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DTSTART;TZID=UTC:20261103T000000
DTEND;TZID=UTC:20261103T235959
DTSTAMP:20260825T104610Z
CREATED:20260605T060000Z
LAST-MODIFIED:20260825T104610Z
UID:1250-1793664000-1793750399@www.financecalendar.com
SUMMARY:RBA Rate Decision November 2026
DESCRIPTION:Next RBA Rate Decision: Tuesday\, November 3\, 2026 at 2:30 pm AEST (10:30 pm ET\, 3:30 am London). \n\nConsensus\nNot yet published\nActual\nPending\n\nUpdated August 25\, 2026 \n\n← Previous RBA Rate DecisionNext RBA Rate Decision →\nThe Reserve Bank of Australia (RBA) will announce its November 2026 interest rate decision on Tuesday\, 3 November 2026\, at 2:30 pm AEST. The Monetary Policy Board meets over two days (2-3 November)\, with the outcome published alongside the quarterly Statement on Monetary Policy (SMP) at 2:30 pm AEST. November is one of four SMP meetings\, making it one of the most significant in the annual calendar\, as the Board publishes updated forecasts for inflation\, GDP growth\, and the labour market. A press conference with the Governor follows at 3:30 pm AEST. \nRBA Rate Decision: November 3\, 2026\nThe November meeting is the seventh Monetary Policy Board decision of 2026 and carries extra weight as a quarterly Statement on Monetary Policy meeting. The SMP provides the most comprehensive communication from the RBA\, setting out the Board’s updated central projections for underlying inflation\, GDP growth\, and unemployment over a multi-year horizon. These forecasts\, presented in fan chart form\, signal the Board’s expectations for the future path of the cash rate and are closely watched by economists\, financial markets\, and mortgage holders across Australia. \nAs of May 2026\, the cash rate stands at 4.35%\, following three consecutive hikes in the first half of the year. The Board has been responding to a re-acceleration of inflation driven by services price pressures\, a tight labour market\, and higher energy and food costs linked to the Middle East conflict. By November\, the Board will have access to the September quarter CPI release (typically published in late October)\, providing the most timely and comprehensive read on underlying inflation before the decision. \nWhat to Expect\nThe November meeting is the most data-rich decision point in the second half of 2026. The September quarter CPI\, due in late October\, will confirm whether underlying inflation is tracking back toward the RBA’s 2-3% target band. This data will be central to the November decision. If trimmed mean CPI falls meaningfully from second-quarter levels\, the Board may signal that the hiking cycle has peaked and that the next move could be a cut. If it remains elevated\, a further hike remains possible. \nLabour market conditions will also be reviewed. The September quarter data\, covering employment growth\, participation rates\, and the Wage Price Index\, will be available before November and will inform the Board’s assessment of domestic inflationary pressures. Australia’s housing market\, which is particularly sensitive to rate changes given the prevalence of variable-rate mortgages\, will be a further consideration: several months of higher rates are already weighing on household consumption\, and the Board must balance the risk of overtightening against the risk of entrenching inflation. \nThe global context will also feature prominently in the November deliberations. The US Federal Reserve’s October decision (29 October) and any signal from the Bank of England and ECB in September and October will provide important context for global monetary conditions heading into November. The Chinese economy remains a key risk factor: any deterioration in Chinese demand would affect Australian commodity exports and could reduce the need for further tightening. \nCash Rate Decision History\n\n\n\nDate\nDecision\nRate\nVote\n\n\n\n\nMay 2026\nHike +25bp\n4.35%\n8-1\n\n\nMarch 2026\nHike +25bp\n4.10%\nMajority\n\n\nFebruary 2026\nHike +25bp\n3.85%\nMajority\n\n\nNovember 2025\nHold\n3.60%\nMajority\n\n\nSeptember 2025\nHold\n3.60%\nMajority\n\n\nAugust 2025\nCut 25bp\n3.60%\nMajority\n\n\nMay 2025\nCut 25bp\n3.85%\nMajority\n\n\nFebruary 2025\nCut 25bp\n4.10%\nMajority\n\n\n\nMarket Impact Scenarios\n\nHold at 4.35% with dovish SMP (most likely if inflation moderates) – If the September quarter CPI confirms a return toward the 2-3% band\, the Board will likely hold rates and use the SMP to signal that the hiking cycle has ended. The Australian dollar would weaken modestly as markets price in future cuts. The ASX 200 would rally\, particularly property\, consumer discretionary\, and financials. Short-dated government bond yields would fall on expectations of eventual easing in 2027.\nHike 25bp to 4.60% with hawkish SMP – If underlying inflation remains elevated in the September quarter\, the Board could deliver a fourth consecutive hike. AUD would strengthen. The ASX 200 would fall\, with mortgage-sensitive sectors particularly affected. The Governor would use the SMP press conference to explain why further tightening is necessary despite signs of economic slowdown\, citing the priority of returning inflation to the target band.\nHold at 4.35% with neutral SMP – A middle case in which the Board holds rates but does not provide clear forward guidance in either direction. This would keep markets guessing about the December decision. AUD and ASX would be relatively unchanged\, with the November SMP’s inflation fan chart and GDP projection providing the main market signal.\n\nStatement on Monetary Policy and Press Conference\nAs a quarterly SMP meeting\, the November announcement at 2:30 pm AEST is accompanied by the full Statement on Monetary Policy\, which is published simultaneously on the RBA’s website. The SMP contains the Board’s baseline economic forecasts\, analysis of recent domestic and international conditions\, and a discussion of risks. The Governor will then hold a press conference at 3:30 pm AEST\, presenting the key findings and taking questions from journalists. \nThe November SMP is particularly important as it provides the last full forecast update before year-end. Any significant revision to the Board’s trimmed mean inflation projection or GDP forecast will be taken as a signal for the December decision and beyond. If the SMP shows inflation returning to the 2-3% band within the forecast horizon\, markets will price a pivot toward cuts. If it shows inflation remaining above target\, a further hike or an extended pause is more likely. \nRelated Events\n\nFOMC Rate Decision October 2026 – The Federal Reserve’s October decision\, providing the most recent US monetary policy signal ahead of the RBA’s November announcement.\nECB Rate Decision October 2026 – The ECB’s October decision\, part of the broader global central bank context heading into November.\nBank of England MPC Rate Decision November 2026 – The BoE’s November decision on 5 November 2026\, also a major quarterly forecast meeting\, directly coinciding with the RBA’s announcement.\n\nFrequently Asked Questions\nWhat is the Statement on Monetary Policy and why does it matter?\nThe quarterly Statement on Monetary Policy (SMP) is the RBA’s most comprehensive communication tool. Published four times a year alongside the February\, May\, August\, and November rate decisions\, it contains the Board’s updated forecasts for inflation\, GDP\, and unemployment\, as well as in-depth analysis of domestic and global economic conditions. The SMP’s central projections and fan charts are used by financial markets\, economists\, and policymakers to anticipate the future path of the cash rate. \nWhen will the November 2026 RBA decision be announced?\nThe decision and Statement on Monetary Policy will be published at 2:30 pm AEST (3:30 am GMT) on Tuesday\, 3 November 2026. The Governor’s press conference follows at 3:30 pm AEST. \nWhat happens if the RBA hikes rates again at the November meeting?\nA further hike to 4.60% in November would represent the fourth consecutive increase in the 2026 hiking cycle\, taking the cash rate above the previous 2023 peak of 4.35%. This would add further pressure to household budgets\, particularly for variable-rate mortgage holders\, and would likely dampen consumer spending and housing market activity. The RBA would use the SMP to explain the rationale\, citing the need to bring underlying inflation back within the 2-3% target band on a sustained basis. \nFeatured image: Photo by Fabian Mardi on Unsplash.
URL:https://www.financecalendar.com/event/rba-rate-decision-november-2026/
CATEGORIES:Central Banks & Monetary Policy
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261103T000000
DTEND;TZID=America/New_York:20261103T235959
DTSTAMP:20260902T133529Z
CREATED:20260902T133529Z
LAST-MODIFIED:20260902T133529Z
UID:2561-1793664000-1793750399@www.financecalendar.com
SUMMARY:Is the Stock Market Open on Culture Day 2026? TSE/JPX Hours
DESCRIPTION:Tokyo Stock Exchange (JPX) are closed on Tuesday\, November 3\, 2026 for Culture Day. \n\nNext holiday\nLabor Thanksgiving Day\, November 23\, 2026\nRegular hours\n9:00 am to 11:30 am and 12:30 pm to 3:30 pm JST\n\nFull schedule and background: TSE/JPX Holidays. \nUpdated September 2\, 2026 \n\n← Previous TSE/JPX Holidays\nThe Tokyo Stock Exchange (JPX) is closed on Tuesday\, November 3\, 2026 for Culture Day\, a Japanese public holiday. No cash equity trading\, derivatives trading or clearing will take place on the exchange that day. Any orders entered through a broker’s system for that session will simply queue and be released for execution when the market reopens on Wednesday\, November 4\, 2026\, assuming that is not also a holiday in the reader’s home market. For the full run of dates\, see the TSE/JPX Holidays calendar. \nBecause this is a full-day closure rather than an early close\, there is no shortened trading session to plan around. Settlement of any trades executed on the prior trading day\, Monday\, November 2\, 2026\, will proceed on the normal cycle\, but the holiday itself is simply skipped when counting settlement days\, which can push cash and share delivery back by one business day for trades that straddle the closure. \nWhich markets are closed on Culture Day 2026?\n\n\n\nMarket\nStatus\nNotes\n\n\n\n\nTokyo Stock Exchange (equities)\nClosed\nAll cash equity and ETF trading suspended for Culture Day\n\n\nJPX derivatives (futures and options)\nClosed\nNikkei 225 futures\, TOPIX futures and related options do not trade\n\n\nOsaka Exchange\nClosed\nCommodity and derivatives trading also suspended\n\n\nNew York Stock Exchange and Nasdaq\nOpen (regular hours)\nUS markets do not observe Japanese holidays\n\n\nLondon Stock Exchange (LSE)\nOpen (regular hours)\nNo UK holiday falls on this date\n\n\nEuronext\nOpen (regular hours)\nStandard European trading session\n\n\nBond market (Japan)\nClosed\nJapanese government bond trading follows the exchange holiday schedule\n\n\n\nIs the market open the day before and after?\nThe last trading session before the holiday is Monday\, November 2\, 2026\, running the normal hours of 9:00 am to 11:30 am and 12:30 pm to 3:30 pm JST. Tokyo has no early close attached to Culture Day: the exchange is either fully open or fully closed\, with no shortened session either side of the holiday. Trading resumes as normal on Wednesday\, November 4\, 2026\, on the standard schedule\, unless that date is separately declared a holiday\, which it is not in 2026. Investors placing limit or market orders on November 3 through an online broker should expect those orders to sit unfilled until the next live session opens. \nWhy do markets close for Culture Day?\nCulture Day\, known in Japan as Bunka no Hi\, has been a national public holiday since 1948. It was established to promote freedom\, peace and cultural activity\, and its date\, November 3\, was chosen because it originally marked the anniversary of the promulgation of Japan’s post-war constitution in 1946. The day is used across the country for cultural events\, award ceremonies for achievements in the arts and sciences\, and museum openings\, and government offices\, schools and financial markets close alongside the exchange. \nBecause JPX follows the Japanese national holiday calendar in full\, any date designated a public holiday by the government automatically becomes a non-trading day for the exchange\, without a separate decision by market operators. This is a different model from some Western exchanges\, which sometimes trade on public holidays or apply their own separate holiday list. \nWhat It Means for Your Money\nFor most retail investors outside Japan\, a single TSE closure has a limited direct effect. If you hold a fund or exchange traded fund that tracks the Nikkei 225 or TOPIX\, its underlying basket simply does not reprice on November 3\, so the fund’s net asset value calculation for that day will reference the last available Tokyo closing prices rather than fresh trades. Anyone with an order resting on a Japanese broker platform\, including buy or sell instructions tied to Japanese shares held directly\, will see that order carried over to the next open session rather than cancelled. \nDividend payments and corporate actions scheduled for Culture Day are typically processed on the next business day\, so shareholders should not expect a payment to be missed\, only delayed by one day. Options and futures expiring around this date follow JPX’s published calendar adjustments\, which push expiry to the nearest trading day where needed. For currency markets\, the yen continues to trade in other time zones even while Tokyo cash equities are shut\, since foreign exchange is a 24-hour market spread across global centres\, so movements in USD/JPY or EUR/JPY on November 3 will still reflect real trading activity elsewhere. Cryptocurrency markets are unaffected entirely\, as they trade continuously regardless of any exchange holiday. Bank transfers within Japan may also be affected\, since many Japanese banks treat national holidays as non-business days for interbank settlement. \nRemaining TSE/JPX holidays in 2026\n\nLabor Thanksgiving Day\, Monday\, November 23\, 2026\, closed\nNew Year’s Eve (Market Holiday)\, Thursday\, December 31\, 2026\, closed\n\nThe next scheduled closure after Culture Day is Labor Thanksgiving Day on November 23\, 2026. \nFrequently Asked Questions\nIs the stock market open on Culture Day 2026?\nNo\, the Tokyo Stock Exchange and Osaka Exchange are both fully closed on Tuesday\, November 3\, 2026 for Culture Day. \nIs the Japanese bond market open on Culture Day?\nNo\, Japanese government bond trading follows the same national holiday schedule as the equity market\, so bond trading is also closed on November 3\, 2026. \nWhat time does the Tokyo Stock Exchange close on the day before Culture Day?\nMonday\, November 2\, 2026 is a normal trading day\, with the exchange running its usual sessions from 9:00 am to 11:30 am and 12:30 pm to 3:30 pm JST\, followed by the full closure the next day. \nWhen is the next TSE/JPX market holiday after Culture Day?\nThe next closure is Labor Thanksgiving Day on Monday\, November 23\, 2026. \nAre Japanese banks open on Culture Day?\nNo\, Culture Day is a national public holiday in Japan\, so banks and most government offices are also closed alongside the stock exchange. \n← Previous TSE/JPX Holidays
URL:https://www.financecalendar.com/event/tse-jpx-culture-day-2026/
CATEGORIES:Economic Indicators
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261103T100000
DTEND;TZID=America/New_York:20261103T110000
DTSTAMP:20260902T072954Z
CREATED:20260902T072954Z
LAST-MODIFIED:20260902T072954Z
UID:2395-1793700000-1793703600@www.financecalendar.com
SUMMARY:US JOLTS Job Openings November 2026
DESCRIPTION:Next US JOLTS Job Openings: Tuesday\, November 3\, 2026 at 10:00 am ET (3:00 pm London). Covers September 2026 data. \n\nConsensus\nNot yet published\nPrior\nNot independently verified at time of writing\, see BLS release\nActual\nPending\n\nFull schedule and background: US JOLTS Job Openings. \nUpdated September 2\, 2026 \n\n← Previous US JOLTS Job Openings\nThe US JOLTS Job Openings report for September 2026 is scheduled for release on Tuesday\, November 3\, 2026\, at 10:00 am ET (3:00 pm London time). The report is published by the US Bureau of Labor Statistics (BLS) as part of its Job Openings and Labor Turnover Survey. This particular release covers September 2026 data. Full schedule and background: US JOLTS Job Openings. \nWhat is JOLTS Job Openings?\nJOLTS stands for the Job Openings and Labor Turnover Survey. It is a monthly survey run by the Bureau of Labor Statistics that measures the number of unfilled job openings\, hires\, and separations (people leaving jobs\, whether by quitting\, being laid off\, or other reasons) across the US economy. The headline figure that most investors watch is the total number of job openings\, usually reported in millions. \nThe BLS collects this data by surveying tens of thousands of business establishments each month\, asking them how many positions they currently have open and are actively trying to fill. Unlike the monthly non-farm payrolls report\, which shows how many people were actually hired\, JOLTS shows the demand side of the labour market: how many jobs employers say they want to fill. Economists and central bankers use the ratio of job openings to unemployed workers as a gauge of how tight or loose the labour market is. \nMarkets watch JOLTS closely because the Federal Reserve has repeatedly cited labour market slack\, or the lack of it\, as a factor in setting interest rates. A high number of openings relative to available workers suggests employers are competing hard for staff\, which can push wages up and add to inflation pressure. A falling number of openings\, by contrast\, can be an early signal that hiring demand is cooling before it shows up in the unemployment rate itself. \nWhen is the September JOLTS report released?\nThe September 2026 JOLTS Job Openings report is released on November 3\, 2026 at 10:00 am ET (3:00 pm London time) by the Bureau of Labor Statistics. It is published on the BLS website as part of the JOLTS series\, alongside detailed tables covering hires\, quits\, layoffs and discharges\, and total separations broken down by industry and region. JOLTS is typically released with roughly a two-month lag relative to the reference month\, which is why the September data is not published until early November. \nWhat is the consensus forecast?\nAs of the time of writing\, a consensus forecast for the September 2026 JOLTS Job Openings figure has not yet been published by major polling services such as Reuters or Bloomberg. Forecasts for this release typically firm up in the days immediately before publication\, once analysts have incorporated the most recent payrolls\, weekly jobless claims\, and other labour market indicators into their models. Readers should check back closer to the release date\, or consult a live-updated consensus tracker\, for the latest median estimate. \nSimilarly\, the prior reading\, the August 2026 JOLTS figure\, was not independently verifiable through research at the time this preview was written. The most reliable way to check the most recently published number is to consult the official BLS JOLTS release directly\, since prior readings are also subject to revision in subsequent reports. \n\n\n\nMeasure\nPrior (August 2026)\nConsensus (September 2026)\n\n\n\n\nTotal job openings\nNot yet verified\, see official BLS release\nNot yet published\n\n\nQuits rate\nNot yet verified\, see official BLS release\nNot yet published\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus\nTraders may see this as a sign of continued labour demand\, potentially reducing bets on near-term rate cuts\, according to commentary from economists who track Fed policy expectations\nMore jobs are being advertised than expected\, suggesting employers still want to hire\, which can support wages but may also keep the Fed cautious about cutting rates too quickly\n\n\nIn line with consensus\nA muted reaction is likely\, since the data would simply confirm the existing view of the labour market’s trajectory\nThe jobs market is behaving broadly as economists expected\, so borrowing costs\, savings rates and share prices are unlikely to shift much on this release alone\n\n\nBelow consensus\nMarkets may price in a higher probability of Fed rate cuts\, as weaker demand for labour is often read as an early sign of a cooling economy\nFewer job openings than expected can signal that companies are becoming more cautious about hiring\, which historically has preceded a slower pace of wage growth and\, sometimes\, higher unemployment\n\n\n\nWhy does this release matter right now?\nThe Federal Reserve has repeatedly pointed to the balance between labour supply and demand as a key input into its interest rate decisions. JOLTS data\, particularly the ratio of job openings to unemployed workers\, has been used by Fed officials in public remarks to argue whether the labour market remains tight or has cooled to a more sustainable pace. Because JOLTS is released with a lag\, it is often viewed alongside more timely indicators such as the monthly non-farm payrolls report and weekly initial jobless claims to build a fuller picture of labour market health. \nGlobal investors also watch US labour data closely because shifts in Fed policy expectations tend to ripple through to other major central banks\, including the Bank of England and the European Central Bank\, both of which weigh US monetary conditions when setting their own policy paths. A softer or stronger than expected US jobs market can move the dollar\, which in turn affects the pound and the euro\, and can influence borrowing costs well beyond US shores. \nWhat It Means for Your Money\n\nMortgages and rates: If the JOLTS report suggests the labour market is cooling faster than expected\, it can raise expectations of Fed rate cuts\, which sometimes filters through to lower mortgage rates in the US and can influence global bond yields\, including UK and eurozone mortgage pricing.\nSavings: Interest rates on savings accounts and fixed deposits often track central bank policy. A weaker jobs market that raises the odds of rate cuts could eventually mean lower returns on cash savings\, while a stronger than expected reading could keep savings rates higher for longer.\nJobs and wages: A falling number of job openings can be an early warning that hiring is slowing\, which over time can mean fewer job opportunities and softer wage growth\, both in the US and\, indirectly\, in economies closely tied to US demand.\nPrices: A very tight labour market\, with many more openings than available workers\, has historically been linked to faster wage growth\, which can add to inflation pressure and keep prices of goods and services rising more quickly.\nInvestments\, pensions and currencies: Shifts in Fed rate cut expectations driven by labour market data can move share prices\, bond yields\, and the value of the dollar against the pound and euro\, which affects the value of pensions and other investments held in different currencies.\n\nRelated events\n\nPrevious JOLTS release: US JOLTS Job Openings\, August 2026 data\nUS non-farm payrolls report\, released monthly by the Bureau of Labor Statistics\nWeekly US initial jobless claims\, released every Thursday by the Department of Labor\n\nFrequently Asked Questions\nWhat time is the September 2026 JOLTS report released?\nThe report is released at 10:00 am ET\, which is 3:00 pm London time\, on November 3\, 2026. \nHow should I read the JOLTS job openings number?\nA higher number of job openings generally signals stronger labour demand\, while a falling number can suggest employers are becoming more cautious about hiring. \nDoes JOLTS affect interest rate decisions?\nYes\, the Federal Reserve monitors JOLTS data\, particularly the balance between job openings and available workers\, as one input among many when setting interest rate policy. \nWhere can I find the official JOLTS release?\nThe official report is published on the Bureau of Labor Statistics website as part of the Job Openings and Labor Turnover Survey series. \nWhen is the next JOLTS report after this one?\nThe BLS typically releases JOLTS data roughly a month after this report\, covering the following reference month\, according to its published release schedule. \n← Previous US JOLTS Job Openings
URL:https://www.financecalendar.com/event/us-jolts-job-openings-november-2026/
CATEGORIES:Economic Indicators
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