cuts sooner. That can push mortgage and savings rates down over time\, though the effect from a single week’s data is usually small. \nA weaker labour market reading can also affect stock markets and pensions invested in them\, sometimes positively in the short term if it raises hopes of lower borrowing costs\, though it can also unsettle markets if it signals a broader slowdown. For anyone with savings in dollars\, a run of weak claims data can weigh on the dollar’s value against the pound and the euro. \nNone of this is likely to change household finances immediately from one release. It is the trend across several weeks\, alongside other reports such as non-farm payrolls\, that tends to matter most for mortgages\, savings rates and job security. \nFrequently Asked Questions\nWhat time is the jobless claims report released?\nThe report is released at 8:30 am ET\, which is 1:30 pm in London\, on Thursday\, November 19\, 2026. \nWhat counts as a big surprise in jobless claims?\nA move of more than around 20\,000 to 30\,000 above or below the consensus forecast is generally seen as a notable surprise that can move bond yields and the dollar. \nWhen is the next jobless claims report?\nThe next weekly report follows on the subsequent Thursday. See the full weekly jobless claims schedule for upcoming dates. \nWhere does the data come from?\nThe figures are published by the US Department of Labor’s Employment and Training Administration\, based on state unemployment insurance filings. \n← Previous US Initial Jobless Claims
URL:https://www.financecalendar.com/event/us-initial-jobless-claims-november-19-2026/
CATEGORIES:Economic Indicators
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DTSTART;TZID=America/New_York:20261119T160500
DTEND;TZID=America/New_York:20261119T170500
DTSTAMP:20260902T085603Z
CREATED:20260902T085603Z
LAST-MODIFIED:20260902T085603Z
UID:2429-1795104300-1795107900@www.financecalendar.com
SUMMARY:WMT Earnings November 2026
DESCRIPTION:Next WMT Quarterly Earnings: Thursday\, November 19\, 2026 at 4:05 pm ET (9:05 pm London). \nDate to be confirmed by the publisher; this is the scheduled date. \n\nConsensus\nNot yet published\nPrior\nQ2 FY27: revenue $187.94bn\, comp sales +2.6% (August 20\, 2026)\nActual\nPending\n\nUpdated September 2\, 2026 \n\n← Previous WMT Quarterly Earnings\nWalmart Inc. (NYSE: WMT) is expected to report its third-quarter fiscal 2027 results on Thursday\, November 19\, 2026\, with the earnings release and management commentary due around 4:05 pm ET (9:05 pm London). Walmart has not yet confirmed this exact date; the company typically reports third-quarter results in the third week of November\, and this page will be updated once Walmart’s investor relations calendar confirms the slot. As the largest retailer in the world by revenue\, Walmart’s results are watched closely as a barometer of consumer spending in the United States and\, increasingly\, of global e-commerce and advertising growth. Full background and the earnings schedule for this series can be found on the US CPI report dates hub\, alongside other market-moving releases this quarter. \nWhat is the WMT Q3 FY2027 earnings release?\nThis is Walmart’s quarterly results announcement covering the three months to roughly October 31\, 2026\, known as the fiscal third quarter of Walmart’s 2027 financial year. Walmart’s fiscal year runs from February to January\, so its “Q3” covers August\, September and October trading\, including the run-up to the US holiday shopping season. The release includes total revenue\, net income\, earnings per share (EPS\, the portion of profit allocated to each share)\, comparable sales for Walmart US and Sam’s Club\, and e-commerce growth. Management also updates guidance for the following quarter and\, at this stage of the year\, for the full fiscal year. The call is hosted by Walmart’s chief executive and chief financial officer\, with analysts from major banks and research firms asking questions afterwards. \nWhen is the WMT earnings call and how to follow it\nWalmart typically issues its earnings release before US markets open and holds an investor call later the same morning\, though some recent quarters have shifted timing. Assuming the pattern from its Q2 fiscal 2027 release on August 20\, 2026\, materials should be published on Walmart’s corporate investor relations site early on the morning of the report\, with a conference call and webcast to follow. Because the November date has not yet been formally confirmed by Walmart\, readers should check the company’s official investor relations page closer to the date for the exact time. Live coverage typically appears on major financial news sites and business channels\, and the audio webcast is usually archived on Walmart’s site afterwards for anyone who cannot follow it live. \nWhat to expect\nWalmart does not routinely publish a formal earnings-per-share estimate itself\, but management gave forward guidance alongside its second-quarter results on August 20\, 2026. At that point the company said it expected adjusted EPS of $0.62 to $0.64 for the third quarter of fiscal 2027\, with net sales growing 3.0% to 3.75% in constant currency and adjusted operating income growing 2.0% to 4.0%\, according to Walmart’s official Q2 FY27 earnings release. Independent analyst consensus for the November report has not yet been published; a wider Wall Street consensus typically firms up in the weeks before the release as analysts update their models following the prior quarter’s results. \nInvestors will focus on several areas: whether US comparable sales momentum from the second quarter\, when Walmart US comp sales grew 2.6%\, has carried into the holiday run-up; the pace of e-commerce growth\, which grew 23% globally in the second quarter; and the health of Walmart’s advertising and membership businesses\, including Walmart Connect\, which grew strongly in the prior quarter. Analysts will also watch commentary on tariff-related costs and price adjustments\, an issue Walmart’s chief financial officer discussed directly after the August results\, and any change to full-year guidance given the approach of the holiday quarter. \nA verified table of the last four quarters’ revenue and EPS against estimates is not included here because not all of the underlying figures for upcoming periods are yet confirmed on Walmart’s investor relations site. Readers wanting the full historical run of results can find them directly on Walmart’s corporate investor relations pages. \nWhat the outcome could mean\n\n\n\nScenario\nLikely market read\nPlain-English meaning\n\n\n\n\nBeat on revenue and EPS\, guidance raised\nShares likely to rise; seen as a sign of resilient consumer spending into the holidays\nWalmart sold more and made more profit than expected\, and expects the trend to continue\n\n\nIn line with guidance\nMuted reaction; focus shifts to holiday-quarter guidance\nResults matched what management had already signalled\, so there is little new information\n\n\nMiss or guidance cut\nShares likely to fall; could weigh on other retailers and consumer discretionary stocks\nWalmart sold less or earned less than expected\, which may signal households are pulling back on spending\n\n\n\nWhat It Means for Your Money\nWalmart is one of the largest single holdings in many US and global index funds\, so its results feed directly into pension pots and workplace investment schemes that track the S&P 500 or broad US equity indices\, even for savers who have never bought a Walmart share directly. A strong report can lift confidence in US consumer spending broadly\, which tends to support other retail and consumer goods shares; a weak one can do the opposite and drag down the wider sector. For shoppers\, Walmart’s commentary on pricing and costs\, including how it plans to use tariff refunds to hold down prices\, can offer an early signal of whether US grocery and household goods prices are likely to rise or fall into the new year. The dollar can also move modestly on unexpectedly strong or weak US consumer data of this kind\, which has knock-on effects for the pound\, the euro and import costs for UK and European businesses that price goods in dollars. None of this is likely to move mortgage or savings rates directly\, but it forms part of the broader picture the Federal Reserve and other central banks use when judging the strength of the US economy. \nRelated events\n\nWalmart’s second-quarter fiscal 2027 results\, reported August 20\, 2026\nUS retail sales data for October and November 2026\, published by the US Census Bureau\nOther major US retailer earnings reporting around the same week\, including Target and Home Depot\n\nFrequently Asked Questions\nWhen exactly will Walmart report Q3 fiscal 2027 earnings?\nWalmart has not yet confirmed the date; November 19\, 2026 is the expected date based on the company’s usual mid-to-late November reporting pattern\, and it will be updated once confirmed. \nWhat was Walmart’s guidance for this quarter?\nIn its August 20\, 2026 release\, Walmart guided to adjusted EPS of $0.62 to $0.64 and net sales growth of 3.0% to 3.75% for the third quarter of fiscal 2027\, according to the company’s official earnings release. \nIs there a published consensus forecast yet?\nA consensus forecast has not yet been published for this specific report; analyst estimates typically firm up closer to the release date. \nWhere can I watch the earnings call live?\nWalmart usually streams its earnings call and webcast through its corporate investor relations website\, with the audio archived afterwards for later listening. \nWhy does Walmart’s report matter outside the United States?\nAs the world’s largest retailer\, Walmart’s sales and pricing commentary are widely used as an indicator of US consumer health\, which feeds into global market sentiment\, currency moves and the outlook for retailers in the UK\, Europe and Asia. \n← Previous WMT Quarterly Earnings
URL:https://www.financecalendar.com/event/wmt-earnings-november-2026/
CATEGORIES:Earnings Season
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261119T183000
DTEND;TZID=America/New_York:20261119T193000
DTSTAMP:20260902T090147Z
CREATED:20260902T090146Z
LAST-MODIFIED:20260902T090147Z
UID:2435-1795113000-1795116600@www.financecalendar.com
SUMMARY:Japan CPI November 2026
DESCRIPTION:Next Japan CPI: Friday\, November 20\, 2026 at 8:30 am JST (6:30 pm ET\, 11:30 pm London). Covers October 2026 data. \n\nConsensus\nNot yet published\nPrior\nCore CPI 1.8% YoY\, headline 1.9% YoY (July 2026)\nActual\nPending\n\nFull schedule and background: Japan CPI. \nUpdated September 2\, 2026 \n\n← Previous Japan CPI\nJapan’s national Consumer Price Index (CPI) for October 2026 is released on Friday\, November 20\, 2026\, at 8:30 am Japan Standard Time\, which is 6:30 pm ET on November 19\, 2026 and 11:30 pm in London on the same evening. The data comes from the Statistics Bureau of Japan\, part of the Ministry of Internal Affairs and Communications\, and covers price changes for October 2026. Full schedule and background on this series: Japan CPI. \nWhat is the Japan CPI?\nThe Consumer Price Index tracks the average change in prices paid by households for a fixed basket of goods and services\, including food\, housing\, transport\, healthcare and recreation. It is the main gauge of inflation in Japan and the figure the Bank of Japan (BoJ) watches most closely when setting interest rates. \nJapan’s statisticians publish three versions each month: the headline figure (all items)\, the figure excluding fresh food (often called “core” in Japan\, and closely tracked by the BoJ)\, and the figure excluding both fresh food and energy (sometimes called “core-core”). Because fresh food and energy prices swing sharply from month to month\, the ex-fresh-food figure is usually treated as the cleanest read on underlying price pressure. \nMarkets watch this release because Japan spent decades fighting deflation\, and the BoJ’s decision to raise interest rates away from near-zero levels in recent years has been justified by inflation staying near or above its 2% target. A CPI print that surprises in either direction can move the yen\, Japanese government bond yields and the Nikkei within minutes of release. \nWhen is the October Japan CPI released?\nThe Statistics Bureau of Japan publishes the release at 8:30 am JST on November 20\, 2026 (6:30 pm ET / 11:30 pm London on November 19). The data is published on the Statistics Bureau of Japan’s CPI page. This report covers October 2026 price data. The previous month’s release\, covering September 2026\, is tracked at Japan CPI October 2026. \nWhat is the consensus forecast?\nA consensus forecast for the October 2026 reading has not yet been published by major polling services at the time of writing. Economists’ estimates typically firm up in the days immediately before release\, once the Tokyo CPI figure for the following month (a leading indicator for the national number) has been published. \nThe most recent confirmed official readings\, from the Statistics Bureau of Japan via Trading Economics\, show headline inflation running at 1.9% year-on-year and the ex-fresh-food (“core”) figure at 1.8% year-on-year for July 2026\, both matching or nearing market expectations at the time. \n\n\n\nMeasure\nPrior (most recent confirmed print)\nConsensus\n\n\n\n\nHeadline CPI (YoY)\n1.9% (July 2026)\nNot yet published\n\n\nCore CPI\, ex-fresh food (YoY)\n1.8% (July 2026)\nNot yet published\n\n\n\nNote: figures for August and September 2026 were not independently verifiable from official sources at the time this page was prepared. Readers should treat the July 2026 figures as the last confirmed data point pending the official September release ahead of this report. \nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus\nYen could strengthen\, Japanese government bond yields may rise on expectations of further BoJ tightening\nInflation is running hotter than expected\, adding pressure on the BoJ to consider raising rates again\n\n\nIn line with consensus\nLimited market reaction\, existing BoJ policy path stays intact\nPrices are behaving broadly as expected\, so investors are unlikely to shift bets on the next rate move\n\n\nBelow consensus\nYen could weaken\, bond yields may ease on reduced tightening expectations\nInflation is cooling faster than forecast\, which could make the BoJ more cautious about further rate rises\n\n\n\nThese are possible market reactions\, not predictions. Actual moves depend on the size of any surprise\, the wider global backdrop and what other central banks are doing at the same time. \nWhy does this release matter right now?\nThe BoJ has spent the past two years gradually raising its policy rate from near-zero\, and in its July 2026 Outlook for Economic Activity and Prices\, the Bank said underlying inflation is expected to rise gradually toward a level “generally consistent with the price stability target” between the second half of fiscal 2026 and fiscal 2027. An October CPI reading that runs hotter than this path would strengthen the case for another rate rise; a reading that undershoots would support a more patient BoJ. \nInflation had been running above the BoJ’s 2% target for much of the past two years\, driven partly by food prices and the phasing out of government energy subsidies that had previously held down utility bills. Whether October’s data shows that trend persisting\, or easing as base effects fade\, will shape expectations for the BoJ’s next policy meeting. \nWhat It Means for Your Money\n\nMortgages and loans: if the data supports further BoJ rate rises\, Japanese mortgage and business borrowing costs could edge higher\, a shift from decades of ultra-cheap credit in Japan.\nSavings: higher Japanese rates would mean better returns on yen deposits and savings accounts after years of near-zero interest.\nJobs and wages: persistent inflation above target keeps pressure on Japanese employers to raise wages\, which the BoJ has flagged as a key condition for durable inflation.\nCurrencies: a stronger yen\, which tends to follow a hot CPI print and rate-rise expectations\, makes Japanese exports pricier abroad but imports and overseas holidays cheaper for Japanese households. It also affects anyone holding yen-denominated assets or hedging exposure to the currency.\nInvestments and pensions: global investors in Japanese equities and bonds watch this release closely\, since BoJ policy shifts affect Japanese government bond yields\, which in turn influence global fixed income markets and pension fund returns.\n\nRelated events\n\nPrevious release: Japan CPI October 2026 (September 2026 data)\nTokyo CPI\, usually published around three weeks before the national figure and treated as a leading indicator for it\nThe next Bank of Japan policy decision\, which weighs this CPI print alongside wage and growth data\n\nFrequently Asked Questions\nWhat time is the Japan CPI released?\nThe Statistics Bureau of Japan releases the report at 8:30 am JST on November 20\, 2026\, which is 6:30 pm ET and 11:30 pm London time on November 19\, 2026. \nHow should I read the headline versus core figures?\nThe headline figure includes all items\, while the core figure (ex-fresh food) is the BoJ’s preferred gauge because it strips out volatile fresh food prices; the core-core figure removes energy as well for an even steadier read. \nHow does this data affect Bank of Japan interest rate decisions?\nThe BoJ uses CPI trends\, alongside wage growth\, to judge whether inflation is sustainably near its 2% target\, which is a key input into its interest rate decisions. \nWhere can I find the official release?\nThe data is published directly by the Statistics Bureau of Japan. \nWhen is the next Japan CPI release?\nThe following month’s report\, covering November 2026 data\, is typically published in mid to late December 2026 by the Statistics Bureau of Japan. \n← Previous Japan CPI
URL:https://www.financecalendar.com/event/japan-cpi-november-2026/
CATEGORIES:Economic Indicators
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261119T200000
DTEND;TZID=America/New_York:20261119T210000
DTSTAMP:20260902T093159Z
CREATED:20260902T093158Z
LAST-MODIFIED:20260902T093159Z
UID:2443-1795118400-1795122000@www.financecalendar.com
SUMMARY:PBoC Loan Prime Rate November 2026
DESCRIPTION:Next PBoC Loan Prime Rate: Friday\, November 20\, 2026 at 9:00 am CST (8:00 pm ET\, 1:00 am London). \n\nConsensus\nNot yet published\nPrior\nHeld at 3.0% (1-year) / 3.5% (5-year)\, unchanged since at least April 2026\nActual\nPending\n\nFull schedule and background: PBoC Loan Prime Rate. \nUpdated September 2\, 2026 \n\n← Previous PBoC Loan Prime Rate\nThe People’s Bank of China (PBoC) announces its Loan Prime Rate (LPR) decision for November 2026 on Friday\, November 20\, 2026\, at 9:00 am China Standard Time\, which is 8:00 pm ET on Thursday\, November 19\, and 1:00 am London time on Friday. The LPR is China’s benchmark lending rate\, published monthly and used as the reference point for new bank loans and mortgages across the country. Full schedule and background: PBoC Loan Prime Rate. \nWhat is the PBoC and what does it decide?\nThe People’s Bank of China is the country’s central bank. Unlike the US Federal Reserve or the Bank of England\, it does not set a single headline interest rate through a vote by a rate-setting committee. Instead\, the PBoC calculates and publishes the Loan Prime Rate each month based on submissions from a panel of 18 designated commercial banks\, which quote the rate they charge their best corporate customers. \nThere are two LPR figures: the one-year rate\, which anchors most new corporate and consumer loans\, and the five-year-plus rate\, which is the reference point for mortgage pricing. The PBoC’s Monetary Policy Committee\, an advisory body rather than a voting board\, meets quarterly to review broader policy settings\, but the LPR itself is fixed on the 20th of each month (or the next business day if that falls on a weekend or holiday)\, based on the previous day’s bank submissions. \nChanges in the LPR flow through to the real economy quickly. A lower one-year LPR reduces borrowing costs for small businesses and consumer loans\, while a lower five-year LPR cuts the cost of new mortgages\, a lever Beijing has used repeatedly to support its property sector. \nWhen is the November PBoC decision announced?\nThe November 2026 fixing is released on Friday\, November 20\, 2026\, at 9:00 am local time in Beijing (8:00 pm ET the previous evening\, 1:00 am London time). There is no accompanying press conference or written statement in the way the Federal Reserve or European Central Bank publish one. The PBoC simply posts the one-year and five-year LPR figures on its official website\, alongside the results of the loan prime rate quoting mechanism. \nAny broader signal on policy direction typically comes separately\, through the PBoC’s quarterly Monetary Policy Report or statements around reserve requirement ratio changes\, rather than through commentary tied to the LPR release itself. \nWhat to expect\nAs of the most recent verified reading\, the PBoC held the one-year LPR at 3.0% and the five-year LPR at 3.5% in April 2026\, marking an 11th consecutive month without a change\, according to CNBC. That freeze reflected resilient first-quarter growth and policymakers’ preference to hold back stimulus while assessing external risks\, including the impact of higher global oil prices at the time. \nA formal\, widely published consensus forecast in the style of a Reuters poll is not routinely produced for the monthly LPR fixing in the way it is for Federal Reserve or Bank of England meetings. Economists watching Chinese policy generally frame their expectations around whether the PBoC will use other tools first\, such as the reserve requirement ratio or open market operations\, before adjusting the LPR itself. \n\n\n\nMeeting\nDecision\nRate after meeting (1-year / 5-year)\n\n\n\n\nApril 2026\nHeld\n3.0% / 3.5%\n\n\n\nOnly the April 2026 fixing above has been independently verified against a primary source at the time of writing. Readers should check the PBoC’s own release for the confirmed history of monthly fixings between April and November 2026. \nMarket impact scenarios\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nHold\nRead as a signal that Beijing sees current growth and inflation conditions as manageable without fresh stimulus\nBorrowing costs for mortgages and business loans in China stay the same\n\n\nCut\nTypically read as a sign of concern about slowing growth\, weak property demand or soft consumer spending\nCheaper loans and mortgages in China\, but a signal the economy may need support\n\n\nGuidance shift via other tools\nAnalysts watch reserve requirement ratio changes or liquidity operations as an alternative to moving the LPR directly\nBanks may have more cash to lend even if the headline LPR does not move\n\n\n\nWhat will the statement and press conference signal?\nThere is no press conference tied to the LPR fixing\, so markets instead look for context clues: comments from PBoC officials in state media\, the pace of medium-term lending facility operations\, and any adjustment to bank reserve requirements in the days around the announcement. Analysts also watch whether commercial banks’ net interest margins are under pressure\, since squeezed bank profitability can make lenders reluctant to lower their LPR quotes even if the PBoC wants looser policy. \nDissent in the formal sense does not apply here\, since the LPR is a weighted average of submissions from the 18 quoting banks rather than a committee vote. The main risk analysts flag is a mismatch between the LPR and the property market: if mortgage demand stays weak despite low rates\, further mortgage-specific support measures could follow outside the LPR mechanism itself. \nWhat It Means for Your Money\nFor people with loans or mortgages in China\, a lower five-year LPR directly reduces the reference rate used to price new and\, in many cases\, existing floating-rate mortgages\, lowering monthly repayments. A hold keeps repayments unchanged. For savers in China\, deposit rates tend to move in the same direction as the LPR over time\, so a prolonged freeze also means little change to returns on bank deposits. \nOutside China\, the LPR decision matters mainly through its effect on global growth expectations and the exchange rate. A weaker Chinese economy\, signalled by repeated LPR cuts\, can dampen demand for commodities and goods exported by the UK\, eurozone and other Asian economies\, while affecting the value of the yuan against the dollar and pound. Investors holding shares in companies with significant China exposure\, including luxury goods\, mining and semiconductor firms\, and those holding funds or pensions with emerging market allocations\, may see indirect effects on portfolio values. Currency traders also watch the fixing for signals about the yuan’s managed exchange rate band. \nRelated events\n\nPrevious decision: PBoC Loan Prime Rate\, October 2026\nFull PBoC LPR schedule and background: PBoC Loan Prime Rate hub\nChina’s monthly inflation and trade data releases\, published in the weeks before the LPR fixing\, are typically the key inputs the PBoC weighs when setting the rate\n\nFrequently Asked Questions\nWhat time is the November 2026 PBoC LPR announced?\nThe fixing is published at 9:00 am China Standard Time on Friday\, November 20\, 2026\, which is 8:00 pm ET the previous evening and 1:00 am London time. \nWhat is the current Loan Prime Rate?\nAs of the most recently verified reading\, the one-year LPR stood at 3.0% and the five-year LPR at 3.5%\, unchanged since April 2026\, according to CNBC’s report on the April fixing. \nWill the PBoC cut rates in November 2026?\nThere is no widely published consensus forecast for this specific fixing. Whether the PBoC holds or cuts depends on incoming growth\, inflation and property market data\, and any decision should be treated as a possibility rather than a prediction. \nWhen is the next PBoC LPR decision?\nThe PBoC fixes the LPR monthly\, typically on the 20th of each month or the next business day. Check the PBoC Loan Prime Rate hub for the next confirmed date. \nWhere can I see the official LPR figures?\nThe PBoC publishes the fixing on its own website\, at pbc.gov.cn. \n← Previous PBoC Loan Prime Rate
URL:https://www.financecalendar.com/event/pboc-loan-prime-rate-november-2026/
CATEGORIES:Central Banks & Monetary Policy
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261120T020000
DTEND;TZID=America/New_York:20261120T030000
DTSTAMP:20260902T090007Z
CREATED:20260902T090007Z
LAST-MODIFIED:20260902T090007Z
UID:2433-1795140000-1795143600@www.financecalendar.com
SUMMARY:UK Retail Sales November 2026
DESCRIPTION:Next UK Retail Sales: Friday\, November 20\, 2026 at 7:00 am GMT (2:00 am ET\, 7:00 am London). Covers October 2026 data. \n\nConsensus\nNot yet published\nPrior\nSeptember 2026 reading not yet independently confirmed\nActual\nPending\n\nFull schedule and background: UK Retail Sales. \nUpdated September 2\, 2026 \n\n← Previous UK Retail Sales\nUK Retail Sales for October 2026 is released on Friday\, November 20\, 2026 at 7:00am London time (2:00am ET) by the Office for National Statistics (ONS). The release covers retail sales volumes and values for October 2026\, the ONS’s monthly gauge of how much people in Great Britain are spending in shops\, supermarkets and online. Full schedule and background: UK Retail Sales. \nWhat is UK Retail Sales?\nUK Retail Sales measures the total value and volume of goods sold by retailers in Great Britain\, covering food stores\, department stores\, clothing\, household goods\, fuel and online retail. The ONS collects sales data from a sample of around 5\,000 businesses\, including many of the largest retailers\, and grosses this up to represent the whole retail sector. \nThe headline figures come in two forms: value (how much money was spent\, unadjusted for prices) and volume (the quantity of goods bought\, which strips out the effect of price changes). Volume is the figure markets and the Bank of England watch most closely\, because it shows whether households are actually buying more or less\, rather than simply paying more for the same basket of goods. \nRetail sales matter because consumer spending is one of the largest components of the UK economy. A run of weak retail figures can signal that households are cutting back\, which feeds into growth forecasts\, wage-setting decisions and the Bank of England’s view on where to set interest rates. A stronger-than-expected reading can raise concerns about inflation if demand is outpacing supply\, while a weak reading can support the case for interest rate cuts. \nWhen is the October 2026 Retail Sales report released?\nThe ONS is scheduled to publish the October 2026 Retail Sales bulletin on November 20\, 2026 at 7:00am London time\, which is 2:00am ET in New York. The data is published on the ONS website as part of its release calendar\, alongside detailed datasets covering value and volume sales by sector\, seasonally and non-seasonally adjusted. \nWhat is the consensus forecast?\nAt the time of writing\, a consensus forecast for the October 2026 UK Retail Sales report has not yet been published by major polling services such as Reuters or Bloomberg. These forecasts are typically released in the days immediately before the data\, so check back closer to November 20\, 2026 for an updated figure. \nThe prior reading\, for September 2026\, was published by the ONS in its Retail Sales\, Great Britain bulletin. The exact percentage change for that month could not be independently confirmed from publicly available sources at the time this preview was written\, so no specific figure is quoted here to avoid misrepresenting the ONS’s own numbers. Readers should treat the September 2026 print\, once confirmed\, as the baseline against which the October reading is judged. \n\n\n\nMeasure\nPrior (September 2026)\nConsensus (October 2026)\n\n\n\n\nRetail sales volume\, month-on-month\nAwaiting confirmation from ONS release\nNot yet published\n\n\nRetail sales volume\, excluding fuel\nAwaiting confirmation from ONS release\nNot yet published\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus\nSterling could firm slightly and gilt yields may edge higher if traders see stronger consumer demand as a reason for the Bank of England to hold rates for longer\, according to analysts who track UK retail data\nHouseholds appear to be spending more than expected\, which is generally a sign of confidence in jobs and incomes\n\n\nIn line with consensus\nA limited market reaction\, since the data confirms the existing view of the economy priced in by traders\nSpending is behaving broadly as expected\, so nothing changes for most people\n\n\nBelow consensus\nSterling could soften and expectations for a Bank of England rate cut may firm\, according to economists who watch consumer spending as a growth indicator\nHouseholds appear to be pulling back on spending\, which can be an early sign of a slowing economy\n\n\n\nWhy does this release matter right now?\nRetail sales sit alongside inflation and labour market data as one of the key inputs the Bank of England’s Monetary Policy Committee uses to judge the strength of the UK economy. Retailers themselves have reported a mixed trading environment through 2026\, with Retail Week’s tracking of ONS figures noting that sales rebounded early in the year after a difficult 2025\, though growth has remained uneven month to month. \nThe Bank of England weighs retail spending against wage growth\, mortgage costs and inflation when it sets interest rates\, so a clear change in the retail trend\, in either direction\, can shift expectations for the next rate decision. A run of soft retail figures alongside cooling inflation would support the case for further rate cuts\, while resilient spending could see the Bank hold rates for longer to guard against inflation picking back up. \nWhat It Means for Your Money\n\nMortgages and borrowing: Weak retail sales can add to the case for lower interest rates\, which would eventually feed through to cheaper mortgage deals and other borrowing costs for UK households.\nSavings: If the data pushes expectations towards rate cuts\, savings account and fixed-term bond rates could start to edge down in the following weeks.\nJobs and wages: Retail is one of the UK’s largest employers\, so a sustained slowdown in sales can eventually show up in hiring and pay decisions at retailers and their suppliers.\nPrices: Retail sales volumes strip out price changes\, so a weak reading alongside high prices suggests households are having to cut back on how much they buy\, even if they are spending the same amount of money.\nInvestments\, pensions and the pound: Sterling and UK-focused shares\, particularly retailers and consumer goods companies\, can move on the day of release. Pension funds with UK equity exposure may see modest swings\, and the pound’s reaction can affect the cost of importing goods\, from European wine to Asian electronics.\n\nRelated events\n\nPrevious release: UK Retail Sales\, October 2026 release (September 2026 data)\nUK Consumer Prices Index (CPI)\, published shortly before retail sales each month\, sets the inflation backdrop against which spending figures are read\nBank of England Monetary Policy Committee decisions\, which weigh retail spending alongside inflation and jobs data when setting interest rates\n\nFrequently Asked Questions\nWhat time is UK Retail Sales released on November 20\, 2026?\nThe ONS publishes the report at 7:00am London time\, which is 2:00am ET in New York. \nHow should I read the headline retail sales figure?\nFocus on the volume figure rather than the value figure\, since volume strips out price changes and shows whether people are actually buying more or fewer goods. \nHow does retail sales data affect UK interest rates?\nThe Bank of England uses retail spending as one gauge of economic strength; consistently weak sales can support arguments for interest rate cuts\, while resilient sales can support holding rates steady. \nWhere can I find the official ONS release?\nThe bulletin and underlying datasets are published on the ONS website through its release calendar\, under Business\, Industry and Trade. \nWhen is the next UK Retail Sales release after this one?\nThe ONS publishes Retail Sales\, Great Britain monthly\, typically around three to four weeks after the end of the reference month\, so the following release covering November 2026 data is expected in December 2026. \n← Previous UK Retail Sales
URL:https://www.financecalendar.com/event/uk-retail-sales-november-2026/
CATEGORIES:Economic Indicators
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261120T100000
DTEND;TZID=America/New_York:20261120T110000
DTSTAMP:20260825T104634Z
CREATED:20260605T060000Z
LAST-MODIFIED:20260825T104634Z
UID:1341-1795168800-1795172400@www.financecalendar.com
SUMMARY:US University of Michigan Consumer Sentiment November 2026
DESCRIPTION:Next US University of Michigan Consumer Sentiment: Friday\, November 20\, 2026 at 10:00 am ET (3:00 pm London). \n\nConsensus\nNot yet published\nActual\nPending\n\nUpdated August 25\, 2026 \n\n← Previous US University of Michigan Consumer SentimentNext US University of Michigan Consumer Sentiment →\nThe University of Michigan will release the final reading of its Consumer Sentiment Index for November 2026 on Friday\, November 20\, 2026\, at 10:00 a.m. Eastern Time. This release is the last major consumer confidence reading before the Thanksgiving holiday period in the United States\, and will inform market expectations about consumer spending in the critical Black Friday and holiday shopping season. Consensus forecasts are not yet available at the time of writing. A preliminary November reading will be published on Friday\, November 6\, 2026. \nWhat Is the University of Michigan Consumer Sentiment Index?\nThe University of Michigan’s Surveys of Consumers is a monthly telephone survey of approximately 500 US consumers measuring perceptions of personal financial conditions\, broader economic expectations\, and buying intentions across major categories including homes\, vehicles\, and durable goods. Published since 1952\, it is one of the world’s most authoritative consumer confidence measures and carries particular significance for Federal Reserve policymakers via its inflation expectations components. \nTwo readings are released each month: a preliminary estimate (second Friday) and a final reading (fourth Friday). For November 2026\, these will be November 6 (preliminary) and November 20 (final). The sub-indices for current economic conditions and consumer expectations\, as well as one-year and five-year inflation expectations\, are closely monitored alongside the composite headline figure. \nThe index has a long-run average of approximately 84.5 since 1952. The May 2026 reading of 44.8 set an all-time record low\, driven by energy price anxiety\, persistent goods inflation\, and geopolitical uncertainty. The survey’s trajectory through the second half of 2026 will be a key barometer of whether any macroeconomic improvement is registering in household confidence. \nConsumer Sentiment: November 20\, 2026\nThe November 20 final reading arrives at a pivotal time: it represents the last sentiment measurement before the Thanksgiving-to-Christmas holiday shopping period\, which typically accounts for a significant share of annual consumer spending for retailers. A reading that is higher than recent lows would be interpreted as a positive signal for holiday spending intentions\, supporting consumer discretionary equities. A continued depressed reading would raise concerns about a disappointing holiday season. \nBy November 20\, markets will have received several months of additional macro data not available at the time of writing\, including CPI\, PPI\, retail sales\, and employment reports. The trajectory of energy prices through the autumn and the outcome of Federal Reserve meetings in September and October will have substantially shaped consumer expectations by this point. If the FOMC December 2026 rate decision is already signalled as a cut\, consumer borrowing cost expectations may have improved\, potentially supporting a sentiment recovery. \nThe November 20 reading is also notable for its context relative to the Thanksgiving holiday: the survey fieldwork for the final reading is conducted through the third week of November\, capturing consumer sentiment ahead of the holiday and any associated spending decisions. Retail sector participants track the UMich November reading carefully as an early signal for the shopping season. \nWhy This Release Matters\nConsumer sentiment is a leading indicator of household spending\, which accounts for approximately 70% of US GDP. In the context of 2026’s record-low readings\, any meaningful recovery in the November UMich index would be a positive signal for Q4 2026 GDP estimates and for consumer-facing equities broadly. Retailers\, consumer staples companies\, travel operators\, and automotive manufacturers are the sectors most directly influenced by the monthly sentiment readings. \nFor the Federal Reserve\, the November 20 reading arrives just three weeks before the December meeting. If sentiment shows a meaningful recovery alongside moderating inflation data\, it would validate the case for an easing cycle and support risk assets broadly. If sentiment remains severely depressed even as inflation moderates\, it would signal that households are not yet sensing the improvement in purchasing power that disinflation theoretically delivers. \nThe inflation expectations components of the November survey will also be closely watched. If one-year inflation expectations have declined from the elevated levels of early 2026\, it would confirm that consumers believe the worst of the price shock is past\, a critical input for the Fed’s assessment of whether longer-run expectations remain anchored. \nWhat to Watch For\n\nAbove consensus — An improving headline index would be constructive for holiday retail expectations and consumer discretionary equities. A reading above 55 would represent a meaningful recovery from the 44.8 May low and could signal that conditions are normalising. Declining inflation expectations alongside a higher headline would be particularly positive for the bond market and Fed positioning.\nIn line with consensus — A neutral result would provide no new directional information. Focus would shift to the current conditions versus expectations gap: if expectations are improving faster than current conditions\, it signals forward-looking optimism that may precede a broader recovery.\nBelow consensus — Further deterioration from already record lows would be a significant negative signal for the holiday shopping season and for consumer-facing equities more broadly. If accompanied by rising inflation expectations\, it presents the Fed with the stagflationary dilemma of falling demand alongside persistent price pressures.\n\nHistorical Context\n\n\n\nRelease Date\nReference Month\nIndex Reading\nChange\n\n\n\n\nMay 30\, 2026\nMay 2026\n44.8 (record low)\n-5.0\n\n\nApril 25\, 2026\nApril 2026\n49.8\n—\n\n\nJanuary 30\, 2026\nJanuary 2026\n57.3\n+0.9\n\n\n\nSource: University of Michigan Surveys of Consumers. Long-run average: 84.5. All-time high: 111.4 (January 2000). \nMarket Positioning\nBy November 2026\, the University of Michigan Consumer Sentiment Index will have been tracking at historically depressed levels for the better part of a year. The key question for the November 20 final reading is whether conditions have improved enough to generate a visible improvement in the headline figure. Market participants will be assessing several developments that have unfolded since the record May 2026 low: the direction of energy prices\, the pace of disinflation in core goods and services\, the health of the labour market\, and the cumulative effect of any Federal Reserve policy adjustments. The October UMich reading\, released October 23\, will be the most recent comparable data point when markets approach the November 20 release. \nRelated Events This Week\n\nUS CPI Report November 2026 — Released November 10\, the latest CPI data will frame how consumers are experiencing price pressures ahead of the November 20 sentiment survey completion.\nUS Retail Sales November 2026 — Released the same week\, retail sales will show whether current sentiment is translating into actual consumer behaviour\, testing the relationship between the confidence index and spending.\nFOMC Rate Decision December 2026 — The December Fed meeting is three weeks away from this release\, making November consumer sentiment a late input to the December rate decision debate.\n\nFrequently Asked Questions\nWhat does the University of Michigan Consumer Sentiment Index measure?\nThe index measures household assessments of their personal financial situation\, current buying conditions\, and economic expectations for the next year and five years. It is derived from monthly telephone surveys of approximately 500 US consumers and has been published continuously since 1952\, making it one of the most established consumer confidence gauges in the world. \nWhen is the November 2026 final reading released?\nThe final reading of the University of Michigan Consumer Sentiment Index for November 2026 is scheduled for Friday\, November 20\, 2026\, at 10:00 a.m. Eastern Time. A preliminary reading will be published on Friday\, November 6\, 2026. \nWhy does the November UMich reading matter for holiday retail?\nThe November sentiment reading arrives just before the Black Friday and Cyber Monday shopping events that traditionally launch the holiday retail season in the United States. Consumer confidence is a strong predictor of holiday spending intentions: households that feel confident about their finances are more likely to increase gift and discretionary spending\, while those who feel pessimistic tend to pull back. Retailers and consumer sector analysts use the November UMich reading as one of several data points in calibrating holiday sales forecasts.
URL:https://www.financecalendar.com/event/us-university-of-michigan-consumer-sentiment-november-2026/
CATEGORIES:Economic Indicators
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261123T000000
DTEND;TZID=America/New_York:20261123T235959
DTSTAMP:20260902T133806Z
CREATED:20260902T133806Z
LAST-MODIFIED:20260902T133806Z
UID:2567-1795392000-1795478399@www.financecalendar.com
SUMMARY:Is the Stock Market Open on Labor Thanksgiving Day 2026? TSE/JPX Hours
DESCRIPTION:Tokyo Stock Exchange (JPX) are closed on Monday\, November 23\, 2026 for Labor Thanksgiving Day. \n\nNext holiday\nNew Year's Eve (Market Holiday)\, December 31\, 2026\nRegular hours\n9:00 am to 11:30 am and 12:30 pm to 3:30 pm JST\n\nFull schedule and background: TSE/JPX Holidays. \nUpdated September 2\, 2026 \n\n← Previous TSE/JPX Holidays\nThe Tokyo Stock Exchange (JPX) is closed on Monday\, November 23\, 2026 for Labor Thanksgiving Day\, a national holiday in Japan. No cash equity trading takes place on the JPX main board that day\, and orders entered through Japanese brokers will queue for the next trading session. Full schedule and background: TSE/JPX Holidays. \nBecause Labor Thanksgiving Day falls on a Monday in 2026\, it creates a long weekend for Japanese markets\, with the previous trading day being Friday\, November 20\, 2026 and the next trading day being Tuesday\, November 24\, 2026. \nWhich markets are closed on Labor Thanksgiving Day 2026?\n\n\n\nMarket\nStatus\nNotes\n\n\n\n\nTokyo Stock Exchange (cash equities)\nClosed\nNational holiday\, no regular session\n\n\nOsaka Exchange / JPX derivatives (regular session)\nClosed\nRegular futures and options trading suspended\n\n\nJPX holiday trading (index futures/options)\nClosed for this date\nAccording to Japan Exchange Group\, markets will not open for holiday trading on November 23\, 2026 due to group-wide business continuity planning (BCP) testing from November 21 to 23\n\n\nNew York Stock Exchange / Nasdaq\nOpen (regular hours)\nA normal Monday session in the US\, no US holiday that day\n\n\nLondon Stock Exchange (LSE)\nOpen (regular hours)\nNo UK public holiday falls on this date\n\n\nEuronext\nOpen (regular hours)\nNo eurozone holiday scheduled for this date\n\n\nUS Treasury / bond markets\nOpen (regular hours)\nNo SIFMA recommended closure that day\n\n\n\nInvestors trading Japanese shares\, ETFs or JPX-listed derivatives from London\, New York or elsewhere should expect no price updates from Tokyo during their working day on November 23. \nIs the market open the day before and after?\nYes\, on both sides of the holiday. Friday\, November 20\, 2026 is a full regular trading day on the JPX\, with normal hours of 9:00 am to 11:30 am and 12:30 pm to 3:30 pm JST. The exchange is closed all day Monday\, November 23\, and resumes normal hours on Tuesday\, November 24\, 2026. There is no early close attached to this holiday: JPX simply does not open at all. \nWhy do markets close for Labor Thanksgiving Day?\nLabor Thanksgiving Day is a Japanese national holiday held every November 23\, established after the Second World War to celebrate labour and production and to give thanks to one another for the fruits of that work. As a designated national holiday\, it falls under Japan’s Bank Holiday Law\, which closes government offices\, banks and the stock exchange for the day. \nBecause in 2026 the holiday coincides with a JPX group-wide business continuity planning test\, according to the Japan Exchange Group even the special holiday trading session that sometimes runs on index futures and options during Japanese holidays will not operate on November 23. This is affects a small segment of derivatives traders who might otherwise expect a partial session. \nWhat It Means for Your Money\nIf you hold Japanese shares\, J-REITs or Nikkei-linked ETFs through an international broker\, any order placed on November 23 will simply queue and execute at the next available price on Tuesday\, November 24\, 2026\, so the price you eventually get may differ from what you expected on the holiday itself. Settlement of any Friday trades follows Japan’s standard T+2 cycle\, so a trade done on Friday\, November 20 settles on Tuesday\, November 24 once the holiday is skipped. Dividend record dates and options expiries that would normally fall on November 23 are typically shifted to the next trading day by the exchange. Bank transfers within Japan may also be delayed a day\, since banks observe the same national holiday. Currency markets\, including the yen\, continue trading as usual because foreign exchange is not centred on a single exchange\, and cryptocurrency markets keep trading 24/7 regardless of the JPX closure. Pension funds and other investors with Japan exposure will simply see no fresh Tokyo pricing data for one extra day\, which can matter for anyone rebalancing a portfolio around month-end. \nRemaining TSE/JPX Holidays in 2026\n\nNew Year’s Eve (Market Holiday)\, December 31\, 2026\n\nFrequently Asked Questions\nIs the stock market open on Labor Thanksgiving Day 2026?\nNo. The Tokyo Stock Exchange is closed on Monday\, November 23\, 2026 for Labor Thanksgiving Day\, and JPX-affiliated derivatives markets are also shut that day. \nIs the bond market open on November 23\, 2026?\nJapanese government bond trading follows the same exchange holiday\, but bond markets in the US\, UK and eurozone operate normally that day since it is not a holiday in those regions. \nWhat time does the Tokyo Stock Exchange close the day before the holiday?\nOn Friday\, November 20\, 2026\, the JPX keeps its normal hours\, closing at 3:30 pm JST with no early close. \nWhen is the next TSE/JPX market holiday after this one?\nThe next scheduled closure is New Year’s Eve (Market Holiday) on December 31\, 2026. \nAre Japanese banks open on Labor Thanksgiving Day?\nNo. Japanese banks observe the same national holiday schedule as the stock exchange\, so branches and some transfer services are closed on November 23\, 2026. \n← Previous TSE/JPX Holidays
URL:https://www.financecalendar.com/event/tse-jpx-labor-thanksgiving-day-2026/
CATEGORIES:Economic Indicators
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261124T000000
DTEND;TZID=America/New_York:20261124T235959
DTSTAMP:20260902T142934Z
CREATED:20260902T142934Z
LAST-MODIFIED:20260902T142934Z
UID:2573-1795478400-1795564799@www.financecalendar.com
SUMMARY:Is the Stock Market Open on Prakash Gurpurb Sri Guru Nanak Dev 2026? NSE India Hours
DESCRIPTION:NSE India are closed on Tuesday\, November 24\, 2026 for Prakash Gurpurb Sri Guru Nanak Dev. \n\nNext holiday\nChristmas\, December 25\, 2026\nRegular hours\n9:15 am to 3:30 pm IST\n\nFull schedule and background: NSE India Holidays. \nUpdated September 2\, 2026 \n\n← Previous NSE India Holidays\nThe National Stock Exchange of India (NSE) is closed on Tuesday\, November 24\, 2026 for Prakash Gurpurb Sri Guru Nanak Dev\, one of the most significant festivals in the Sikh calendar. The Bombay Stock Exchange (BSE) also observes the same trading holiday\, so no equity\, derivatives or currency trading takes place on India’s main exchanges that day. Orders placed on the holiday will simply queue and be processed when trading resumes on the next business day. For a full year-ahead view of closures\, see the NSE India Holidays calendar. \nBecause November 24\, 2026 falls on a Tuesday\, this is a standalone one-day closure rather than part of a long weekend\, assuming Monday November 23 and Wednesday November 25 are otherwise normal trading days. Investors with pending settlement\, dividend payments or options expiring around this date should build the closure into their timing. \nWhich markets are closed on Prakash Gurpurb Sri Guru Nanak Dev 2026?\n\n\n\nMarket\nStatus\nNotes\n\n\n\n\nNSE equities\nClosed\nNo cash market trading\n\n\nNSE derivatives (F&O)\nClosed\nNo futures or options trading\n\n\nBSE equities\nClosed\nFollows same holiday calendar as NSE\n\n\nNSE currency and commodity derivatives\nClosed\nTrading suspended for the session\n\n\nNew York Stock Exchange (NYSE) and Nasdaq\nOpen (regular hours)\nNot a US holiday\n\n\nLondon Stock Exchange (LSE)\nOpen (regular hours)\nNot a UK holiday\n\n\nEuronext\nOpen (regular hours)\nNot observed in continental Europe\n\n\nTokyo Stock Exchange (TSE)\nOpen (regular hours)\nNot a Japanese holiday\n\n\n\nIs the market open the day before and after?\nTrading in India runs normally on the sessions immediately before and after the holiday\, at the regular NSE hours of 9:15 am to 3:30 pm IST\, with no early close scheduled around this closure. The last trading session before the holiday is Monday\, November 23\, 2026\, and the next trading day is Wednesday\, November 25\, 2026\, when the exchange reopens at its usual 9:15 am IST start. There is no shortened session either side of the holiday: NSE and BSE either trade full hours or are fully closed\, unlike some Western markets that use early closes around festive periods. \nWhy do markets close for Prakash Gurpurb Sri Guru Nanak Dev?\nPrakash Gurpurb Sri Guru Nanak Dev marks the birth anniversary of Guru Nanak\, the founder of Sikhism and the first of the ten Sikh Gurus. It is one of the most widely celebrated events in the Sikh religious calendar\, observed with prayers\, processions and community meals (langar) across India\, particularly in Punjab and other regions with large Sikh populations. \nIndia’s stock exchanges close for a mix of national public holidays and major religious festivals reflecting the country’s diverse population\, including Hindu\, Muslim\, Sikh\, Christian and other observances. The NSE and BSE publish their full annual trading holiday list in advance each year through official exchange notices\, which is why this closure has been scheduled well ahead of time. \nWhat It Means for Your Money\nIf you hold Indian equities\, mutual funds or exchange-traded funds linked to Indian markets\, any buy or sell orders you place on November 24\, 2026 will not execute until the next trading session on November 25. This matters for settlement: Indian equities generally settle on a T+1 basis\, meaning a trade executed on November 25 would typically settle on November 26\, one business day later than it would if the holiday did not intervene. \nDividend record dates\, options expiries and futures contract rollovers scheduled for November 24 may be shifted to the nearest trading day\, so check with your broker or the relevant company notice if you hold positions expiring around this date. Domestic Indian bank transfers and payroll processing may also be affected\, since many banks in India follow the same regional holiday calendar\, though this varies by state. \nGlobal investors should note that markets outside India\, including the NYSE\, LSE and Euronext\, trade normally\, so global equity indices and currency pairs involving the US dollar\, euro or pound will still move on November 24 even though Indian markets are shut. Cryptocurrency markets are unaffected by any exchange holiday and continue trading 24 hours a day\, seven days a week\, including on this date. \nRemaining NSE India holidays in 2026\n\nChristmas\, December 25\, 2026 (Closed)\n\nAfter Prakash Gurpurb Sri Guru Nanak Dev\, the next scheduled closure on the NSE calendar is Christmas\, December 25\, 2026. Full details of every remaining 2026 closure are listed on the NSE India Holidays hub page\, alongside the exchange’s prior closure for Diwali Balipratipada. \nFrequently Asked Questions\nIs the stock market open on Prakash Gurpurb Sri Guru Nanak Dev in India?\nNo. The NSE and BSE are both closed on November 24\, 2026 for this Sikh religious festival\, and no equity\, derivatives or currency trading takes place. \nIs the bond market open in India on this holiday?\nNo\, government securities and corporate bond trading through NSE and BSE platforms are also suspended for the day\, following the same exchange holiday calendar as equities. \nWhat time does the NSE close the day before the holiday?\nThere is no early close scheduled. The session on Monday\, November 23\, 2026 runs the full regular hours of 9:15 am to 3:30 pm IST. \nWhen is the next NSE India market holiday after this one?\nThe next scheduled closure is Christmas on December 25\, 2026\, according to the official NSE holiday calendar. \nAre Indian banks open on Prakash Gurpurb Sri Guru Nanak Dev?\nBank holidays in India vary by state and are set by the Reserve Bank of India and individual state governments\, so some regional banks may close while others remain open. Check locally if you need to complete a transaction that day. \n← Previous NSE India Holidays
URL:https://www.financecalendar.com/event/nse-india-prakash-gurpurb-sri-guru-nanak-dev-2026/
CATEGORIES:Economic Indicators
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261124T043000
DTEND;TZID=America/New_York:20261124T053000
DTSTAMP:20260902T090746Z
CREATED:20260902T090746Z
LAST-MODIFIED:20260902T090746Z
UID:2439-1795494600-1795498200@www.financecalendar.com
SUMMARY:Germany Ifo Business Climate November 2026
DESCRIPTION:Next Germany Ifo Business Climate: Tuesday\, November 24\, 2026 at 10:30 am CET (4:30 am ET\, 9:30 am London). \n\nConsensus\nNot yet published\nPrior\n88.8 (August 2026\, most recently confirmed official figure)\nActual\nPending\n\nFull schedule and background: Germany Ifo Business Climate. \nUpdated September 2\, 2026 \n\n← Previous Germany Ifo Business Climate\nThe Germany Ifo Business Climate Index for November 2026 is due on Tuesday\, November 24\, 2026 at 4:30 am ET (9:30 am London\, 10:30 am CET)\, published by the ifo Institute in Munich. The release covers business sentiment gathered from around 9\,000 companies across Germany’s manufacturing\, construction\, wholesale\, retail and service sectors during November. Full schedule and background: Germany Ifo Business Climate. \nWhat is the Ifo Business Climate Index?\nThe Ifo Business Climate Index is a monthly survey-based gauge of how German firms view their current trading conditions and their expectations for the next six months. It is widely regarded as one of the most closely watched early indicators of the health of Europe’s largest economy\, because it tends to move ahead of official GDP and industrial production figures. \nEach month\, the ifo Institute asks thousands of businesses two simple questions: how would you rate your current business situation\, and how do you expect it to develop over the coming six months? The answers are converted into balances and combined into a headline climate index\, alongside two sub-indices: the Current Situation Index and the Expectations Index. A rising index signals improving confidence\, a falling one signals deteriorating sentiment. \nMarkets\, the Bundesbank and the European Central Bank all track the Ifo release because German business sentiment often foreshadows shifts in eurozone growth\, trade flows and hiring intentions. A sharp move in either sub-index\, particularly Expectations\, can shift short-term expectations for eurozone growth and\, at the margin\, the euro exchange rate. \nWhen is the November Ifo Business Climate released?\nThe November reading is scheduled for release on Tuesday\, November 24\, 2026 at 10:30 am CET (4:30 am ET\, 9:30 am London time). It is published directly by the ifo Institute on its website\, alongside a short commentary from ifo’s president and detailed sector breakdowns for manufacturing\, services\, trade and construction. \nWhat is the consensus forecast?\nAs of the time of writing\, a consensus forecast specifically for the November 2026 reading has not yet been published; economist surveys for Ifo are typically compiled and reported by data providers such as Reuters and FXStreet in the days immediately before release. Readers should check FXStreet’s economic calendar closer to the date for an updated median estimate. \nThe most recently confirmed official reading available from the ifo Institute at the time of writing showed the Business Climate Index at 88.8 points in August 2026\, up from 86.7 points in July 2026\, according to the ifo Institute. The October 2026 print\, released on October 26\, 2026\, will be the immediate prior figure for the November release; readers should confirm the exact October value directly at ifo.de as the most up-to-date official prior. \n\n\n\nMeasure\nPrior (August 2026)\nConsensus (November 2026)\n\n\n\n\nBusiness Climate Index\n88.8\nNot yet published\n\n\nCurrent Situation Index\nNot separately confirmed at time of writing\nNot yet published\n\n\nExpectations Index\nNot separately confirmed at time of writing\nNot yet published\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus\nRead as a sign of improving German business confidence; could support the euro modestly\, according to analysts who track eurozone sentiment surveys such as those cited by Investing.com\nFirms are feeling more positive about current trading and the outlook\, which can eventually translate into more hiring and investment\n\n\nIn line with consensus\nLimited immediate market reaction expected\, as the print largely confirms existing expectations\nThe economy is behaving broadly as anticipated\, with no major surprise for growth expectations\n\n\nBelow consensus\nCould be read as a warning sign for eurozone growth and weigh on the euro\, according to commentary from providers such as Investing.com\nBusinesses are more cautious\, which can signal slower hiring\, investment and spending ahead\n\n\n\nThese are possible market reactions described by analysts and data providers\, not predictions of what will happen. \nWhy does this release matter right now?\nGermany’s economy has been navigating a mix of pressures through 2026\, including energy costs\, trade uncertainty and a gradual recovery supported by fiscal stimulus. Ifo President Clemens Fuest noted in earlier 2026 commentary reported by Trading Economics that stronger domestic demand and government spending were supporting sentiment\, while trade uncertainty continued to weigh on exporters. The Ifo survey has shown a broadly improving trend across 2026\, with the headline index climbing from the mid-80s earlier in the year toward the high-80s by mid-year. \nThe European Central Bank watches business sentiment surveys like Ifo alongside inflation and labour data when setting policy\, because deteriorating confidence can foreshadow weaker investment and hiring. A further improvement in November would reinforce the narrative of a gradually stabilising German economy; a setback would revive concerns about the strength of the recovery heading into 2027. \nWhat It Means for Your Money\n\nMortgages and rates: German and eurozone sentiment data feed into the European Central Bank’s broader assessment of growth\, which can influence the pace of future rate changes affecting mortgage costs across the eurozone.\nSavings: If confidence data strengthens the case for the ECB holding rates rather than cutting them\, savers in euro-denominated accounts may see rates hold up for longer than otherwise expected.\nJobs and wages: Business confidence often leads hiring decisions. A weak Ifo reading can be an early sign that companies plan to slow recruitment or investment in Germany\, Europe’s largest labour market.\nInvestments and pensions: German and European equities\, along with funds with eurozone exposure held in pensions\, can react to shifts in business sentiment\, particularly in export-heavy manufacturing sectors.\nCurrencies: The euro can move on surprises in the Ifo release\, which in turn affects the cost of European holidays\, imports and any foreign currency exposure for UK and US investors and travellers.\n\nRelated events\n\nPrevious release: Germany Ifo Business Climate\, October 2026\nFull schedule and history: Germany Ifo Business Climate hub\nRelated eurozone releases and central bank decisions can be found on the financecalendar.com economic calendar\n\nFrequently Asked Questions\nWhat time is the November Ifo Business Climate Index released?\nIt is released at 10:30 am CET (4:30 am ET\, 9:30 am London time) on Tuesday\, November 24\, 2026\, by the ifo Institute. \nHow should I read a change in the Ifo index?\nA rising index signals improving business confidence in Germany\, while a falling index signals weaker sentiment; the Expectations sub-index in particular is watched as a forward-looking signal for the next six months. \nDoes the Ifo Business Climate Index affect interest rates?\nIt is not a direct policy trigger\, but the European Central Bank considers business confidence data such as Ifo alongside inflation and labour market figures when assessing the eurozone growth outlook. \nWhere can I find the official Ifo release?\nThe official data and commentary are published on the ifo Institute’s website. \nWhen is the next Ifo Business Climate release after November?\nThe ifo Institute’s published schedule lists the following release for December 17\, 2026\, per the ifo Institute’s calendar. \n← Previous Germany Ifo Business Climate
URL:https://www.financecalendar.com/event/germany-ifo-business-climate-november-2026/
CATEGORIES:Economic Indicators
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261124T100000
DTEND;TZID=America/New_York:20261124T110000
DTSTAMP:20260902T090501Z
CREATED:20260902T090501Z
LAST-MODIFIED:20260902T090501Z
UID:2437-1795514400-1795518000@www.financecalendar.com
SUMMARY:US Consumer Confidence November 2026
DESCRIPTION:Next US Consumer Confidence: Tuesday\, November 24\, 2026 at 10:00 am ET (3:00 pm London). \nDate to be confirmed by the publisher; this is the scheduled date. \n\nConsensus\nNot yet published\nPrior\n91.2 (June 2026\, historical context only; October 2026 figure not yet verified)\nActual\nPending\n\nFull schedule and background: US Consumer Confidence. \nUpdated September 2\, 2026 \n\n← Previous US Consumer Confidence\nThe Conference Board publishes its US Consumer Confidence Index for November 2026 on Tuesday\, November 24\, 2026\, at 10:00 am ET (3:00 pm London). The report gauges how American households feel about the economy\, the labour market and their own finances\, and it is one of the most closely watched sentiment indicators in global markets. Full schedule and background: US Consumer Confidence. \nWhat is the Consumer Confidence Index?\nThe index is built from a monthly survey of around 3\,000 US households\, run by The Conference Board. Respondents answer five questions: how they view current business conditions\, how they view the current job market\, and how they expect business conditions\, the job market and their own household income to look in six months’ time. The first two questions feed a “Present Situation” sub-index\, while the last three form an “Expectations” sub-index. \nMarkets watch the headline number because consumer spending drives roughly two-thirds of US economic output. A rising index suggests households feel comfortable enough to keep spending on cars\, holidays and big-ticket items. A falling index\, particularly a sharp drop in the expectations component\, has historically been an early warning sign of a slowdown\, since it reflects how people feel about jobs and income before that shows up in hard spending data. \nThe index is not a survey of what people are actually doing\, but of what they expect to do. That makes it a leading indicator rather than a hard measure of activity\, and it can move sharply on news events such as tariff announcements\, stock market swings or petrol price changes\, even before those events affect real spending. \nWhen is the November Consumer Confidence Index released?\nThe Conference Board has not yet formally confirmed the exact publication date for the November 2026 report at the time of writing. The Board typically releases this data on the last Tuesday of the reference month\, and November 24\, 2026 follows that usual pattern. The release is published on the Conference Board’s website at 10:00 am ET (3:00 pm London)\, alongside a short commentary from the organisation’s chief economist. \nWhat is the consensus forecast?\nA consensus forecast for the November 2026 reading has not yet been published by major polling services such as Reuters or Bloomberg; these polls are typically compiled in the days immediately before release. The most recent verified reading available at the time of writing comes from The Conference Board’s own commentary\, which reported the index falling to 91.2 in June 2026\, down from a prior reading of 93.1\, and below the 94.4 figure that economists had expected\, according to TrendForce DataTrack’s summary of Conference Board data. \n\n\n\nMeasure\nPrior (June 2026)\nConsensus (November 2026)\n\n\n\n\nHeadline Consumer Confidence Index\n91.2\nNot yet published\n\n\nPresent Situation Index\nNot independently verified\nNot yet published\n\n\nExpectations Index\nNot independently verified\nNot yet published\n\n\n\nReaders should treat the June 2026 figures above as historical context rather than the immediate prior reading for this release. The October 2026 print\, which is the true prior for this November report\, should be checked directly against The Conference Board’s official release once published. \nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus\nRead as a sign households feel more secure\, which can support equities and the dollar\, and may reduce pressure on the Federal Reserve to cut rates quickly\nPeople feel more confident about jobs and spending\, which can mean a stronger economy but also stickier inflation\n\n\nIn line with consensus\nLimited market reaction expected\, since the number confirms the trend investors already priced in\nThe economy is behaving broadly as expected\, so little changes for borrowers or savers immediately\n\n\nBelow consensus\nOften seen as a warning sign for consumer spending\, which can weigh on stocks and add to expectations of rate cuts\nHouseholds are worried about jobs or prices\, which can foreshadow weaker spending and slower growth ahead\n\n\n\nThese are possibilities discussed by analysts around similar releases\, not predictions of what will happen in November 2026. \nWhy does this release matter right now?\nConsumer sentiment has been unusually volatile through 2026\, with the Conference Board’s index swinging as households weighed tariff policy\, sticky grocery and housing costs\, and a labour market that has cooled from its post-pandemic highs. The June 2026 drop to 91.2\, below both the prior month and economists’ expectations\, according to Conference Board data compiled by TrendForce\, illustrated how quickly sentiment can shift when households worry about job security or prices. \nThe Federal Reserve does not target consumer confidence directly\, but policymakers watch it as one signal among many on the health of household spending\, which underpins the broader US growth outlook. A sustained decline in confidence\, especially in the expectations component\, tends to raise the odds that officials discuss interest rate cuts sooner rather than later\, while a rebound can ease those calls. \nWhat It Means for Your Money\nMortgages and borrowing: if confidence weakens sharply\, investors often raise bets on future Federal Reserve rate cuts\, which can pull down long-term borrowing costs\, including US mortgage rates\, over time. A stronger reading can do the opposite. \nSavings: the direction of expected interest rate moves influences savings account and certificate of deposit rates in the US\, and can spill over into UK and euro area rate expectations too\, since global bond markets are closely linked. \nJobs and wages: the survey’s questions on the job market are watched by economists as an early signal of how workers feel about job security\, which can precede changes in hiring\, quits and wage growth. \nPrices: confidence readings that flag rising price worries can be an early hint of inflation expectations creeping up\, which the Fed watches closely when setting policy. \nInvestments\, pensions and currencies: a weak reading can unsettle US equities and\, by extension\, global pension funds and index-tracking investments held by UK and European savers. Moves in US rate expectations also ripple through to the dollar\, the pound and the euro\, affecting the cost of imports and holidays abroad. \nRelated events\n\nPrevious reading: US Consumer Confidence\, October 2026\nUniversity of Michigan Consumer Sentiment survey\, a separate but related US sentiment gauge released mid-month\nUS nonfarm payrolls and jobless claims data\, which often move alongside consumer confidence trends\n\nFrequently Asked Questions\nWhat time is the November Consumer Confidence Index released?\nThe Conference Board publishes the report at 10:00 am ET\, which is 3:00 pm in London\, on November 24\, 2026. \nHow should I read the Consumer Confidence Index?\nA rising number means households feel more optimistic about the economy and jobs; a falling number signals growing worry\, particularly if the expectations component drops sharply. \nDoes this report move interest rate expectations?\nYes\, though indirectly. The Federal Reserve considers consumer sentiment as one input among many when assessing the strength of household spending and the broader economy. \nWhere can I find the official release?\nThe Conference Board publishes the full report\, including sub-indices and regional breakdowns\, on its own website on release day. \nWhen is the next Consumer Confidence report?\nThe following report typically covers December 2026 data and is expected around the last Tuesday of December\, following the Conference Board’s usual monthly schedule. \n← Previous US Consumer Confidence
URL:https://www.financecalendar.com/event/us-consumer-confidence-november-2026/
CATEGORIES:Economic Indicators
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261124T193000
DTEND;TZID=America/New_York:20261124T203000
DTSTAMP:20260825T151543Z
CREATED:20260825T151543Z
LAST-MODIFIED:20260825T151543Z
UID:2227-1795548600-1795552200@www.financecalendar.com
SUMMARY:Australia CPI November 2026
DESCRIPTION:Next Australia CPI: Wednesday\, November 25\, 2026 at 11:30 am AEDT (7:30 pm ET\, 12:30 am London). Covers October 2026 data. \n\nConsensus\nNot yet published\nPrior\n3.8% YoY\, trimmed mean 3.6% (June 2026\, latest confirmed)\nActual\nPending\n\nFull schedule and background: Australia CPI. \nUpdated August 25\, 2026 \n\n← Previous Australia CPI\nAustralia’s Consumer Price Index (CPI) for October 2026 is released on Wednesday\, November 25\, 2026\, at 11:30am AEDT\, which is 7:30pm ET on November 24\, 2026\, and 12:30am in London on November 25. The figures are published by the Australian Bureau of Statistics (ABS) and cover price movements in October 2026. Full background and the release schedule for this series are on the Australia CPI hub page. \nWhat is Australia’s CPI?\nThe Consumer Price Index measures the average change in prices paid by households for a fixed basket of goods and services\, including housing\, food\, transport\, health and education. It is Australia’s main gauge of inflation\, the rate at which the cost of living rises over time. \nSince November 2025 the ABS has published a complete monthly CPI\, replacing the earlier “monthly indicator” and the quarterly-only series that Australia used for decades. This brought Australia into line with other G20 economies\, which mostly already published monthly inflation data\, according to the ABS. \nAlongside the headline figure\, the ABS publishes trimmed mean inflation\, a measure that strips out the most extreme price rises and falls each month. Economists and the Reserve Bank of Australia (RBA) watch trimmed mean closely because it filters out one-off shocks\, such as a fuel price spike or an electricity rebate ending\, to show the underlying trend in prices. Basis points\, a term used across financial markets\, means one hundredth of one percentage point\, and is commonly used to describe small changes in inflation or interest rates. \nWhen is the October CPI released?\nThe ABS publishes the October 2026 CPI on Wednesday\, November 25\, 2026\, at 11:30am AEDT (7:30pm ET\, November 24\, and 12:30am in London on November 25). The release appears on the ABS website under Consumer Price Index\, Australia\, alongside detailed tables covering housing\, food\, transport and other categories. The ABS release calendar lists the following report\, covering November 2026 data\, for January 6\, 2027\, with the December 2026 figures due January 27\, 2027. \nWhat is the consensus forecast?\nA consensus forecast for the October 2026 CPI has not yet been published this far ahead of the release. Economists’ forecasts\, typically compiled by Reuters and Bloomberg polls\, tend to appear in the days immediately before each ABS release. \nThe most recently confirmed ABS print available at the time of writing was for June 2026. Annual CPI inflation was 3.8% in the 12 months to June 2026\, down from 4.0% in the 12 months to May 2026\, according to the Australian Bureau of Statistics. Trimmed mean inflation was 3.6% in the 12 months to June 2026\, unchanged from May. Readers should check the ABS release for July\, August and September 2026 prints\, published in the months before this event\, for the most current prior figure. \n\n\n\nMeasure\nPrior (12 months to May 2026)\nLatest confirmed (12 months to June 2026)\n\n\n\n\nHeadline CPI\, annual\n4.0%\n3.8%\n\n\nTrimmed mean\, annual\n3.6%\n3.6%\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus\nTraders would likely push back expectations for RBA rate cuts\, and the Australian dollar could strengthen\, according to typical market reaction patterns economists describe around upside inflation surprises\nPrices are rising faster than expected. Borrowing costs may stay higher for longer\, which affects mortgage rates and business loans\n\n\nIn line with consensus\nMarkets would likely see limited reaction\, with the RBA’s existing policy path treated as broadly on track\nInflation is behaving as expected\, so there is less pressure for an immediate change in interest rates\n\n\nBelow consensus\nInvestors may bring forward bets on RBA rate cuts\, and the Australian dollar could weaken against major currencies\nPrices are cooling faster than expected\, which could eventually mean cheaper borrowing but also signals a softer economy\n\n\n\nThese are possibilities discussed by market commentators\, not predictions. Actual market moves depend on the detail within the release\, including services inflation and housing costs\, not just the headline number. \nWhy does this release matter right now?\nThe RBA has kept a close watch on the transition to the complete monthly CPI as its main tool for judging progress against its 2 to 3% inflation target. Through the first half of 2026\, annual headline inflation moved between roughly 3.7% and 4.0%\, staying above that target band\, based on the ABS’s published series of monthly reports. Trimmed mean inflation\, the RBA’s preferred underlying measure\, held in a narrower range around 3.3% to 3.6% over the same period\, according to the ABS. \nThe ABS decided to postpone its usual annual reweighting of the CPI basket to January 2027 rather than introduce it mid-2026\, judging that household spending patterns had not shifted enough to justify an earlier update\, the ABS said. From February 2027 the CPI release date itself will move slightly earlier in the month\, to the fourth Wednesday rather than the final Wednesday\, following user feedback the ABS gathered during 2026. \nBecause Australia’s inflation data now arrives every month rather than every quarter\, each release carries more weight for near-term expectations of RBA policy meetings\, and is watched by currency traders in Asia\, bond investors\, and central banks elsewhere assessing how commodity-exporting economies are managing price pressures. \nWhat It Means for Your Money\n\nMortgages and rates: If inflation surprises to the upside\, Australian variable mortgage holders may face a longer wait for RBA rate cuts\, keeping monthly repayments higher. A softer reading could revive hopes of cheaper home loans.\nSavings: Higher-than-expected inflation can support returns on term deposits and savings accounts if the RBA holds rates steady for longer\, but it also erodes the real value of cash sitting in low-interest accounts.\nJobs and wages: Persistent inflation above the RBA’s target can squeeze real wages if pay rises fail to keep pace\, a concern for households in Australia and\, indirectly\, for global firms with Australian operations.\nPrices: The housing and electricity components have been the largest drivers of Australian inflation through 2025 and 2026\, according to ABS commentary\, so households may notice this most in energy bills and rent.\nInvestments\, pensions and currencies: A hotter than expected print can lift the Australian dollar and unsettle bond markets\, with knock-on effects for pension funds holding Australian assets and for UK\, European and Asian investors exposed to Australian equities or the currency.\n\nRelated events\n\nPrevious release: Australia CPI\, October 2026 data release\nFull schedule: Australia CPI hub page\nNext scheduled report: Australia CPI for November 2026 data\, due January 6\, 2027\n\nFrequently Asked Questions\nWhat time is the October 2026 Australia CPI released?\nThe ABS publishes the report at 11:30am AEDT on November 25\, 2026\, equivalent to 7:30pm ET on November 24\, 2026\, and 12:30am in London on November 25. \nHow should I read the headline CPI figure versus trimmed mean?\nThe headline figure shows the total change in prices across the basket\, while trimmed mean strips out extreme movements to show the underlying trend that the RBA relies on most when setting interest rates. \nHow does this release affect RBA interest rate decisions?\nThe RBA reviews the latest CPI data ahead of its policy meetings. Inflation running persistently above its 2 to 3% target band tends to argue against rate cuts\, while a clear slowdown can open the door to easier policy\, according to the RBA’s stated approach to its target. \nWhere can I find the official release?\nThe full report\, including detailed tables\, is published on the Australian Bureau of Statistics website under Consumer Price Index\, Australia. \nWhen is the next Australia CPI release after this one?\nThe following report\, covering November 2026 data\, is scheduled for January 6\, 2027\, with the December 2026 data due January 27\, 2027\, according to the ABS release calendar. \n← Previous Australia CPI
URL:https://www.financecalendar.com/event/australia-cpi-november-2026/
CATEGORIES:Economic Indicators
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261125T083000
DTEND;TZID=America/New_York:20261125T093000
DTSTAMP:20260825T104622Z
CREATED:20260605T060000Z
LAST-MODIFIED:20260825T104622Z
UID:1310-1795595400-1795599000@www.financecalendar.com
SUMMARY:US Gross Domestic Product November 2026
DESCRIPTION:Next US Gross Domestic Product: Wednesday\, November 25\, 2026 at 8:30 am ET (1:30 pm London). Covers Q3 2026 data. \n\nConsensus\nNot yet available\nActual\nPending\n\nFull schedule and background: US Gross Domestic Product. \nUpdated August 25\, 2026 \n\n← Previous US Gross Domestic ProductNext US Gross Domestic Product →\nThe Bureau of Economic Analysis (BEA) will release the US Gross Domestic Product (GDP) Q3 2026 Second Estimate on Wednesday\, November 25\, 2026\, at 8:30 a.m. Eastern Time. The second estimate updates the advance Q3 2026 GDP figure released on October 29 with additional source data and revisions. The November 25 release falls on the day before Thanksgiving\, making it a high-impact pre-holiday data point released alongside the October 2026 Personal Income and Outlays (PCE) report. Real GDP grew at an annualised rate of 1.6% in Q1 2026 (second estimate); Q2 and Q3 2026 performance will reflect whether this moderation deepened or reversed during the year. \n\n\n\nAt a Glance\n\n\n\n\nRelease Date\nWednesday\, November 25\, 2026\, 8:30 a.m. ET\n\n\nGDP Estimate\nQ3 2026 Second Estimate\n\n\nPublished By\nBureau of Economic Analysis (BEA)\n\n\nPrior GDP (Q1 2026)\n+1.6% annualised (second estimate)\n\n\nSame Day Release\nPCE October 2026\n\n\nMarket Impact\nMedium (second estimate revisions usually minor)\n\n\n\nWhat is the US GDP Second Estimate?\nGross Domestic Product measures the total monetary value of all goods and services produced within the United States in a given period\, adjusted for inflation and expressed as an annualised quarterly growth rate. The BEA publishes GDP in three stages: the advance estimate (released approximately four weeks after the quarter ends)\, the second estimate (released approximately eight weeks after quarter-end)\, and the third estimate (approximately 12 weeks after quarter-end). Each subsequent estimate incorporates more complete source data\, reducing the revision risk inherent in the initial advance figure. \nThe Q3 2026 second estimate\, published November 25\, revises the advance estimate released on October 29. Second estimates typically incorporate more complete retail sales\, services spending\, and international trade data. Revisions to second estimates are common but rarely large: the average revision between the advance and second estimate for US GDP is approximately 0.3 to 0.5 percentage points in either direction. A revision larger than one percentage point would be unusual and would attract significant market attention. \nGDP measures the broadest health of the US economy. After robust growth of 3.8% in Q2 2025 and 4.4% in Q3 2025\, the US economy decelerated sharply to 0.5% in Q4 2025\, partly due to the impact of a federal government shutdown. Q1 2026 recovered to 1.6% annualised. The Q3 2026 second estimate will be a key data point in assessing how the second half of 2026 is tracking. \nUS GDP Q3 2026 Second Estimate: November 25\, 2026\nThe November 25 report revises the Q3 2026 advance estimate published on October 29. The second estimate incorporates updated data from government agencies\, trade surveys\, and private sector sources that were not yet available when the advance figure was compiled. Markets typically react less to second and third estimates than to advance estimates\, since the advance figure sets the initial baseline and revisions are usually modest. \nHowever\, the November 25 release remains significant because it arrives alongside the October PCE data\, creating a simultaneous dual release of the two most important BEA outputs. If the second estimate revises Q3 2026 GDP materially downward while PCE shows stubborn inflation\, markets face a stagflationary signal that is difficult for the Fed to address: cutting rates to support growth risks re-accelerating inflation\, while holding rates to fight inflation risks deepening the growth slowdown. \nThe GDP Q3 second estimate will also contain updated corporate profits data and a breakdown of GDP by major expenditure components: personal consumption\, government spending\, investment\, and net exports. Analysts will examine whether the composition of growth is consistent with a healthy expansion or points to underlying imbalances that could affect the H2 2026 and early 2027 outlook. The October PCE data released at the same time will provide complementary data on consumer spending and inflation. \nWhy This GDP Release Matters\nBy the time the November 25 second estimate is published\, the FOMC will be in the run-up to its final meeting of the year on December 9. The combined GDP and PCE data released on November 25 will be among the last major economic data points available before the December FOMC decision. If Q3 2026 GDP shows continued deceleration from the 1.6% pace seen in Q1\, it strengthens the argument for easing policy. If it surprises to the upside while PCE remains elevated\, the Fed’s decision becomes more complicated. \nInternational context also shapes how US GDP data is interpreted. The European Central Bank and Bank of England are managing their own growth and inflation balances\, and any divergence between US and European growth trajectories has implications for currency markets and global trade flows. A sharp US deceleration relative to Europe would raise questions about dollar strength and could shift global portfolio allocations. \nThe GDP decomposition will also be analysed for clues about the durability of consumer spending. If personal consumption is driving Q3 2026 growth\, it suggests resilience in the face of restrictive monetary policy. If growth is being supported primarily by government spending or inventory accumulation (which cannot be sustained indefinitely)\, the quality of growth is lower and forward estimates should be adjusted. \nWhat to Watch For\n\nQ3 GDP revised above +2.5% – An upward revision that reduces recession concerns. Likely to support equities\, reduce urgency for December rate cut\, and give the Fed more flexibility to hold rates at current levels.\nQ3 GDP confirmed in a +1.5% to +2.0% range – In line with the trend from Q1 2026\, suggests a soft but stable growth environment. Market reaction likely muted; attention will focus on whether PCE data released simultaneously is moving in the right direction.\nQ3 GDP revised below +1.0% – A significant downward revision that raises recession risk\, particularly coming after Q4 2025’s 0.5% print. Likely to lift Treasury bond prices (lower yields)\, weigh on equities\, and strengthen expectations for a December rate cut.\n\nHistorical Context\n\n\n\nQuarter\nReal GDP Growth (Annualised)\nKey Driver\n\n\n\n\nQ1 2026\n+1.6%\nSecond estimate; partial recovery from Q4 slowdown\n\n\nQ4 2025\n+0.5%\nFederal government shutdown (Oct 1 – Nov 12\, 2025)\n\n\nQ3 2025\n+4.4%\nStrong consumer spending and business investment\n\n\nQ2 2025\n+3.8%\nRobust domestic demand and services spending\n\n\nFull Year 2025\n+2.1%\nAnnual rate; Q4 shutdown weighed on full-year average\n\n\n\nMarket Positioning\nSecond estimates of GDP rarely produce large market moves on their own. However\, the November 25 release’s pairing with PCE data and its proximity to the December FOMC meeting create conditions where even a moderate revision can shift rate-cut probabilities meaningfully. Traders will monitor the simultaneous PCE and GDP releases in real time\, using the combined picture to update their December meeting forecasts in the immediate aftermath of the 8:30 a.m. publication. \nThe pre-Thanksgiving timing (with equity markets closing early at 1:00 p.m. Eastern Time) creates an unusual morning-only window for price discovery. Institutional investors will need to form their views and execute any position changes within the condensed morning session\, which can produce faster and more decisive price moves than a typical data-release morning. \nRelated Events\n\nUS Personal Income and Outlays (PCE) November 2026 – Released simultaneously on November 25\, providing the October inflation and spending data alongside the GDP revision.\nFOMC Rate Decision December 2026 – The December 9 rate decision directly follows the November 25 GDP and PCE releases; the combined data will be a primary input for the year-end policy decision.\nUS Gross Domestic Product September 2026 – The Q2 2026 third estimate released September 30\, providing the most recent finalised GDP baseline before the Q3 estimates begin.\n\nFrequently Asked Questions\nWhat is the difference between the GDP advance estimate and the second estimate?\nThe advance estimate\, released approximately four weeks after the quarter ends\, is based on incomplete source data and is subject to revision. The second estimate\, released eight weeks after quarter-end\, incorporates more complete data from government surveys\, trade reports\, and business accounts. Revisions are typically modest (averaging 0.3-0.5 percentage points) but can occasionally be larger when new data reveals significant differences from initial estimates. \nWhen is the November 2026 GDP report released?\nThe BEA will publish the Q3 2026 GDP second estimate at 8:30 a.m. Eastern Time on Wednesday\, November 25\, 2026\, the day before Thanksgiving. US equity markets close early (1:00 p.m. ET) that day. \nHow does the GDP second estimate affect Federal Reserve policy?\nThe GDP second estimate informs the Fed’s assessment of economic momentum. Released alongside PCE data on November 25\, two weeks before the December FOMC meeting\, it provides policymakers with a comprehensive Q3 growth picture. Notably weak GDP combined with persistent inflation creates a difficult policy trade-off; strong growth with moderating inflation is the more benign scenario that could support an end-of-year rate cut.
URL:https://www.financecalendar.com/event/us-gross-domestic-product-november-2026/
CATEGORIES:Economic Indicators
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261125T083000
DTEND;TZID=America/New_York:20261125T093000
DTSTAMP:20260825T104620Z
CREATED:20260605T060000Z
LAST-MODIFIED:20260825T104620Z
UID:1309-1795595400-1795599000@www.financecalendar.com
SUMMARY:US Personal Income and Outlays (PCE) November 2026
DESCRIPTION:Next US Retail Sales: Wednesday\, November 25\, 2026 at 8:30 am ET (1:30 pm London). Covers October 2026 data. \n\nConsensus\nNot yet available\nActual\nPending\n\nFull schedule and background: US Retail Sales. \nUpdated August 25\, 2026 \n\n← Previous US Retail SalesNext US Retail Sales →\nThe Bureau of Economic Analysis (BEA) will release the October 2026 Personal Income and Outlays report on Wednesday\, November 25\, 2026\, at 8:30 a.m. Eastern Time. The report includes the Personal Consumption Expenditures (PCE) price index\, the Federal Reserve’s preferred inflation gauge\, alongside personal income and consumer spending data. November 25 is the day before Thanksgiving\, making it one of the last major US economic data releases before markets close for the holiday. The same day also sees the release of the US GDP Q3 2026 second estimate. As of April 2026\, core PCE stood at 3.3% year-on-year. Consensus forecasts will be available in the week before the release. \n\n\n\nAt a Glance\n\n\n\n\nRelease Date\nWednesday\, November 25\, 2026\, 8:30 a.m. ET\n\n\nData Covered\nOctober 2026 personal income and spending\n\n\nPublished By\nBureau of Economic Analysis (BEA)\n\n\nPrior Core PCE (YoY)\n3.3% (April 2026\, most recent available)\n\n\nSame Day Release\nGDP Q3 2026 Second Estimate\n\n\nContext\nDay before Thanksgiving; pre-holiday data release\n\n\n\nWhat is the PCE Price Index?\nThe Personal Consumption Expenditures (PCE) price index is the Federal Reserve’s official inflation target measure\, published monthly by the Bureau of Economic Analysis. PCE tracks changes in prices paid for goods and services by US households\, including expenditures made on their behalf by employers and government entities\, providing broader coverage than the Consumer Price Index (CPI). The core version\, which excludes food and energy\, is the metric most closely monitored by the Federal Open Market Committee (FOMC) when setting interest rate policy. \nThe Fed’s stated target is 2% for headline PCE over the longer run. Core PCE reached 3.3% year-on-year by April 2026\, having risen steadily from 2.7% in October 2025. This persistent upward trend has kept the federal funds rate at a restrictive level throughout 2026\, with policymakers watching each monthly release for evidence that inflation is returning to target. The November 25 release will provide the October 2026 reading\, one of the final inflation data points before the year’s close. \nThe Personal Income and Outlays report additionally covers personal income growth and consumer spending\, both of which give policymakers and economists insight into the financial health of US households. The October data will reflect how consumers are behaving heading into the important holiday shopping season\, making the spending component particularly valuable context alongside the inflation reading. \nUS Personal Income and Outlays (PCE) Release: November 25\, 2026\nNovember 25 is the day before Thanksgiving\, making this one of the more unusual calendar placements for a major economic release. Trading liquidity tends to diminish in the afternoon ahead of the holiday\, meaning the morning release at 8:30 a.m. Eastern Time will receive the full attention of a normal trading day before institutional desks wind down for the break. Any significant surprise in the PCE print may produce amplified intraday moves given the reduced afternoon capacity to absorb fresh positions. \nThe November 25 release arrives two weeks after the FOMC’s December 9\, 2026 meeting\, the year’s final rate decision. PCE data for October will be one of the key inflation inputs the Fed reviews ahead of December’s meeting. If core PCE shows further progress toward 2%\, it increases the probability of a rate cut in December. A still-elevated reading reinforces the case for holding rates into 2027. \nOn the same day\, the BEA will publish the GDP Q3 2026 second estimate\, which revises the advance estimate released on October 29. Markets will receive both the inflation update and the revised growth figure simultaneously\, providing a comprehensive view of the US economic conditions through October. \nWhy This PCE Release Matters\nThe November 25 PCE report will arrive at a pivotal moment in the Fed’s policy cycle. By late November 2026\, policymakers will have access to PCE data through October and CPI data through November. The October PCE reading (November 25 release) and the November CPI (November 10) will be the twin inflation inputs for the December FOMC meeting. Together with the October employment report\, they will determine whether the Fed ends 2026 on a hold or begins its easing cycle. \nThe October spending component reflects the first full month of autumn consumer activity\, including back-to-school follow-through and early pre-holiday purchases. Strong nominal spending at elevated price levels could signal a resilient consumer but also confirm that inflation is being passed through to end prices without demand destruction. Weak spending would indicate that the combination of high prices and tight credit conditions is beginning to bite into consumer outlays. \nFor global markets\, the November 25 PCE release also matters in the context of the dollar’s performance. Higher-than-expected PCE inflation reduces the probability of a December rate cut\, supporting dollar strength and potentially tightening global financial conditions ahead of the holiday period. Lower-than-expected PCE would increase cut probabilities\, weaken the dollar\, and support risk assets heading into year-end. \nWhat to Watch For\n\nCore PCE above 3.0% YoY – Would keep the December rate-cut probability low and reinforce the case for holding rates into 2027. Likely to support the dollar and weigh on rate-sensitive equities.\nCore PCE between 2.5% and 3.0% YoY – Meaningful progress toward the 2% target. Likely to raise December cut expectations and provide a positive tone heading into the holiday season for risk assets.\nCore PCE below 2.3% YoY – A significant undershoot that would firmly establish rate cuts as the December base case. Likely to produce sharp moves in bonds and equities in what could be thin pre-holiday markets.\n\nWatch the monthly personal spending figure for any early signal on holiday consumer sentiment. Strong spending growth in October would follow through the Thanksgiving and Christmas seasons and feed into stronger Q4 2026 GDP estimates. \nHistorical Context\n\n\n\nRelease Month\nData Month\nCore PCE (YoY)\nCore PCE (MoM)\n\n\n\n\nMay 2026\nApril 2026\n3.3%\n+0.24%\n\n\nApril 2026\nMarch 2026\n3.2%\n+0.30%\n\n\nMarch 2026\nFebruary 2026\n3.0%\nn/a\n\n\nJan 2026\nDecember 2025\n3.0%\n+0.40%\n\n\nJan 2026\nNovember 2025\n2.8%\nn/a\n\n\nJan 2026\nOctober 2025\n2.7%\nn/a\n\n\n\nMarket Positioning\nWith the Thanksgiving holiday reducing afternoon trading activity\, markets will focus intensely on the 8:30 a.m. release window. Any significant deviation from consensus in either PCE or the GDP second estimate will generate outsized moves relative to a normal trading day. Equity and bond markets close early on the day before Thanksgiving\, with equity markets shutting at 1:00 p.m. Eastern Time\, concentrating all the price action into the morning session. \nThe dollar and Treasury yields are particularly sensitive to the November 25 PCE print because it directly informs the December FOMC base case. Futures traders will update their December rate-cut probabilities immediately after the 8:30 a.m. release\, with the CME FedWatch tool providing real-time probability estimates. These shifts cascade into equity sector rotation\, with rate-sensitive sectors such as utilities and real estate moving inversely to cut expectations. \nRelated Events\n\nFOMC Rate Decision December 2026 – The December 9 rate decision is the primary target for which the November 25 PCE data provides critical input.\nUS CPI Report November 2026 – Released November 10\, providing the October CPI reading that pairs with the October PCE data for a complete inflation picture.\nUS Employment Situation November 2026 – Released November 6\, the October jobs data completes the pre-Thanksgiving economic picture alongside PCE and GDP.\n\nFrequently Asked Questions\nWhy is the November 25 PCE release particularly sensitive for markets?\nThe November 25 release covers October 2026 PCE data\, which is one of the key inflation inputs for the FOMC’s December 9 rate decision. Combined with November CPI (released November 10)\, it provides the inflation evidence policymakers need to decide whether to hold or cut in December. Additionally\, the pre-Thanksgiving timing means thin afternoon liquidity amplifies any morning data surprise. \nWhen is the November 2026 PCE report released?\nThe BEA will publish the October 2026 Personal Income and Outlays report at 8:30 a.m. Eastern Time on Wednesday\, November 25\, 2026\, the day before Thanksgiving. US equity markets close early (1:00 p.m. ET) on the day before Thanksgiving. \nWhat does the October spending data tell us about the holiday shopping season?\nOctober personal spending data captures early pre-holiday activity and is used alongside retail sales data to build estimates of Q4 2026 GDP. Strong October consumer spending suggests households are entering the holiday season with financial confidence\, while weak spending may signal that tight credit conditions and high prices are beginning to constrain consumer outlays ahead of Christmas.
URL:https://www.financecalendar.com/event/us-personal-income-and-outlays-pce-november-2026/
CATEGORIES:Economic Indicators
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261125T083000
DTEND;TZID=America/New_York:20261125T093000
DTSTAMP:20260902T093318Z
CREATED:20260902T093318Z
LAST-MODIFIED:20260902T093318Z
UID:2445-1795595400-1795599000@www.financecalendar.com
SUMMARY:US Initial Jobless Claims: November 25\, 2026
DESCRIPTION:Next US Initial Jobless Claims: Wednesday\, November 25\, 2026 at 8:30 am ET (1:30 pm London). \n\nConsensus\nNot yet published\nPrior\nRecent weekly readings near 200\,000-220\,000; continuing claims ~1.78 million (August 2026)\nActual\nPending\n\nFull schedule and background: US Initial Jobless Claims. \nUpdated September 2\, 2026 \n\n← Previous US Initial Jobless Claims\nThe US Initial Jobless Claims report for the week ending November 21\, 2026 is released on Wednesday\, November 25\, 2026 at 8:30 am ET (1:30 pm London time) by the US Department of Labor. The figure counts the number of people filing new claims for unemployment benefits in the previous week\, one of the timeliest signals of the health of the American labour market. Full schedule and background: US Initial Jobless Claims. \nWhat is the consensus forecast?\nAs of writing\, a consensus forecast for the November 25 release has not yet been published. Economists’ median estimates typically appear from data providers such as Reuters and Bloomberg only a day or two before release\, so readers should check back closer to the date. Through the summer and autumn of 2026\, weekly initial claims had been running broadly in a 200\,000 to 220\,000 range\, with continuing claims (people still receiving benefits after their first week) near 1.78 million\, according to Trading Economics. \n\n\n\nMeasure\nPrior\nConsensus\n\n\n\n\nInitial claims\nRecent weekly readings near 200\,000 to 220\,000 (2026)\nNot yet published\n\n\nContinuing claims\nAround 1.78 million (August 2026)\nNot yet published\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nPlain-English meaning\n\n\n\n\nAbove consensus\nRead as a sign of a softening labour market; can support expectations of a more dovish Federal Reserve (dovish means leaning towards cutting interest rates or holding them low)\nMore people than expected filed for unemployment benefits\, hinting at rising job losses\n\n\nIn line with consensus\nLimited market reaction; existing view of the labour market largely confirmed\nClaims came in close to what economists expected\, so little changes\n\n\nBelow consensus\nRead as a sign of continued labour-market resilience; can reduce expectations of near-term rate cuts\nFewer people than expected filed for unemployment benefits\, suggesting the jobs market remains firm\n\n\n\nWhy it matters this week\nWeekly jobless claims sit alongside the monthly non-farm payrolls report as one of the Federal Reserve’s key gauges of the labour market when setting interest rates. Through much of 2026\, claims stayed low by historical standards even as some other indicators\, including softer payroll growth\, pointed to a cooling jobs market\, a pattern that Federal Open Market Committee members have cited when discussing whether the US economy remains close to full employment\, according to Trading Economics. A run of higher-than-usual claims figures in the weeks around Thanksgiving would add weight to arguments for further Fed rate cuts\, while a continuation of the low\, stable pattern would support those preferring to hold rates steady. \nWhat It Means for Your Money\nFor anyone with a mortgage\, a savings account or a pension invested in shares\, this weekly figure matters because it feeds into how investors expect the Federal Reserve to set US interest rates. A weak claims report (more people filing for benefits) tends to push bond yields and\, over time\, mortgage rates lower\, because it raises the odds of interest rate cuts. A strong report (fewer claims than expected) can do the opposite\, keeping borrowing costs higher for longer. \nChanges in US rate expectations also move the dollar against the pound and the euro\, which affects the price of imported goods and the cost of a US holiday for UK and European travellers. Investors holding US shares or funds\, including within a workplace pension\, may see short-term price swings around the release\, though a single week’s claims figure rarely changes the bigger economic picture on its own. \nIf you are job hunting or negotiating pay in the US\, a sustained rise in claims over several weeks is a more useful warning sign than any single report\, since week-to-week numbers can be volatile around public holidays such as Thanksgiving. \nFrequently Asked Questions\nWhat time is the November 25 jobless claims report released?\nThe report is released at 8:30 am ET\, which is 1:30 pm in London\, on Wednesday\, November 25\, 2026. \nWhat counts as a big miss versus consensus?\nOnce a consensus is published\, a swing of more than around 15\,000 to 20\,000 claims above or below that figure is generally seen as a notable miss\, though markets also watch the broader trend over several weeks rather than one release in isolation. \nWhen is the next jobless claims report?\nThe following week’s report covers claims for the week ending November 28\, 2026 and is typically published the following Wednesday or Thursday\, depending on the Thanksgiving holiday schedule. \n← Previous US Initial Jobless Claims
URL:https://www.financecalendar.com/event/us-initial-jobless-claims-november-25-2026/
CATEGORIES:Economic Indicators
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261125T100000
DTEND;TZID=America/New_York:20261125T110000
DTSTAMP:20260902T090922Z
CREATED:20260902T090922Z
LAST-MODIFIED:20260902T090922Z
UID:2441-1795600800-1795604400@www.financecalendar.com
SUMMARY:US New Home Sales November 2026
DESCRIPTION:Next US New Home Sales: Wednesday\, November 25\, 2026 at 10:00 am ET (3:00 pm London). Covers October 2026 data. \n\nConsensus\nNot yet published\nPrior\nSeptember 2026 reading (see Census Bureau release for exact figure)\nActual\nPending\n\nFull schedule and background: US New Home Sales. \nUpdated September 2\, 2026 \n\n← Previous US New Home Sales\nUS New Home Sales for November 2026 is scheduled for release on Wednesday\, November 25\, 2026 at 10:00 am ET (3:00 pm London). The report is published by the US Census Bureau\, jointly with the Department of Housing and Urban Development\, and covers new single-family home sales data for October 2026. Full background and the release schedule for this series are available on the US New Home Sales hub page. \nWhat is new home sales data?\nNew home sales measures the number of newly built\, single-family homes sold in the United States during a given month\, reported as a seasonally adjusted annual rate (SAAR). The Census Bureau compiles the figure from a survey of homebuilders and uses sales contracts signed during the month\, whether or not construction is finished\, which makes it a leading indicator of housing demand compared with existing home sales\, which are recorded at closing. \nEconomists and market participants watch this release closely because housing is one of the most interest-rate-sensitive parts of the economy. Mortgage rates\, buyer confidence and builder inventory all feed into the figure\, and swings in new home sales often signal shifts in the broader economy before they show up in employment or spending data. \nThe report also breaks sales down by region (Northeast\, Midwest\, South and West)\, median sales price\, and months’ supply of homes for sale\, all of which help analysts judge whether the housing market is tightening or loosening. \nWhen is the October new home sales report released?\nThe October 2026 New Home Sales report is released by the Census Bureau on Wednesday\, November 25\, 2026 at 10:00 am ET (3:00 pm London time). It is published on the Census Bureau’s New Residential Sales page as a PDF and set of data tables. This date follows the Census Bureau’s usual pattern of releasing New Residential Sales roughly three to four weeks after the reference month ends. \nWhat is the consensus forecast?\nAt the time of writing\, a consensus forecast for the October 2026 new home sales figure had not yet been published by major polling services such as Reuters or Bloomberg; these forecasts typically appear in the days immediately before the release. Readers should check financial data providers closer to November 25\, 2026 for the latest median estimate. \nThe September 2026 reading\, the most recent published print at the time of writing\, is best confirmed directly from the Census Bureau’s New Residential Sales release\, since exact figures for recent months are subject to revision and were not independently verified for this preview. \n\n\n\nMeasure\nPrior (September 2026)\nConsensus (October 2026)\n\n\n\n\nNew home sales (SAAR)\nSee Census Bureau release\nNot yet published\n\n\nMedian sales price\nSee Census Bureau release\nNot yet published\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus\nCould be read as a sign of resilient housing demand\, potentially reducing expectations of near-term rate cuts\nMore new homes were bought than expected\, suggesting buyers are coping with current mortgage rates\n\n\nIn line with consensus\nLikely to have limited market impact\, reinforcing existing views on the housing market’s trajectory\nThe housing market is behaving broadly as economists expected\n\n\nBelow consensus\nMay be interpreted as a sign of housing market weakness\, which some analysts link to affordability pressures from mortgage rates\nFewer new homes sold than expected\, which could reflect buyers pulling back due to cost or borrowing conditions\n\n\n\nThese are possible market reactions described by analysts and economists in commentary around past releases\, not predictions of how markets will actually move on the day. \nWhy does this release matter right now?\nHousing remains one of the sectors most directly affected by the Federal Reserve’s interest rate policy\, since mortgage rates move closely with the Fed’s benchmark rate and broader bond yields. New home sales data gives policymakers and investors an early read on whether higher borrowing costs are cooling demand or whether buyers are adapting. Federal Reserve officials have repeatedly pointed to housing affordability as one of the areas most affected by monetary policy in recent commentary\, and shifts in new home sales feed into the broader debate over the pace of any future rate changes. \nBuilders’ willingness to offer incentives\, such as mortgage rate buydowns\, has also shaped recent sales patterns\, since these incentives can support sales volumes even when affordability remains stretched for many buyers. \nWhat It Means for Your Money\n\nMortgages and rates: A stronger-than-expected report could reduce the likelihood of near-term interest rate cuts\, keeping mortgage rates higher for longer; a weaker report could support the case for rate cuts\, which may eventually feed through to lower borrowing costs.\nSavings: Interest rate expectations that shift on housing data can affect the returns on savings accounts and fixed-term deposits\, since banks often adjust these rates in line with central bank policy expectations.\nJobs and wages: Homebuilding supports jobs in construction\, materials and related trades; a sustained slowdown in new home sales can eventually show up as softer hiring in these sectors.\nInvestments and pensions: Housing data can move homebuilder stocks and broader equity indices\, which in turn can affect the value of pension funds and other investments with exposure to US equities.\nCurrencies: Because the data feeds into expectations for US interest rates\, a surprise reading can move the US dollar against the pound and the euro\, with knock-on effects for the cost of US travel\, imports and dollar-denominated debt for people outside the United States.\n\nRelated events\n\nPrevious release: US New Home Sales\, October 2026 data\nExisting Home Sales report from the National Association of Realtors\, which covers completed home purchases and offers a comparison point\nUS housing starts and building permits data\, which track new construction activity ahead of eventual sales\n\nFrequently Asked Questions\nWhat time is the October new home sales report released?\nThe report is released on November 25\, 2026 at 10:00 am ET\, which is 3:00 pm in London. \nHow should I read the new home sales figure?\nFocus on the seasonally adjusted annual rate (SAAR) rather than the raw monthly count\, and compare it against both the prior month and the consensus forecast to judge whether the housing market is strengthening or weakening. \nHow does this data affect interest rates?\nStronger-than-expected sales can reduce pressure on the Federal Reserve to cut rates\, while weaker sales can add to the case for rate cuts\, though the Fed weighs many data points together rather than reacting to a single report. \nWhere can I find the official new home sales release?\nThe official report is published on the US Census Bureau’s New Residential Sales page. \nWhen is the next new home sales report after this one?\nThe Census Bureau typically publishes New Residential Sales data roughly three to four weeks after each reference month ends\, so the November 2026 data (covering activity in that month) would normally follow in late December 2026 or early January 2027. \n← Previous US New Home Sales
URL:https://www.financecalendar.com/event/us-new-home-sales-november-2026/
CATEGORIES:Economic Indicators
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261125T140000
DTEND;TZID=America/New_York:20261125T150000
DTSTAMP:20260902T134226Z
CREATED:20260902T134226Z
LAST-MODIFIED:20260902T134226Z
UID:2569-1795615200-1795618800@www.financecalendar.com
SUMMARY:Beige Book November 2026
DESCRIPTION:Next Beige Book: Wednesday\, November 25\, 2026 at 2:00 pm ET (7:00 pm London). \n\nConsensus\nNot yet published\nPrior\nHeld at 3.50%-3.75% (July 28-29\, 2026)\nActual\nPending\n\nFull schedule and background: Beige Book. \nUpdated September 2\, 2026 \n\n← Previous Beige Book\nThe Federal Reserve publishes the November 2026 Beige Book on Wednesday\, November 25\, 2026\, at 2:00 pm ET (7:00 pm London). This is not a rate decision. It is a qualitative survey of economic conditions across the Fed’s twelve regional districts\, compiled from interviews with business contacts\, economists and market experts. It is released eight times a year\, roughly two weeks before each Federal Open Market Committee (FOMC) meeting\, and is one of the inputs policymakers use when deciding whether to hold\, cut or raise the federal funds rate. Full schedule and background: Beige Book release dates. \nWhat is the FOMC and what does it decide?\nThe Federal Open Market Committee is the Federal Reserve’s policy-setting body. It has a dual mandate: maximum employment and stable prices\, generally interpreted as inflation around 2%. The committee sets the federal funds rate\, the interest rate at which banks lend to each other overnight\, which flows through to mortgages\, business loans\, credit cards and savings accounts across the US and\, indirectly\, global borrowing costs. \nThe FOMC has twelve voting members: the seven Federal Reserve Board governors\, the president of the New York Fed\, and four of the remaining eleven regional Reserve Bank presidents on a rotating basis. It meets eight times a year\, and the Beige Book is prepared for each of those meetings using reports gathered by the twelve regional Reserve Banks rather than hard economic data. \nBecause the Beige Book is anecdotal rather than statistical\, it does not move markets the way a jobs report or a rate decision does. Its value is in giving a real-time\, on-the-ground read of hiring\, pricing\, wages and demand that will not appear in official data for weeks. \nWhen is the November 2026 Beige Book announced?\nThe report is scheduled for release at 2:00 pm ET (7:00 pm London) on Wednesday\, November 25\, 2026. There is no press conference attached to the Beige Book itself. It is published as a written document by the Federal Reserve Board and is timed to land ahead of the FOMC’s next scheduled meeting on December 8 and 9\, 2026\, when the committee will next vote on the target range for the federal funds rate and\, because December is a Summary of Economic Projections meeting\, publish updated growth\, inflation and rate forecasts along with the closely watched “dot plot”. \nWhat to expect\nThe Beige Book does not carry a consensus forecast in the way inflation or jobs data do\, because it is a qualitative narrative rather than a number. According to FedRateCalc’s tracking of the 2026 FOMC schedule\, the FOMC held its target range at 3.5% to 3.75% at the July 28 and 29\, 2026 meeting\, voting 9 to 3 to hold. That range was still the confirmed starting point heading into the September 15 and 16\, 2026 meeting. Traders will read the November Beige Book for clues on whether regional conditions support another hold\, a cut\, or renewed caution at the December meeting\, and pricing in tools such as the CME FedWatch tool typically shifts in the hours after release if the report flags a marked change in hiring or pricing pressure. \n\n\n\nMeeting\nDecision\nRate after meeting\n\n\n\n\nJuly 28-29\, 2026\nHeld (9-3 vote)\n3.50%-3.75%\n\n\nSeptember 15-16\, 2026\nTo be confirmed by the Federal Reserve\n3.50%-3.75% (as of the July decision)\n\n\nDecember 8-9\, 2026\nNext scheduled decision\nNot yet decided\n\n\n\nRows for meetings between September and December are omitted here because the outcomes had not been independently verified against the Federal Reserve’s own release schedule at the time of writing. Readers should check the Federal Reserve’s official Beige Book page for the confirmed record of each meeting. \nMarket impact scenarios\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nBeige Book describes steady\, unremarkable conditions\nLittle reaction; traders keep existing rate-cut or hold bets largely unchanged\nBusinesses across the country are seeing roughly the same demand and costs as before\, so the Fed has no new reason to change course quickly\n\n\nBeige Book flags cooling hiring or weaker demand\nBond yields can dip and rate-cut bets can firm\, according to typical trader positioning around soft anecdotal data\nIf firms in several districts say hiring is slowing\, that supports the case for the Fed to cut rates sooner to support jobs\n\n\nBeige Book flags persistent price or wage pressure\nYields can edge up and rate-cut expectations can be pushed back\nIf businesses report they are still raising prices or paying more for staff\, the Fed has less room to cut without risking higher inflation\n\n\n\nWhat will the statement and press conference signal?\nBecause the Beige Book has no press conference\, the signal comes from its written language rather than a spoken briefing. Analysts compare the tone of each district’s summary against the previous report\, watching for words such as “moderate”\, “flat” or “declining” activity\, and for any district specifically flagging layoffs\, tariff-related cost pressure or credit tightening. The report feeds directly into the discussion at the December 8-9\, 2026 FOMC meeting\, where officials will also weigh the latest inflation and employment data\, any dissent among voting members\, and the pace of the Fed’s balance sheet run-off\, before deciding on the rate and publishing updated projections. \nWhat It Means for Your Money\nThe Beige Book itself rarely moves mortgage rates\, savings rates or the dollar on its own\, because it contains no new hard data and no vote. Its real relevance is as an early hint of what the Fed might do at its December meeting\, which does affect household finances directly. \n\nMortgages and remortgaging: if the report suggests the Fed is edging toward a cut\, US mortgage rates and\, to a lesser extent\, UK and eurozone borrowing costs that track global bond yields\, can soften in anticipation.\nSavings accounts: a Fed that looks more likely to cut in December can nudge US savings and money market rates lower over time; UK and eurozone savers are more affected by their own central banks but often watch Fed signals as a guide to the global rate cycle.\nLoans and credit cards: variable-rate borrowing costs in the US are tied closely to the federal funds rate\, so any shift in expectations for December filters through with a lag.\nCurrencies: a Beige Book read as dovish (more open to cutting) tends to weigh modestly on the dollar\, which can support the pound and the euro; a hawkish read (more cautious) tends to do the opposite.\nPensions and stock markets: pension funds and equity investors in the US\, UK and Asia price in expected Fed moves months ahead\, so the Beige Book is one of many inputs that can cause small adjustments in bond and share prices rather than sharp swings on the day itself.\n\nRelated events\n\nPrevious Beige Book: September 2026 Beige Book\nNext FOMC rate decision: December 8-9\, 2026\, when the committee also publishes updated projections and the dot plot\nUS inflation and jobs reports due before the December meeting will carry more weight than the Beige Book for the actual rate decision\n\nFrequently Asked Questions\nWhat time is the November 2026 Beige Book released?\nIt is published at 2:00 pm ET on Wednesday\, November 25\, 2026\, which is 7:00 pm in London. \nDoes the Beige Book set interest rates?\nNo. It is a qualitative survey of regional business conditions that feeds into the FOMC’s discussion; the rate decision itself comes at the next scheduled FOMC meeting. \nWhat is the current federal funds rate?\nThe FOMC held the target range at 3.5% to 3.75% at its July 28-29\, 2026 meeting\, according to tracking by FedRateCalc; readers should confirm against the Federal Reserve’s own releases for any decisions made since. \nWhen is the next FOMC rate decision after this Beige Book?\nThe next scheduled meeting is December 8-9\, 2026\, which also includes updated economic projections. \nWhere can I read the full Beige Book?\nThe full report is published on the Federal Reserve’s own Beige Book page. \n← Previous Beige Book
URL:https://www.financecalendar.com/event/beige-book-november-2026/
CATEGORIES:Central Banks & Monetary Policy
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DTSTART;TZID=UTC:20261126T000000
DTEND;TZID=UTC:20261126T235959
DTSTAMP:20260825T104617Z
CREATED:20260605T060000Z
LAST-MODIFIED:20260825T104617Z
UID:1348-1795651200-1795737599@www.financecalendar.com
SUMMARY:NYSE/NASDAQ: Thanksgiving 2026
DESCRIPTION:NYSE & Nasdaq are closed on Thursday\, November 26\, 2026 for Thanksgiving Day. \n\nBond market\nClosed\nNext holiday\nDay After Thanksgiving (Early Close)\, November 27\, 2026\nRegular hours\n9:30 am to 4:00 pm ET\n\nFull schedule and background: Stock Market Holidays. \nUpdated August 25\, 2026 \n\nUS equity and bond markets will be fully closed on Thursday\, November 26\, 2026\, for Thanksgiving Day\, a federal public holiday. The New York Stock Exchange (NYSE) and the Nasdaq will also close early at 1:00 p.m. Eastern Time on Friday\, November 27\, 2026\, the day after Thanksgiving — a session commonly referred to as Black Friday in trading circles. The two-day closure pattern makes Thanksgiving one of the most disruptive holidays for market liquidity in the US calendar\, with a compressed four-hour trading window on the Friday followed by a full return to normal hours on Monday\, November 30. Options markets and most futures products follow the same abbreviated schedule. \nWhat is Thanksgiving?\nThanksgiving Day is a federal public holiday in the United States\, celebrated on the fourth Thursday of November each year. Rooted in the harvest traditions of early colonial America\, Thanksgiving has been a national holiday since 1863\, when President Abraham Lincoln proclaimed it an annual observance. In 2026\, the fourth Thursday of November falls on November 26. \nFrom a financial market perspective\, Thanksgiving occupies a unique position in the calendar. It is the only NYSE market holiday where the adjacent trading day — the Friday — is not a full close but instead an early close at 1:00 p.m. Eastern Time. This creates a distinctive two-day impact: a full closure on Thursday followed by a heavily abbreviated session on Friday\, with normal hours resuming only on Monday. The pattern produces some of the lightest trading volumes of the year\, as many market participants extend the Thanksgiving break into a four-day weekend. \nThe Thanksgiving weekend also marks the unofficial start of the US holiday shopping season. Retail sector stocks\, consumer discretionary equities\, and payment processing companies are watched closely in the days surrounding Thanksgiving as analysts begin to track early indicators of holiday retail spending. Black Friday — the day after Thanksgiving — has historically been the largest US retail sales day of the year\, though the shift to online shopping has diffused some of this concentration across a longer pre-holiday window. \nAt a Glance\n\nFull market closure: Thursday\, November 26\, 2026 (Thanksgiving Day)\nEarly close: Friday\, November 27\, 2026 at 1:00 p.m. Eastern Time (1:15 p.m. for eligible options)\nMarkets closed Thursday: NYSE\, Nasdaq\, CBOE\, US options exchanges\, US bond markets (SIFMA full close)\nCME futures: Equity futures closed Thursday; early close Friday; reopen Sunday evening\nFull normal trading resumes: Monday\, November 30\, 2026\nHoliday shopping season link: Black Friday retail activity begins November 27\n\nThanksgiving 2026: Markets and Trading Schedule\nThe NYSE Group has designated Thursday\, November 26\, 2026\, as a full market holiday for all US equity exchanges. Trading in NYSE-listed securities\, Nasdaq-listed securities\, exchange-listed options\, and related products will be suspended for the entire session. On Friday\, November 27\, trading will be permitted but will close at 1:00 p.m. Eastern Time — three hours shorter than the standard 4:00 p.m. close. Options markets\, including those on the CBOE\, close at 1:15 p.m. Eastern Time on November 27. \nThe Securities Industry and Financial Markets Association (SIFMA) recommends a full market closure for US Treasury and fixed income markets on November 26\, with an early close at 2:00 p.m. Eastern Time recommended for November 27. Bond market participants\, fixed income portfolio managers\, and repo desks should plan settlement and liquidity management around both days of the reduced-hours period\, particularly for transactions scheduled to settle through the end of November. \nCME Group equity index futures will suspend trading on the Thanksgiving holiday and operate on a shortened schedule on Friday\, November 27. Electronic trading in the most actively traded equity futures contracts typically resumes on Sunday\, November 29\, at 5:00 p.m. Central Time (6:00 p.m. Eastern)\, ahead of the full Monday reopening. Agricultural futures\, metals\, and energy products may follow separate schedules; traders should consult the CME Group holiday calendar for product-specific times. \nWhy Thanksgiving Matters for Markets\nThe Thanksgiving holiday creates one of the most distinctive liquidity environments of the financial year. Trading volumes on the Friday after Thanksgiving (November 27) are consistently among the lowest of any non-holiday trading session in the US calendar. Many institutional portfolio managers do not operate on Black Friday\, and volumes are often a fraction of an average November session. This means that any news that breaks during the Friday shortened session — or during the Thursday holiday — can produce exaggerated price movements when liquidity is thinnest. \nFor consumer-facing equities\, Thanksgiving weekend is a critical inflection point. The period covering the Thanksgiving-through-Cyber Monday window (November 26-30) generates a significant portion of US annual retail revenues\, and early data on foot traffic\, online orders\, and card spending begins to emerge on the Friday itself. Retail sector analysts and consumer discretionary investors will be monitoring these indicators closely\, with expectations for the 2026 holiday season set against the backdrop of persistently elevated inflation and subdued consumer confidence through much of 2026. Data on US Retail Sales for November 2026 will provide the official benchmark\, but the Black Friday spending signals offer an earlier directional read. \nFor fixed income and macro traders\, the post-Thanksgiving week is compressed into four trading days (November 30 to December 4) before end-of-month flows and the December economic calendar begin to dominate. The US Personal Income and Outlays (PCE) report for November 2026\, which includes the Federal Reserve’s preferred inflation measure\, is typically released in the final days of November or first days of December and sets the tone for December FOMC deliberations. \nThe November-December 2026 Context\nThanksgiving 2026 falls late in the month on November 26\, compressing the trading period between it and the December economic calendar. The Federal Open Market Committee’s December 2026 meeting is scheduled in mid-December\, and the final economic data prints before the Fed’s end-year decision begin arriving immediately after the Thanksgiving break. The November employment report\, PCE inflation data\, and retail sales figures will all be processed in the compressed post-Thanksgiving window\, making this year’s holiday break particularly significant for positioning ahead of the Fed’s final meeting of 2026. \nThe Bank of England MPC Rate Decision for November 2026 is scheduled earlier in the month\, but its implications for sterling-denominated assets and UK rate expectations will still be active in the post-Thanksgiving environment. Currency traders managing GBP/USD\, EUR/USD\, and cross-asset positions linked to the transatlantic rate differentials will be watching for any policy signals from the Bank of England that might affect positioning as US markets reopen after Thanksgiving. \nSettlement and Operational Implications\nThe two-day holiday structure around Thanksgiving creates specific settlement timing considerations. Under T+1 settlement rules\, trades executed on Wednesday\, November 25\, will settle on Monday\, November 30 — as both Thursday (holiday) and Friday (optional settlement exclusion for some products) create an extended gap. Trades executed on the abbreviated Friday session (November 27) will settle on Tuesday\, December 1. Operations teams\, custodians\, and fund administrators managing daily NAV calculations\, redemptions\, or repo maturities should build settlement maps around these dates well in advance. \nFor the options market\, the early close on November 27 creates additional complexity for contracts expiring on that date. Any weekly options series with a Friday\, November 27\, expiry will trade for only the first three and a quarter hours of the session. Traders holding open positions in these contracts should monitor their broker’s specific expiry handling rules and ensure sufficient time to manage or close positions before the 1:00 p.m. Eastern cut-off. \nRelated Events\n\nUS Retail Sales November 2026 — The official measurement of US retail activity for November\, covering the critical Thanksgiving and Black Friday period and signalling the strength of the holiday shopping season.\nUS Personal Income and Outlays (PCE) November 2026 — Includes the Federal Reserve’s preferred inflation gauge; typically released in the final days of November and is a key input to December FOMC deliberations.\nBank of England MPC Rate Decision November 2026 — The UK’s interest rate decision for November\, which shapes cross-Atlantic rate differentials active during the post-Thanksgiving trading environment.\n\nFrequently Asked Questions\nWhen is Thanksgiving 2026 and what are the market hours?\nThanksgiving Day 2026 falls on Thursday\, November 26. US equity markets (NYSE\, Nasdaq) are fully closed on November 26. On Friday\, November 27\, markets open at 9:30 a.m. Eastern Time but close early at 1:00 p.m. Eastern Time (1:15 p.m. for eligible options). Normal trading hours resume on Monday\, November 30\, 2026. The NYSE Group publishes the official holiday calendar confirming these times in advance each year. \nWhy do US markets close early on the Friday after Thanksgiving?\nThe NYSE tradition of an early close on Black Friday dates to the mid-20th century and reflects the historically low staffing and trading volume on that day\, as market participants typically treat Thanksgiving as the start of a four-day break. Volumes on the Friday after Thanksgiving are consistently among the lowest of any non-holiday trading day in the calendar year\, and the 1:00 p.m. close allows exchanges to manage operational risk with reduced staffing levels while still providing a trading session for investors who need liquidity. \nHow does the Thanksgiving break affect retail and consumer sector stocks?\nThanksgiving and the surrounding holiday shopping period (Black Friday through Cyber Monday) are closely watched by retail sector investors. Early data on consumer spending — via card transaction aggregators\, foot traffic trackers\, and retailer announcements — begins to emerge during the holiday weekend and can influence opening prices in consumer discretionary equities when markets reopen on Monday\, November 30. A strong or weak Black Friday reading relative to expectations will be one of the most discussed topics at desks when trading resumes.
URL:https://www.financecalendar.com/event/nyse-nasdaq-thanksgiving-2026/
CATEGORIES:Economic Indicators
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261126T000000
DTEND;TZID=America/New_York:20261126T235959
DTSTAMP:20260902T134312Z
CREATED:20260902T134312Z
LAST-MODIFIED:20260902T134312Z
UID:2571-1795651200-1795737599@www.financecalendar.com
SUMMARY:Is the Stock Market Open on Thanksgiving 2026? CME Futures Hours
DESCRIPTION:CME Group Futures close early at 12:00 pm local on Thursday\, November 26\, 2026 for Thanksgiving Day (Equity Futures Halt 12:00 CT). \n\nNext holiday\nDay After Thanksgiving (Early Close)\, November 27\, 2026\nRegular hours\n5:00 pm to 4:00 pm CT (Sun-Fri\, with 4:00-5:00 pm daily maintenance break)\n\nFull schedule and background: CME Futures Holidays. \nUpdated September 2\, 2026 \n\n← Previous CME Futures Holidays\nCME Group equity index futures (including E-mini S&P 500\, Nasdaq-100 and Dow futures) halt trading at 12:00 pm Central Time (1:00 pm ET\, 6:00 pm London time) on Thursday\, November 26\, 2026\, in observance of Thanksgiving Day. Cash equity markets\, the NYSE and Nasdaq\, are fully closed for the entire day\, so there is no underlying stock session to track alongside the futures. Trading in most CME products resumes with the normal Sunday evening open at 5:00 pm CT on November 29\, 2026\, though the following day\, Friday\, November 27\, carries its own early close. For the full run of futures market dates\, see the CME Futures Holidays calendar. \nOrders placed after the halt queue for the next available session rather than executing immediately. Anyone holding open futures positions or planning to roll a contract around Thanksgiving should check the exact halt time for their specific product\, since not every CME product follows the same schedule on holidays. \nWhich markets are closed on Thanksgiving Day 2026?\n\n\n\nMarket\nStatus\nNotes\n\n\n\n\nNYSE and Nasdaq (equities)\nClosed\nFull-day closure\, confirmed by the NYSE holiday calendar\n\n\nCME equity index futures\nTrading halts at 12:00 pm CT\nE-mini S&P 500\, Nasdaq-100\, Dow and related products\n\n\nUS Treasury market (bonds)\nClosed\nSIFMA recommends a full close for Thanksgiving Day\n\n\nUS options markets\nClosed\nFollows the equity market schedule\n\n\nLondon Stock Exchange (LSE)\nOpen (regular hours)\nThanksgiving is not a UK public holiday\n\n\nEuronext\nOpen (regular hours)\nNo European exchange observes the US holiday\n\n\nTokyo Stock Exchange (TSE)\nOpen (regular hours)\nNot affected by the US calendar\n\n\n\nIs the market open the day before and after?\nWednesday\, November 25\, 2026 is a normal full trading day across US equities and futures. On Thanksgiving itself\, cash equities are shut and CME equity futures stop trading at 12:00 pm CT. The following day\, Friday\, November 27\, 2026\, is an early close: CME futures are scheduled to close around 12:15 pm CT\, and NYSE and Nasdaq cash equities close at 1:00 pm ET\, according to the NYSE holiday and early-closings calendar. Regular hours return in full from Monday\, November 30\, 2026. \nWhy do markets close for Thanksgiving?\nThanksgiving has been a US federal holiday since the 1940s\, and American exchanges have closed for it for as long as most trading records go back. The tradition reflects the wider closure of US government offices\, banks and many businesses rather than any decision unique to the markets. \nThe early close the following day is a more recent\, practical adjustment: with much of Wall Street’s staff away for the long weekend and trading volumes typically thin\, exchanges shorten the session rather than run a full day with little liquidity. \nWhat It Means for Your Money\nIf you place a stock or futures order on Thanksgiving Day itself\, it simply queues and executes when trading resumes; nothing is lost\, but the timing shifts. Under the current US settlement rule\, most equity trades settle one business day after execution (T+1)\, so a trade placed on the Wednesday before Thanksgiving settles on the Friday\, and one placed just before the CME futures halt is processed on the next available session. Dividend payment dates and monthly options expirations that would otherwise fall on the holiday move to the nearest open trading day. Bank transfers and payroll processing that rely on the Federal Reserve’s wire systems may also be delayed by a day\, since most US banks are closed on Thanksgiving. None of this affects cryptocurrency markets\, which trade continuously around the clock regardless of the US holiday calendar. \nRemaining CME Futures holidays in 2026\n\nFriday\, November 27\, 2026: Day After Thanksgiving\, early close (around 12:15 pm CT)\nThursday\, December 24\, 2026: Christmas Eve\, early close (around 12:15 pm CT)\nFriday\, December 25\, 2026: Christmas Day\, full closure\n\nFrequently Asked Questions\nIs the stock market open on Thanksgiving 2026?\nNo\, the NYSE and Nasdaq are fully closed on Thursday\, November 26\, 2026\, and CME equity index futures stop trading at 12:00 pm CT. \nIs the bond market open on Thanksgiving 2026?\nNo\, SIFMA recommends a full closure of the US Treasury and broader bond market for Thanksgiving Day. \nWhat time do CME futures close on Thanksgiving?\nEquity index futures trading halts at 12:00 pm Central Time (1:00 pm Eastern Time) on Thanksgiving Day\, resuming with the regular Friday session. \nWhen is the next US market holiday after Thanksgiving 2026?\nThe next scheduled market event is the Day After Thanksgiving early close on Friday\, November 27\, 2026\, followed by the Christmas Eve early close and Christmas Day closure in December. \nAre banks open on Thanksgiving 2026?\nNo\, US banks are closed on Thanksgiving Day along with most federal offices\, though this does not affect exchanges outside the United States. \n← Previous CME Futures Holidays
URL:https://www.financecalendar.com/event/cme-futures-thanksgiving-day-equity-futures-halt-12-00-ct-2026-early-close/
CATEGORIES:Economic Indicators
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