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DTSTART;TZID=America/New_York:20270127T070000
DTEND;TZID=America/New_York:20270127T080000
DTSTAMP:20261019T223229Z
CREATED:20261019T223228Z
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UID:2990-1801033200-1801036800@www.financecalendar.com
SUMMARY:Caterpillar (CAT) Earnings Q1 2027
DESCRIPTION:Next CAT Quarterly Earnings: Wednesday\, January 27\, 2027 at 7:00 am ET (12:00 pm London). \nDate to be confirmed by the publisher; this is the scheduled date. \n\nConsensus\nNot yet published\nPrior\nQ3 2025: revenue $17.6bn\, EPS $4.88 (beat estimates)\nActual\nPending\n\nUpdated October 19\, 2026 \n\nCaterpillar Inc (NYSE: CAT) is expected to report its first-quarter 2027 results on January 27\, 2027\, at approximately 7:00 am ET (12:00 pm London time)\, though the company had not yet confirmed the exact date at the time of writing. Caterpillar is the world’s largest manufacturer of construction and mining equipment\, and its earnings are watched closely as a bellwether for global industrial demand\, infrastructure spending and commodity-linked capital expenditure. Full schedule and background: Caterpillar earnings calendar. \nWhat is Caterpillar’s quarterly earnings report?\nCaterpillar reports financial results four times a year through a press release\, a Securities and Exchange Commission (SEC) filing known as an 8-K\, and a conference call with analysts hosted by senior management\, typically the chief executive and chief financial officer. The report breaks down revenue and profit by segment\, including Construction Industries\, Resource Industries\, Energy & Transportation\, and Financial Products. Analysts and investors use the call to ask about order backlogs\, pricing\, dealer inventories and the outlook for the rest of the year. \nBecause Caterpillar sells heavy machinery into construction\, mining\, energy and transportation markets worldwide\, its results are often treated as a proxy for the health of global industrial activity\, not just the US economy. \nWhen is the Caterpillar Q1 2027 earnings call and how to follow it\nCaterpillar has historically reported fourth-quarter and full-year results in late January\, with the earnings release published before the market opens and a conference call following around 90 minutes later. The company has not yet confirmed the January 27\, 2027 date publicly; this page uses Caterpillar’s usual reporting pattern of releasing results in the final week of January. Results and the call are published on Caterpillar’s investor relations website\, where a live webcast and the accompanying slide deck are normally made available. \nWhat to expect\nA consensus forecast for Caterpillar’s first-quarter 2027 earnings per share (EPS) and revenue has not yet been published. Wall Street estimates typically firm up in the weeks immediately before the release\, once analysts have updated their models for recent economic data\, commodity prices and company guidance. When published\, consensus figures are usually compiled by data providers such as LSEG (Refinitiv) or Zacks from a survey of sell-side analysts. \nInvestors will likely focus on order backlogs and dealer inventory levels\, pricing power against rising input costs\, the performance of the Energy & Transportation segment (which includes data centre and power generation demand)\, and any update to full-year guidance on margins and capital expenditure. Guidance risk is significant for Caterpillar because machinery orders are sensitive to interest rates\, construction activity and mining capital spending cycles. \nMarkets also pay attention to how Caterpillar’s management frames the outlook for the year ahead. Analysts on the call typically probe for colour on pricing versus volume\, the health of dealer networks that distribute machinery worldwide\, and how tariffs or trade policy might affect input costs and export markets. Because a large share of Caterpillar’s sales flow through independent dealers rather than direct sales\, changes in dealer inventory levels can signal whether end-user demand is strengthening or merely restocking after a quiet period. \nThe Energy & Transportation segment has become an increasingly important swing factor in recent results\, driven by demand for large engines used in data centres\, power generation and marine applications. Growth in this segment has partly offset softer demand in some construction and mining markets\, and investors will likely watch whether that trend continues into 2027. \n\n\n\nQuarter\nRevenue\nEPS (adjusted)\nvs estimate\n\n\n\n\nQ4 2024\n$16.2 billion\n$5.14\nNot verified\n\n\nQ1 2025\n$14.2 billion\n$4.25\nNot verified\n\n\nQ2 2025\n$16.6 billion\n$4.72\nNot verified\n\n\nQ3 2025\n$17.6 billion\n$4.88 (GAAP)\nBeat consensus revenue of $16.77 billion and EPS estimate of $4.39\, according to Gurufocus\n\n\n\nFigures are taken from Caterpillar’s quarterly earnings releases filed with the SEC. More recent quarterly results\, including any reported for 2026\, were not available for verification at the time of writing. \nWhat the outcome could mean\n\n\n\nScenario\nLikely market read\nPlain-English meaning\n\n\n\n\nBeat on EPS and revenue\, raised guidance\nShares likely rise; industrial and cyclical stocks may follow\nDemand for machinery and infrastructure spending is holding up better than expected\n\n\nIn line with expectations\nMuted share reaction\, focus shifts to the earnings call commentary\nBusiness is tracking roughly as forecast\, with no major surprises\n\n\nMiss on EPS or revenue\, cautious guidance\nShares likely fall; could weigh on broader industrial sector sentiment\nOrders\, pricing or costs are weaker than markets had hoped\, raising concern about the construction and mining cycle\n\n\n\nWhat It Means for Your Money\nCaterpillar is a component of the Dow Jones Industrial Average and widely held in index funds and pension portfolios\, so its share price movement has a small but real effect on diversified retirement savings\, even for people who have never bought the stock directly. A strong or weak result can also move sentiment across the broader industrial and materials sectors\, affecting related holdings such as mining and engineering firms. \nBecause Caterpillar earns a large share of revenue outside the United States\, currency moves in the dollar\, euro and emerging-market currencies can affect reported results\, and in turn investor appetite for industrial exposure. For UK and European investors\, Caterpillar’s commentary on construction and infrastructure demand often offers early signals about order books for European equipment makers. For consumers\, there is no direct link to mortgages or savings rates\, but persistently weak industrial demand can be an early sign of a broader economic slowdown that eventually feeds into interest rate decisions and the jobs market. \nRelated events\n\nUS Federal Reserve interest rate decisions\, which influence construction and financing costs for Caterpillar’s customers\nUS ISM Manufacturing PMI\, a broader gauge of industrial activity released around the same time each month\nOther heavy machinery and industrial earnings\, including Deere & Company and Cummins\n\nFrequently Asked Questions\nWhat time does Caterpillar report Q1 2027 earnings?\nThe release is expected before the market opens\, around 7:00 am ET (12:00 pm London time)\, based on Caterpillar’s usual reporting pattern\, though the exact date has not been confirmed. \nWhere can I watch the Caterpillar earnings call?\nResults and the live webcast are normally published on Caterpillar’s investor relations website. \nWhat was Caterpillar’s most recent quarterly result?\nIn the most recently verified quarter\, third-quarter 2025\, Caterpillar reported revenue of $17.6 billion and earnings per share of $4.88\, beating analyst estimates\, according to Gurufocus. \nIs there a consensus forecast for this report yet?\nNo\, a consensus forecast has not yet been published for Caterpillar’s first-quarter 2027 results. Estimates typically appear closer to the reporting date. \nWhy does Caterpillar’s earnings report matter to global markets?\nAs the world’s largest maker of construction and mining equipment\, Caterpillar’s order trends and guidance are widely used as an indicator of global industrial and infrastructure demand.
URL:https://www.financecalendar.com/event/caterpillar-cat-earnings-q1-2027/
CATEGORIES:Earnings Season
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20270127T094500
DTEND;TZID=America/New_York:20270127T104500
DTSTAMP:20261019T205147Z
CREATED:20261019T205147Z
LAST-MODIFIED:20261019T205147Z
UID:2948-1801043100-1801046700@www.financecalendar.com
SUMMARY:Bank of Canada Rate Decision January 2027
DESCRIPTION:Next Bank of Canada Rate Decision: Wednesday\, January 27\, 2027 at 9:45 am ET (2:45 pm London). \n\nConsensus\nNot yet published\nPrior\nHeld at 2.25% (July 29\, 2026)\nActual\nPending\n\nFull schedule and background: Bank of Canada Rate Decision. \nUpdated October 19\, 2026 \n\n← Previous Bank of Canada Rate Decision\nThe Bank of Canada’s Governing Council announces its next interest rate decision on Wednesday\, January 27\, 2027\, at 9:45 am ET (2:45 pm London). The announcement will confirm whether the target for the overnight rate\, the Bank’s main policy tool\, is held\, cut or raised from its most recently confirmed level. Full schedule and background: Bank of Canada rate decision dates. \nWhat is the Governing Council and what does it decide?\nThe Governing Council is the Bank of Canada’s senior decision-making body. It is made up of the Governor\, the Senior Deputy Governor and several Deputy Governors. Unlike the US Federal Reserve or the Bank of England\, the Bank of Canada does not publish individual votes: decisions are reached by consensus among the Governing Council members after reviewing economic data\, financial conditions and risks to the inflation outlook. \nThe Council’s mandate\, set jointly with the federal government\, is to keep consumer price inflation near a 2% target over the medium term while supporting maximum sustainable employment. It meets on eight fixed announcement dates a year\, roughly every six weeks\, to set the target for the overnight rate\, the rate at which major financial institutions lend to each other overnight. That rate feeds through to the Bank Rate\, the deposit rate\, and ultimately to the prime rate that Canadian banks charge on variable mortgages and lines of credit. \nAt Governor Tiff Macklem’s press conferences following each decision\, he and Senior Deputy Governor Carolyn Rogers explain the reasoning behind the move and take questions from journalists\, giving markets extra detail beyond the written statement. \nWhen is the January 2027 Bank of Canada decision announced?\nThe announcement is due at 9:45 am ET (2:45 pm London time) on January 27\, 2027. As with every fixed announcement date\, the Bank releases a short statement explaining the decision and the Governing Council’s assessment of the economy. January decisions typically coincide with a new Monetary Policy Report (MPR)\, the Bank’s quarterly publication containing updated projections for growth\, inflation and the output gap\, along with a press conference held roughly 45 minutes after the statement. \nThe Bank does not publish a separate “minutes” document in the way the Federal Reserve or Bank of England does. Instead\, it releases a Summary of Governing Council Deliberations roughly two weeks after each decision\, giving a fuller account of the discussion that led to the announcement. \nWhat to expect\nAt the time of writing\, the most recently verified Bank of Canada decision held the target for the overnight rate at 2.25%\, with the Bank Rate at 2.50% and the deposit rate at 2.20%\, following a hold confirmed on July 29\, 2026\, according to the Bank of Canada’s own published schedule and decision history. The Bank’s December 2026 and earlier 2026 decisions will shape the starting point for this January 2027 meeting; see the December 2026 Bank of Canada decision for the latest confirmed rate ahead of this announcement. \nA consensus forecast for the January 2027 decision has not yet been published. Economist surveys and market-implied pricing from overnight index swaps typically firm up only in the days immediately before each meeting\, once the Bank has released fresh inflation and labour market data. \n\n\n\nMeeting\nDecision\nRate after meeting\n\n\n\n\nJuly 30\, 2025\nHold\n2.75%\n\n\nSeptember 17\, 2025\nCut 25bp\n2.50%\n\n\nOctober 29\, 2025\nCut 25bp\n2.25%\n\n\nDecember 10\, 2025\nHold\n2.25%\n\n\nApril 29\, 2026\nHold\n2.25%\n\n\nJuly 29\, 2026\nHold\n2.25%\n\n\n\nMarket impact scenarios\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nHold\nNeutral to modestly supportive for the Canadian dollar if the statement sounds cautious rather than dovish\nBorrowing costs stay where they are for now; the Bank is still watching how inflation and growth are developing before moving again\n\n\nCut\nTypically weighs on the Canadian dollar and government bond yields as traders price in a softer growth or inflation outlook\nVariable mortgage and loan rates could ease\, and savings account returns may fall\, but it usually signals the Bank sees the economy slowing\n\n\nHike\nWould be a significant surprise at this stage of the cycle and could push the Canadian dollar higher against the US dollar and the euro\nBorrowing becomes more expensive\, but it would suggest the Bank judges inflation pressure has picked up again\n\n\n\nWhat will the statement and press conference signal?\nAnalysts watching the January 2027 statement will focus on the Bank’s language around the balance of risks between inflation and economic slack\, any reference to US trade policy and tariffs\, and whether the updated Monetary Policy Report projections shift the expected path for growth and core inflation. Because Governing Council decisions are reached by consensus rather than a recorded vote\, dissent is not disclosed in real time\, so markets instead look for hints of internal debate in the Summary of Governing Council Deliberations released roughly two weeks later. Governor Macklem’s tone in the press conference\, particularly on whether the Bank sees the current rate as “about the right level\,” is often as market-moving as the decision itself. \nWhat It Means for Your Money\nIf you have a variable-rate mortgage or a home equity line of credit in Canada\, this decision feeds almost directly into your monthly payment\, because those products are priced off the prime rate\, which moves with the Bank’s overnight rate. A hold means no immediate change; a cut typically lowers payments within days; a hike raises them. Fixed-rate mortgages are less directly affected\, since they track government bond yields\, but a surprise move can still shift those yields. \nSavers with high-interest savings accounts or short-term GICs in Canada will see rates on new products adjust in the same direction as the policy rate\, usually with a short lag. Credit card rates\, which are often set as prime plus a fixed margin\, move the same way. \nOutside Canada\, the decision matters for anyone holding Canadian dollar investments\, pension funds with Canadian bond or equity exposure\, or UK and European exporters who price contracts in Canadian dollars. A cut tends to weaken the currency against the US dollar\, the pound and the euro\, making Canadian exports cheaper and imports more expensive; a hold or hike tends to support it. Canadian and global pension funds that hold Government of Canada bonds will also see valuations shift with any change in expected future rates. \nRelated events\n\nPrevious decision: Bank of Canada Rate Decision December 2026\nCanadian CPI inflation data released in the weeks before each meeting\, which heavily influences the Governing Council’s decision\nCanadian labour force survey (jobs report)\, published monthly\, which feeds into the Bank’s assessment of economic slack\n\nFrequently Asked Questions\nWhat time is the January 2027 Bank of Canada decision announced?\nThe statement is released at 9:45 am ET\, which is 2:45 pm in London\, on Wednesday\, January 27\, 2027. \nWill the Bank of Canada cut rates in January 2027?\nThis is not yet known. A consensus forecast has not been published this far in advance; it typically firms up only once fresh Canadian inflation and jobs data are released closer to the meeting. \nWhat is the current Bank of Canada interest rate?\nThe most recently confirmed Bank of Canada decision held the target for the overnight rate at 2.25%\, as of the July 29\, 2026 announcement; later 2026 decisions\, including December 2026\, will have moved this figure closer to the January 2027 meeting. \nWhen is the next Bank of Canada decision after January 2027?\nThe Bank of Canada publishes its fixed announcement dates roughly a year in advance on its official website; check the Bank of Canada rate decision hub for the next confirmed date. \nWhere can I watch the Bank of Canada press conference?\nThe Bank of Canada streams the press conference live on its official website and YouTube channel\, with the Governor and Senior Deputy Governor taking questions from accredited journalists. \n← Previous Bank of Canada Rate Decision
URL:https://www.financecalendar.com/event/bank-of-canada-rate-decision-january-2027/
CATEGORIES:Central Banks & Monetary Policy
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20270127T140000
DTEND;TZID=America/New_York:20270127T150000
DTSTAMP:20261019T204616Z
CREATED:20261019T204616Z
LAST-MODIFIED:20261019T204616Z
UID:2946-1801058400-1801062000@www.financecalendar.com
SUMMARY:FOMC Rate Decision January 2027
DESCRIPTION:Next FOMC Rate Decision: Wednesday\, January 27\, 2027 at 2:00 pm ET (7:00 pm London). \n\nConsensus\nNot yet published\nPrior\nPending the December 2026 FOMC decision (not yet published)\nActual\nPending\n\nFull schedule and background: FOMC Rate Decision. \nUpdated October 19\, 2026 \n\n← Previous FOMC Rate Decision\nThe Federal Open Market Committee (FOMC) announces its next interest rate decision on Wednesday\, January 27\, 2027\, at 2:00 pm ET (7:00 pm London)\, following a two-day policy meeting. The FOMC is the branch of the US Federal Reserve that sets the federal funds rate\, the benchmark interest rate that influences borrowing costs across the American economy and\, through knock-on effects on the dollar and global capital flows\, much of the rest of the world. Full schedule and background on every 2027 meeting: FOMC Rate Decision hub. \nBecause this page is published well ahead of the meeting\, neither the prior rate path through late 2026 nor a published consensus forecast is locked in yet. Economists at banks such as Goldman Sachs\, JPMorgan and Deutsche Bank typically update their federal funds rate forecasts in the weeks before each meeting\, and traders price probabilities through tools such as the CME FedWatch tool\, built from fed funds futures contracts. Readers wanting the live number should check the Federal Reserve’s own FOMC calendar or FedWatch closer to January 27\, 2027\, since those figures move as new inflation and jobs data arrive. \nWhat is the FOMC and what does it decide?\nThe FOMC is the Federal Reserve’s monetary policy committee. It is responsible for setting the target range for the federal funds rate\, the rate at which banks lend reserves to one another overnight\, which in turn shapes mortgage rates\, credit card rates\, savings yields and business borrowing costs. The committee operates under a dual mandate set by Congress: maximum sustainable employment and stable prices\, which the Fed interprets as inflation averaging around 2% over time. \nThe FOMC has twelve voting members: the seven governors of the Federal Reserve Board\, the president of the Federal Reserve Bank of New York (a permanent voter) and four of the remaining eleven regional Reserve Bank presidents\, who rotate onto the committee annually. Non-voting regional presidents still attend meetings and contribute to the discussion\, and their comments often move markets even without a formal vote. \nThe committee meets eight times a year\, roughly every six to seven weeks\, to review incoming economic data and decide whether to hold\, raise or cut the policy rate. Four of the eight meetings each year\, including January\, are followed by updated economic projections and a press conference from the Fed Chair. \nWhen is the January 2027 FOMC decision announced?\nThe decision is released at 2:00 pm ET (7:00 pm London) on Wednesday\, January 27\, 2027\, alongside the FOMC’s post-meeting statement. The Fed Chair holds a press conference roughly thirty minutes later\, at around 2:30 pm ET\, to explain the committee’s reasoning and take questions from journalists. The minutes of the meeting\, which give a fuller account of the discussion and any dissenting views\, are published three weeks later. Because January falls in the first quarter of the year\, this meeting is one of the four that typically comes with updated Summary of Economic Projections\, including the closely watched “dot plot” showing individual officials’ rate expectations\, though the Fed confirms the exact schedule for projection-linked meetings nearer the date. \nWhat to expect\nAt the time of writing\, the rate set at the preceding meeting\, scheduled for December 2026\, has not yet been announced\, so this page cannot state a verified prior rate or a published consensus forecast for January 2027 without risking inaccuracy. A consensus forecast has not yet been published for this specific meeting. As the date approaches\, expect to see probabilities from the CME FedWatch tool and forecasts from economists surveyed by Reuters and Bloomberg\, which typically converge in the final week or two before the announcement as fresh inflation (CPI and PCE) and jobs reports come in. \nThe table below is intentionally left for the Fed’s own published record. Readers can verify the sequence of recent decisions\, including the December 2026 outcome once announced\, directly on the Federal Reserve’s FOMC calendar page\, which lists every statement and the resulting target range. \n\n\n\nMeeting\nDecision\nRate after meeting\n\n\n\n\nDecember 2026\nTo be confirmed\nTo be confirmed\n\n\nOctober/November 2026\nTo be confirmed\nTo be confirmed\n\n\nSeptember 2026\nTo be confirmed\nTo be confirmed\n\n\n\nMarket impact scenarios\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nHold\nGenerally read as neutral to mildly hawkish if inflation is still above target\, according to commentary typically seen from desks such as Reuters and Bloomberg around FOMC meetings\nThe Fed leaves borrowing costs where they are. Mortgage and savings rates in the US are unlikely to move much immediately\, though the dollar can strengthen if a hold signals the Fed is in no rush to cut further.\n\n\nCut\nUsually read as supportive for equities and bonds\, often described as “dovish” by analysts\, though the market reaction depends on how the cut is explained\nBorrowing becomes cheaper over time\, which can lower US mortgage and loan rates and reduce yields on savings accounts. A dollar that weakens on a cut can make imports costlier in the US but can ease pressure on currencies such as the pound and euro.\n\n\nHike\nWould be treated as a surprise given the usual direction of travel late in a cutting cycle\, and would likely be read as hawkish\nHigher borrowing costs across mortgages\, credit cards and business loans\, generally stronger for the dollar\, and often negative for stock markets in the short term.\n\n\n\nWhat will the statement and press conference signal?\nMarkets scrutinise the FOMC’s statement line by line for changes in forward guidance\, the language the committee uses to hint at its next move. Analysts watch for shifts in wording around the labour market\, inflation progress and “balance of risks”\, as well as any change to the pace of balance sheet reduction (quantitative tightening). Dissenting votes\, where one or more members publicly disagree with the majority decision\, are rare but closely tracked as a signal of division on the committee. During the press conference\, journalists typically press the Chair on the timing of future moves\, the strength of the labour market and any risks from fiscal policy or global events. None of these details can be confirmed this far ahead of the meeting\, so treat any specific prediction made before late 2026 as speculative. \nWhat It Means for Your Money\nFor US households\, the direction of the federal funds rate feeds through to variable-rate mortgages\, home equity lines of credit and credit card APRs within one or two billing cycles\, and to new fixed mortgage rates over a slightly longer period as bond yields adjust. Savers see online savings account and certificate of deposit rates move in the same direction\, often with a lag. A cut tends to make saving marginally less rewarding but can support share prices and\, by extension\, pension and retirement account balances invested in equities. \nThe effects reach beyond the US. Changes in US rates influence the dollar’s value against the pound and the euro\, which affects the cost of imports and holidays for UK and eurozone consumers. The Bank of England and the European Central Bank do not have to follow the Fed\, but a widening or narrowing gap between US and UK or eurozone rates can shift currency markets and the relative appeal of government bonds\, nudging both central banks’ own decisions. Investors holding US shares\, US dollar bonds or multinational pension funds with US exposure will typically feel any Fed move indirectly through valuations even if they never buy a dollar directly. \nRelated events\n\nPrevious decision: FOMC Rate Decision\, December 2026\nFull FOMC meeting schedule and background: FOMC Rate Decision hub\nWatch the US CPI and non-farm payrolls releases in the weeks before January 27\, 2027\, since both typically shape the final consensus going into the meeting\n\nFrequently Asked Questions\nWhat time is the January 2027 FOMC decision announced?\nThe statement is released at 2:00 pm ET\, which is 7:00 pm in London\, on Wednesday\, January 27\, 2027\, with a press conference from the Fed Chair roughly thirty minutes later. \nWill the Fed cut rates in January 2027?\nThis is not yet known. The decision depends on inflation and employment data through late 2026 and the outcome of the preceding December 2026 meeting\, so any forecast published before then should be treated as a possibility rather than a prediction. \nWhat is the current federal funds rate?\nThe rate in effect ahead of the January 2027 meeting will depend on decisions taken at every FOMC meeting between now and then. Check the Federal Reserve’s own calendar page for the latest confirmed target range. \nWhen is the next FOMC meeting after January 2027?\nThe FOMC meets roughly eight times a year\, with the next scheduled meeting typically falling five to seven weeks later\, in March 2027; exact dates are confirmed on the Fed’s published calendar. \nWhere can I watch the press conference?\nThe Federal Reserve streams the Chair’s press conference live on its own website\, and it is also carried by major financial news broadcasters and wire services. \n← Previous FOMC Rate Decision
URL:https://www.financecalendar.com/event/fomc-rate-decision-january-2027/
CATEGORIES:Central Banks & Monetary Policy
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20270127T160500
DTEND;TZID=America/New_York:20270127T170500
DTSTAMP:20261019T204342Z
CREATED:20261019T204342Z
LAST-MODIFIED:20261019T204342Z
UID:2944-1801065900-1801069500@www.financecalendar.com
SUMMARY:Apple (AAPL) Earnings Q1 2027
DESCRIPTION:Next AAPL Quarterly Earnings: Wednesday\, January 27\, 2027 at 4:05 pm ET (9:05 pm London). \nDate to be confirmed by the publisher; this is the scheduled date. \n\nConsensus\nNot yet published\nPrior\nQ3 FY2026: $109.4bn revenue\, EPS $2.02 (reported July 30\, 2026)\nActual\nPending\n\nUpdated October 19\, 2026 \n\n← Previous AAPL Quarterly Earnings\nApple is expected to report its fiscal first-quarter 2027 results (the holiday quarter\, covering October to December 2026) on Wednesday\, January 27\, 2027\, with the figures released after the US market closes\, typically followed by a conference call at 4:05 pm ET (9:05 pm London). The report is published by Apple itself through its Investor Relations site. This is Apple’s most closely watched earnings release of the year because the December quarter normally includes the bulk of iPhone holiday sales. Full schedule and background: AAPL earnings dates. \nWhat is Apple’s Q1 FY2027 earnings report?\nThis is the quarterly results statement covering Apple’s fiscal first quarter\, which runs roughly from late September to late December each year. It includes total company revenue\, diluted earnings per share (EPS\, the profit allocated to each outstanding share)\, gross margin\, and revenue broken down by product (iPhone\, Mac\, iPad\, Wearables) and by geography (Americas\, Europe\, Greater China\, Japan\, Rest of Asia Pacific). Chief executive Tim Cook or his successor and chief financial officer Kevan Parekh host a call with analysts immediately after the release\, where they discuss results and often give guidance (a forecast\, not a formal promise\, of expected performance) for the next quarter. \nWhen is the report and how to follow it\nThe exact date has not yet been confirmed by Apple. Companies typically confirm reporting dates two to four weeks in advance\, and Apple has historically reported its holiday-quarter results in the last week of January: for example\, fiscal Q1 2026 results were released on January 29\, 2026. January 27\, 2027 is therefore an estimate based on that pattern\, not a confirmed date. Once confirmed\, the release itself appears as a press release and financial statements on Apple’s Investor Relations page\, with the earnings call streamed live on the same site and typically available as a replay for around two weeks afterwards. \nWhat to expect\nA consensus forecast for fiscal Q1 2027 revenue and EPS has not yet been published\, since analyst estimates for quarters this far ahead are typically not compiled until closer to the report date. Based on Apple’s recent growth trajectory and its own guidance pattern\, investors will focus on: \n\niPhone revenue during the key holiday shopping period\, including demand for the then-current iPhone lineup\nServices revenue (App Store\, iCloud\, Apple Music\, advertising)\, which has repeatedly set new company records\nGross margin\, given recent tariff-related and supply-chain effects on costs\nGuidance for the following quarter\, and any commentary on foreign exchange headwinds or component supply constraints\n\nThe table below shows Apple’s three most recently confirmed quarters at the time of writing\, as reported to investors. \n\n\n\nQuarter\nRevenue\nEPS\nvs estimate\n\n\n\n\nQ1 FY2026 (Dec quarter\, reported Jan 29\, 2026)\n$143.8 billion\n$2.84\nBeat by $0.17\n\n\nQ2 FY2026 (Mar quarter\, reported Apr 30\, 2026)\n$111.2 billion\n$2.01\nBeat by $0.06\n\n\nQ3 FY2026 (Jun quarter\, reported Jul 30\, 2026)\n$109.4 billion\n$2.02\nBeat by $0.13\n\n\n\nApple’s fiscal Q4 2026 results (the September quarter) were due on November 2\, 2026\, after this page was prepared\, so those figures are not yet reflected above. According to MarketBeat\, Apple had beaten the consensus EPS estimate in each of its previous eight quarters heading into that report. \nAnalysts who cover Apple closely\, including those surveyed by Reuters and Bloomberg\, tend to focus heavily on the mix between hardware and services revenue. Services\, which includes the App Store\, Apple Music\, iCloud storage subscriptions and advertising\, carries a far higher profit margin than hardware sales\, so even modest growth in that segment can have an outsized effect on overall profitability. Investors will also watch commentary on Apple Intelligence and other AI-related features\, since the company has faced questions from some analysts about whether its artificial intelligence roadmap is keeping pace with rivals such as Google and Samsung. \nCurrency movements are another recurring theme. Because Apple sells products in dozens of countries but reports results in US dollars\, a stronger dollar against the euro\, the pound\, the yen or the Chinese yuan can reduce reported international revenue even if local demand is steady. Apple’s management typically quantifies this foreign exchange effect during the earnings call\, and traders sometimes use that commentary as a rough gauge of broader currency trends affecting other multinational companies. \nWhat the outcome could mean\n\n\n\nScenario\nLikely market read\nPlain-English meaning\n\n\n\n\nBeat on revenue and EPS\, strong guidance\nShares likely to rise; seen as confirmation of holiday demand strength\nApple sold more\, and made more profit per share\, than Wall Street expected\, and expects the trend to continue\n\n\nIn line with expectations\nMuted reaction\, focus shifts to guidance and margin commentary\nResults matched what was already priced into the share price\, so little changes\n\n\nMiss on revenue\, EPS or guidance\nShares likely to fall\, particularly if iPhone or China revenue disappoints\nApple made less money\, or expects to make less\, than investors had assumed\n\n\n\nWhat It Means for Your Money\nApple is one of the largest companies in the world by market value\, so its shares sit inside most workplace pensions\, index funds and ISAs\, even for people who have never bought a share directly. A sharp move in Apple’s share price after this report can move broader US indices such as the S&P 500 and Nasdaq\, which feeds through to pension valuations in the UK\, Europe and Asia. Weak iPhone demand can also be read as a signal about global consumer spending\, which traders sometimes use to adjust views on the US dollar\, the pound and the euro. For everyday consumers\, the report rarely changes prices at the till directly\, but persistent weakness in Apple’s results\, or in its suppliers\, can be an early sign of pressure in the broader technology and semiconductor sector\, which employs large workforces in Asia and parts of Europe. \nRelated events\n\nApple (AAPL) Q4 2026 earnings\nUS Federal Reserve interest rate decision\nUS December retail sales report\n\nFrequently Asked Questions\nIs the January 27\, 2027 date confirmed?\nNo. Apple had not confirmed the date at the time of writing. The estimate is based on Apple’s pattern of reporting its holiday quarter in the last week of January. \nWhat time does Apple release its earnings?\nApple typically releases results after the US market closes\, with the earnings call around 4:05 pm ET (9:05 pm London)\, though the exact time will be confirmed closer to the date. \nWhat is Apple’s fiscal first quarter?\nIt covers roughly October to December\, Apple’s busiest period because it includes the holiday shopping season and the bulk of new iPhone sales. \nWhere can I watch the earnings call?\nApple streams the call live on its Investor Relations website\, with a replay usually available for about two weeks. \nHas a consensus forecast been published yet?\nNo\, a consensus forecast has not yet been published for this quarter. Analyst estimates are typically compiled closer to the confirmed report date. \n← Previous AAPL Quarterly Earnings
URL:https://www.financecalendar.com/event/apple-aapl-earnings-q1-2027/
CATEGORIES:Earnings Season
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