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DTSTART;TZID=America/New_York:20260902T081500
DTEND;TZID=America/New_York:20260902T091500
DTSTAMP:20260902T132604Z
CREATED:20260825T102058Z
LAST-MODIFIED:20260902T132604Z
UID:1467-1788336900-1788340500@www.financecalendar.com
SUMMARY:US ADP Employment Report September 2026
DESCRIPTION:US ADP Employment Report: +38\,000 jobs (below 48\,000 consensus)\, prior revised to +46\,000 (Wednesday\, September 2\, 2026 at 8:15 am ET (1:15 pm London)). \nDate to be confirmed by the publisher; this is the scheduled date. \n\nActual\n+38\,000 jobs (below 48\,000 consensus)\, prior revised to +46\,000\n\nFull schedule and background: US ADP Employment Report. \nUpdated September 2\, 2026 \n\nUS private-sector employment rose by 38\,000 jobs in August 2026\, below the 48\,000 gain forecast by economists polled by Reuters\, and down from an upwardly revised 46\,000 in July\, according to the ADP National Employment Report released on September 2\, 2026. \nThe US ADP Employment Report for August 2026 is scheduled for release on September 2\, 2026 at 8:15 am ET (1:15 pm London time)\, published by ADP Research in collaboration with the Stanford Digital Economy Lab. The report covers private-sector payroll changes and pay growth for August 2026. Full schedule and background: US ADP Employment Report. \nWhat is the ADP Employment Report?\nThe ADP National Employment Report measures the monthly change in private-sector jobs in the United States. Unlike the government’s official jobs figures\, it is built from anonymised payroll data covering more than 26 million employees at businesses that use ADP’s payroll systems\, rather than a survey. This gives it a real-time view of hiring and firing across the economy\, broken down by company size\, industry and region. \nAlongside the headline jobs number\, ADP publishes a pay growth measure that tracks annual wage changes separately for “job-stayers” (people who keep the same employer) and “job-changers” (people who switch jobs). A widening gap between the two can signal that employers are having to pay up to attract new staff\, a sign of a tight labour market\, or that job-switching has become less rewarding\, a sign of a cooling one. \nMarkets watch the release closely because it lands two days before the government’s official non-farm payrolls report on the first Friday of the month\, giving traders and economists an early\, if imperfect\, signal of what that bigger release might show. Historically\, ADP’s monthly figure has not tracked the official payrolls number with great precision\, so investors treat it as a directional guide rather than a firm prediction. \nWhen is the August ADP employment report released?\nADP has confirmed that the August 2026 National Employment Report will be published on September 2\, 2026 at 8:15 am ET (1:15 pm London time)\, according to ADP’s own press materials. ADP typically releases its monthly report on the Wednesday two business days before the US government’s non-farm payrolls report\, though the exact date can shift around holidays such as Labor Day. This page reflects the currently scheduled date; readers should treat the timing as ADP’s usual pattern unless the company issues a change. \nThe report is published on ADP’s own newsroom and research site\, and is picked up immediately by financial data providers and news wires. \nWhat is the consensus forecast?\nAs of publication\, a consensus forecast for the August 2026 ADP report has not yet been published. Economist surveys for ADP releases are typically compiled by Reuters\, Bloomberg and Dow Jones in the days immediately before release\, so a forecast is likely to appear closer to September 2\, 2026. \nThe most recent published reading is for July 2026. Private-sector employment rose by 44\,000 jobs\, well below the 68\,000 to 70\,000 gain that economists polled by Dow Jones and Reuters had expected\, according to ADP’s July release. Annual pay growth for job-stayers held at 4.4% year-on-year\, while pay growth for job-changers accelerated to 7.0%. \n\n\n\nMeasure\nPrior (July 2026)\nConsensus (August 2026)\n\n\n\n\nPrivate payrolls change\n+44\,000\nNot yet published\n\n\nAnnual pay growth\, job-stayers\n4.4%\nNot yet published\n\n\n\nWhat the result could mean\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nAbove consensus\nCould be read as evidence the labour market is holding up better than feared\, potentially reducing bets on near-term interest rate cuts\nMore jobs were added than expected\, which may ease worries about a sharp slowdown in hiring\n\n\nIn line with consensus\nLikely to have limited market impact on its own\, with attention shifting quickly to the official payrolls report two days later\nThe labour market is behaving broadly as economists expected\, so little changes\n\n\nBelow consensus\nMay reinforce concerns about a cooling labour market and could firm up expectations for Federal Reserve interest rate cuts\, according to commentary from economists cited by outlets such as Reuters and CNBC around prior releases\nFewer jobs were added than expected\, which can be a sign hiring is slowing\n\n\n\nThese are possible market reactions\, not predictions. ADP’s monthly figure has at times diverged sharply from the official non-farm payrolls number\, so any single reading is treated with caution by economists. \nWhy does this release matter right now?\nPrivate-sector hiring has slowed markedly through 2026. ADP reported gains of 63\,000 in February\, 62\,000 in March\, 109\,000 in April and 122\,000 in May\, before hiring cooled sharply to 98\,000 in June (later revised to 95\,000) and then to just 44\,000 in July\, according to ADP’s own releases. ADP’s weekly “NER Pulse” data\, which tracks employment on a four-week rolling basis\, showed a pickup to roughly 9\,500 jobs added per week in the four weeks to August 1\, 2026\, following several weeks of decline\, according to ADP Research. \nThe Federal Reserve has repeatedly said it is watching labour market data closely as it weighs the pace of any further interest rate moves\, alongside inflation figures. A weak reading in the ADP report\, followed by a soft official payrolls number\, tends to strengthen market expectations for rate cuts\, while stronger figures can push those expectations back. Wage growth data also matters for the inflation outlook\, since persistent strong pay gains for job-switchers can signal continued upward pressure on labour costs. \n\n\n\nMonth\nPrivate payrolls change\n\n\n\n\nFebruary 2026\n+63\,000\n\n\nMarch 2026\n+62\,000\n\n\nApril 2026\n+109\,000\n\n\nMay 2026\n+122\,000\n\n\nJune 2026 (revised)\n+95\,000\n\n\nJuly 2026\n+44\,000\n\n\n\nWhat It Means for Your Money\n\nMortgages and loan rates: Weaker-than-expected hiring figures tend to increase bets on Federal Reserve interest rate cuts\, which can feed through to lower mortgage and borrowing rates in the US over time\, and can also influence sentiment in UK and eurozone bond markets given how closely global rate expectations are linked.\nSavings: If the jobs data supports further rate cuts\, savers holding cash in interest-bearing accounts may eventually see lower returns as central banks ease policy.\nJobs and wages: A slowdown in private hiring\, as seen through 2026\, can mean fewer job openings and slower wage growth for workers changing jobs\, though ADP data suggests pay for job-stayers has remained fairly stable.\nInvestments and pensions: Equity markets often react to jobs data because it shapes expectations for interest rates\, which affect company borrowing costs and valuations. A much weaker or stronger than expected reading can move US stock indices and\, through global market linkages\, indices in London\, Frankfurt and Tokyo.\nCurrencies: A weak US jobs signal can weigh on the dollar if it strengthens expectations for Federal Reserve rate cuts\, which in turn can support the value of the pound and the euro against the dollar\, all else being equal.\n\nRelated events\n\nUS non-farm payrolls report\, typically released the first Friday of each month by the Bureau of Labor Statistics.\nFederal Reserve interest rate decisions\, which weigh labour market data alongside inflation figures.\nUS weekly jobless claims data\, released every Thursday by the Department of Labor.\n\nFrequently Asked Questions\nWhat time is the August ADP employment report released?\nIt is scheduled for 8:15 am ET\, which is 1:15 pm London time\, on September 2\, 2026. \nHow should I read the ADP employment number?\nFocus on the direction of the change in private payrolls and the trend over recent months\, rather than the single monthly figure\, since it can be volatile and does not always match the official government jobs report. \nHow does this report affect interest rate expectations?\nWeaker-than-expected job gains can increase market bets on Federal Reserve interest rate cuts\, while stronger figures can reduce them\, though the Fed weighs many other data points too. \nWhere can I find the official ADP release?\nThe report is published on ADP’s own newsroom and on the ADP Research website\, and is also carried immediately by major financial data providers. \nWhen is the next ADP employment report?\nADP typically releases its report on the first Wednesday of each month\, two business days before the official non-farm payrolls report\, so the next release is expected in early October 2026. \nResults: US ADP Employment Report\, August 2026\n\n\n\nMeasure\nConsensus\nActual\nPrior\n\n\n\n\nPrivate payrolls change\n+48\,000\n+38\,000\n+46\,000 (revised from +44\,000)\n\n\n\nUS private-sector employment rose by 38\,000 jobs in August 2026\, according to the ADP National Employment Report\, missing the 48\,000 gain forecast by economists polled by Reuters and coming in below July’s upwardly revised figure of 46\,000 jobs. The reading confirms the “below consensus” scenario flagged in ADP’s preview\, extending a run of soft private hiring figures through the summer of 2026. \nADP’s chief economist Nela Richardson said pay data offers insight into today’s uneven hiring\, noting that “pay can tell us a lot about today’s choppy hiring”. Vanguard senior economist Adam Schickling said the softer labour market this summer follows a stronger spring\, according to Fox Business. The report was published\, as usual\, two days ahead of the Bureau of Labor Statistics’ non-farm payrolls report for August\, due on Friday\, which remains the more closely watched government measure of the labour market. \nMarket Reaction\nTreasury yields eased modestly and the dollar softened against the pound and the euro after the release\, as traders leaned further into expectations for Federal Reserve interest rate cuts\, according to Reuters. The reaction was measured rather than dramatic\, reflecting the market’s long-standing caution about treating any single ADP print as a reliable forecast of Friday’s official payrolls figure. \nUS equity index futures showed only a limited move immediately after the 8:15 am ET release\, with investors largely holding positions ahead of the more comprehensive non-farm payrolls report. In Europe and Asia\, the weaker US print added modestly to a narrative of a cooling US labour market that has\, over recent months\, supported gilts and eurozone government bonds as global rate expectations have shifted lower. \nWhat this means for your money now\nA fourth consecutive soft private payrolls reading keeps alive the possibility of further Federal Reserve interest rate cuts\, which could eventually feed through to lower US mortgage and borrowing costs\, with knock-on effects for global bond markets including UK gilts. Savers holding cash may see returns drift lower over time if this trend continues\, though the ADP figure alone is unlikely to shift central bank decisions without confirmation from Friday’s official jobs report.
URL:https://www.financecalendar.com/event/us-adp-employment-report-september-2026/
CATEGORIES:Economic Indicators
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260902T094500
DTEND;TZID=America/New_York:20260902T104500
DTSTAMP:20260902T152647Z
CREATED:20260605T060000Z
LAST-MODIFIED:20260902T152647Z
UID:1440-1788342300-1788345900@www.financecalendar.com
SUMMARY:Bank of Canada Rate Decision September 2026
DESCRIPTION:Bank of Canada Rate Decision: Held at 2.25% (7th straight hold); Bank Rate 2.50%\, deposit rate 2.20% (Wednesday\, September 2\, 2026 at 9:45 am ET (2:45 pm London)). \n\nConsensus\nNot yet published\nActual\nHeld at 2.25% (7th straight hold); Bank Rate 2.50%\, deposit rate 2.20%\n\nFull schedule and background: Bank of Canada Rate Decision. \nUpdated September 2\, 2026 \n\nThe Bank of Canada held its overnight rate target at 2.25% for a seventh consecutive decision on September 2\, 2026\, matching the hold widely expected by markets\, while flagging increased upside risks to inflation. \nThe Bank of Canada’s Governing Council announces its next interest rate decision on Wednesday\, September 2\, 2026\, at 9:45 am ET (2:45 pm London time). The announcement will confirm whether the overnight rate target stays at 2.25%\, where it has sat since the Bank’s last cut on October 29\, 2025\, or whether the Governing Council moves it up or down. This meeting does not include a Monetary Policy Report or press conference; those return at the October 28\, 2026 decision. Full schedule and background: Bank of Canada Rate Decision. \nWhat is the Bank of Canada’s Governing Council and what does it decide?\nThe Governing Council is the group of senior officials at the Bank of Canada responsible for setting monetary policy. It is chaired by the Governor\, currently Tiff Macklem\, alongside the Senior Deputy Governor and several Deputy Governors. Unlike the US Federal Reserve or the Bank of England\, the Bank of Canada does not publish individual votes: decisions are reached by consensus among Governing Council members rather than a recorded ballot. \nThe Council’s mandate is inflation control\, targeting 2% annual growth in the consumer price index within a 1% to 3% band. It does this by setting the overnight rate\, the interest rate at which commercial banks lend to one another overnight\, which then feeds through to mortgage rates\, savings rates and business borrowing costs across the Canadian economy. \nThe Bank of Canada meets on a fixed schedule of eight rate announcements a year\, roughly every six to seven weeks. Four of these meetings\, typically in January\, April\, July and October\, are accompanied by a Monetary Policy Report setting out the Bank’s economic projections\, plus a press conference with the Governor. The other four\, including this September meeting\, are statement-only decisions with no press conference. \nWhen is the September Bank of Canada decision announced?\nThe decision is due on Wednesday\, September 2\, 2026\, at 9:45 am ET (2:45 pm London\, and mid-afternoon in continental Europe). The Bank releases a short statement explaining the rate decision at this time. There is no press conference or Monetary Policy Report attached to this particular meeting\, so market participants will have only the written statement to interpret on the day. A summary of the Governing Council’s deliberations is typically published around two weeks after each decision\, giving more detail on how members weighed the arguments for holding\, cutting or raising the rate. \nThe next meeting with a full Monetary Policy Report\, including updated growth and inflation projections plus a press conference\, is scheduled for October 28\, 2026. \nWhat to expect\nThe Bank of Canada has held its overnight rate at 2.25% for six consecutive decisions between December 2025 and July 2026\, according to Trading Economics. That run followed an aggressive easing cycle: the Bank cut rates nine times between June 2024 and October 2025\, taking the policy rate from 5% down to 2.25%\, before pausing to assess the impact of US tariffs and a “structural adjustment” in the Canadian economy\, in Governor Macklem’s words. \nA consensus forecast for the September 2\, 2026 decision has not yet been published by major polling organisations at the time of writing. Investors and economists typically firm up their expectations for a Bank of Canada meeting in the days beforehand\, based on domestic inflation and jobs data released in the intervening weeks\, and on pricing in the overnight index swap (OIS) market\, which reflects what traders are willing to pay to hedge against a rate move. Readers should check nearer the date for updated pricing from sources such as Reuters polls or Bloomberg surveys. \nThe table below shows the Bank’s last several decisions\, each sourced from the Bank of Canada’s own press releases. \n\n\n\nMeeting\nDecision\nRate after meeting\n\n\n\n\nSeptember 17\, 2025\nCut 25bp\n2.50%\n\n\nOctober 29\, 2025\nCut 25bp\n2.25%\n\n\nDecember 10\, 2025\nHold\n2.25%\n\n\nJanuary 28\, 2026\nHold\n2.25%\n\n\nMarch 18\, 2026\nHold\n2.25%\n\n\nApril 29\, 2026\nHold\n2.25%\n\n\nJune 10\, 2026\nHold\n2.25%\n\n\nJuly 15\, 2026\nHold\n2.25%\n\n\n\nMarket impact scenarios\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nHold at 2.25%\nA widely expected outcome after six straight holds would likely be read as a low-drama confirmation of the current stance\, with attention shifting to the statement’s wording on tariffs and growth\nBorrowing costs stay where they are for now\, and the Bank signals it is watching the data rather than committing to a direction\n\n\nCut to 2.00%\nA cut would suggest the Governing Council sees enough softness in jobs\, growth or underlying inflation to justify further support\, and could weaken the Canadian dollar against the US dollar and the euro\nCheaper borrowing for mortgages and business loans\, but a signal that officials are more worried about the economy slowing than about inflation\n\n\nHike above 2.25%\nConsidered the least likely path by most commentary through mid-2026\, a hike would be read as a response to a resurgence in inflation\, possibly tied to tariff pass-through or a weaker currency\, and could push the Canadian dollar higher\nMore expensive mortgages and loans\, but potentially better returns on savings accounts and fixed-income investments\n\n\n\nWhat will the statement and press conference signal?\nBecause this is a statement-only meeting\, the main signal will come from the wording the Bank uses to describe growth\, the labour market and the impact of US tariffs on Canadian exporters. Analysts typically parse phrases such as “proceeding carefully” or “prepared to respond” for hints about the Bank’s tolerance for further softness in the economy versus its resistance to reigniting inflation. Since the Bank of Canada does not publish individual votes\, there is no dissent count to track in the way there is at the Federal Reserve or the Bank of England\, though the summary of deliberations released roughly two weeks later can reveal how divided opinion was within the Governing Council. \nWatch for any reference to the Canadian dollar\, oil prices and global trade conditions\, all of which the Bank has flagged as swing factors for its outlook through 2025 and 2026. Also worth watching is any language about the “neutral range” for interest rates\, the level the Bank considers neither stimulative nor restrictive\, since officials have previously described the current 2.25% rate as sitting near the low end of that range. \nWhat It Means for Your Money\nFor Canadian homeowners\, a hold at 2.25% means variable-rate mortgages and home equity lines of credit stay at their current level\, while fixed-rate mortgage pricing is driven more by bond yields than by the overnight rate itself. A cut would lower monthly payments for variable-rate borrowers and could nudge fixed rates down too\, while a hike would do the opposite. Savers with high-interest savings accounts or guaranteed investment certificates (GICs) would see slightly better returns if the Bank holds firm or raises rates\, and somewhat lower returns if it cuts. \nFor credit cards and personal loans\, most of which track the prime rate\, a Bank of Canada hold keeps borrowing costs stable\, while a cut typically feeds through to lower prime rates within a matter of weeks. Currency markets watch the decision closely too: a surprise cut tends to weaken the Canadian dollar against the US dollar\, the pound and the euro\, making imports from the UK and Europe more expensive for Canadian consumers and businesses\, while a surprise hike tends to strengthen it. \nPension funds and stock market investors\, both in Canada and internationally\, use the Bank’s rate path to price bonds and equities. Lower Canadian rates generally support share prices by reducing the appeal of holding cash\, while also affecting how UK and European pension funds with Canadian dollar exposure value their holdings. For UK and eurozone readers\, the Bank of Canada’s decisions are watched less directly than those of the Federal Reserve or European Central Bank\, but they still feed into broader expectations about how resilient North American demand is for UK and European exporters selling into Canada. \nRelated events\n\nPrevious decision: Bank of Canada held rates at 2.25% on July 15\, 2026\nNext decision: the Bank of Canada’s following scheduled announcement\, with a full Monetary Policy Report and press conference\, is October 28\, 2026\nFull schedule and background on all Bank of Canada meetings: Bank of Canada Rate Decision\n\nFrequently Asked Questions\nWhat time is the Bank of Canada decision announced?\nThe decision is released at 9:45 am ET on September 2\, 2026\, which is 2:45 pm in London. \nWill the Bank of Canada cut rates in September 2026?\nThis is not yet known. The Bank has held its rate at 2.25% for six consecutive decisions through July 2026\, and any move will depend on inflation and labour market data released in the weeks before the meeting. \nWhat is the Bank of Canada’s current interest rate?\nThe overnight rate target has stood at 2.25% since the Bank’s last cut on October 29\, 2025\, most recently confirmed by a hold on July 15\, 2026. \nWhat is the Bank of Canada’s current interest rate?\nThe overnight rate target has stood at 2.25% since the Bank’s last cut on October 29\, 2025\, most recently confirmed by a hold on July 15\, 2026. \nWhen is the next Bank of Canada meeting after September 2026?\nThe next scheduled decision is October 28\, 2026\, which will include a full Monetary Policy Report and a press conference with the Governor. \nWhere can I watch the announcement?\nThe Bank of Canada publishes the statement directly on its website at the time of release. There is no press conference for this particular meeting since it is a statement-only decision. \nResults: Bank of Canada Rate Decision\, September 2026\n\n\n\nMeasure\nConsensus\nActual\nPrior\n\n\n\n\nOvernight rate target\nHold at 2.25%\nHeld at 2.25%\n2.25% (held July 15\, 2026)\n\n\nBank Rate\n2.50%\n2.50%\n2.50%\n\n\nDeposit rate\n2.20%\n2.20%\n2.20%\n\n\n\nThe Bank of Canada held its overnight rate target at 2.25% on September 2\, 2026\, a seventh straight hold and a decision that Trading Economics described as fully “as expected by markets”. The Governing Council’s statement\, published on the Bank of Canada’s website\, said the Canadian economy had undergone a broad recovery in the second quarter\, but flagged that upside risks to inflation had increased\, pointing to higher gasoline prices linked to the ongoing conflict in the Middle East and continuing US tariffs. \nThis lands closest to the “hold at 2.25%” scenario set out ahead of the meeting\, but with a twist: rather than the low-drama confirmation many had expected\, the statement carried what several outlets\, including InvestingLive\, called a “modestly hawkish tilt”. The Bank noted that financial conditions had tightened since July\, that long-term bond yields had moved up globally including in Canada\, and that the Canadian dollar had appreciated slightly on US dollar weakness. \nBecause this was a statement-only meeting\, there was no press conference or updated Monetary Policy Report to accompany the release\, and no vote count was published\, consistent with the Bank of Canada’s usual practice of reaching decisions by consensus rather than a recorded ballot. \nMarket Reaction\nThe Canadian dollar and shorter-term Government of Canada bond yields rose immediately after the release and the accompanying commentary\, a move that the Globe and Mail said suggested traders were digesting the statement as slightly hawkish rather than a routine hold. The reaction reflected the Bank’s flagged concern over rising inflation risks\, which reduced near-term expectations of a rate cut at the Bank’s next full decision\, due October 28\, 2026\, when the Bank will also publish an updated Monetary Policy Report and hold a press conference. \nCanada’s 10-year government bond yield had already been drifting higher into the decision\, trading near 3.74% on September 1\, 2026 according to Trading Economics\, and continued to firm alongside the currency in the hours after the announcement. For UK and eurozone investors\, the reaction was a reminder that North American bond markets remain sensitive to inflation risk even where central banks are holding rates steady\, a dynamic that has also weighed on gilt and Bund yields through 2026. \nWhat this means for your money now\nFor Canadian mortgage holders\, the hold keeps variable rates and most existing fixed-rate deals unchanged for now\, but the statement’s hawkish undertone reduces the odds that the Bank cuts again soon\, so borrowers hoping for near-term relief on renewal may need to wait longer than previously expected. Savers with high-interest accounts and GICs keep their current returns for now\, with less likelihood of a near-term drop. \nThe modest strengthening of the Canadian dollar makes imports from the UK and eurozone marginally cheaper for Canadian consumers and businesses\, while UK and European exporters selling into Canada see a small currency tailwind. The bigger signal for global investors is the statement’s emphasis on rising inflation risk tied to tariffs and Middle East-driven energy prices\, a theme that echoes concerns at other major central banks and could keep long-term borrowing costs elevated into the October 28\, 2026 decision.
URL:https://www.financecalendar.com/event/bank-of-canada-rate-decision-september-2026/
CATEGORIES:Central Banks & Monetary Policy
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260902T120000
DTEND;TZID=America/New_York:20260902T130000
DTSTAMP:20260826T032211Z
CREATED:20260826T032211Z
LAST-MODIFIED:20260826T032211Z
UID:2255-1788350400-1788354000@www.financecalendar.com
SUMMARY:CRM Earnings September 2026
DESCRIPTION:Next CRM Quarterly Earnings: Wednesday\, September 2\, 2026 at 12:00 pm ET (5:00 pm London). \nDate to be confirmed by the publisher; this is the scheduled date. \n\nConsensus\nEarly estimate: EPS ~$3.09\, revenue ~$11.3bn (not yet a confirmed consensus for this date)\nPrior\nQ1 FY2027 EPS $3.88\, beat $2.96 estimate (May 27\, 2026)\nActual\nPending\n\nUpdated August 25\, 2026 \n\nSalesforce (NYSE: CRM)\, the enterprise software group behind the world’s most widely used customer relationship management platform\, is scheduled to report its next quarterly results on Wednesday\, September 2\, 2026\, with the earnings release expected around 12:00 pm ET (5:00 pm London time) followed by a management call for investors. Salesforce has not yet confirmed the exact date\, so this is the market’s best estimate based on the company’s usual reporting pattern. Full schedule and background: CRM quarterly earnings. \nMarkets watch this release closely because Salesforce is one of the largest pure-play enterprise software companies globally\, and its results are treated as a bellwether for corporate technology spending\, AI adoption in business software\, and the health of the “software as a service” sector more broadly. A strong or weak quarter can move sentiment across the wider technology sector in the United States\, and feeds into how investors in Europe and Asia price other cloud and AI-linked stocks\, since many hold similar names in global technology and growth funds. \nWhat is Salesforce’s quarterly earnings report?\nEvery quarter\, Salesforce publishes its financial results covering revenue\, profit\, subscription growth and forward guidance for its Sales Cloud\, Service Cloud\, Data Cloud\, and its newer Agentforce artificial intelligence products. The report is prepared by Salesforce’s finance team and released as a press statement and Securities and Exchange Commission (SEC) filing\, followed by a live earnings call where chief executive Marc Benioff and chief financial officer typically discuss results and answer questions from Wall Street analysts. This particular report is expected to cover the company’s second quarter of its 2027 fiscal year (the three months to around July 31\, 2026). \nWhen is the CRM earnings report and how to follow it\nBased on Salesforce’s recent pattern of reporting on a Wednesday after the market closes\, the release is estimated for September 2\, 2026\, with the results statement typically followed by a live broadcast roughly two to five hours later. Salesforce normally streams its earnings call on its Investor Relations website\, and a replay is usually made available afterwards. Because the exact date has not been confirmed by the company\, investors should treat early September as an estimate rather than a fixed date; Salesforce typically announces its exact earnings date around two to three weeks in advance through a press release. \nWhat to expect\nConsensus figures for this specific quarter have not yet been widely published\, since the reporting date itself remains unconfirmed. However\, analysts surveyed by data providers were\, as of mid-2026\, projecting earnings per share of around $3.09 and revenue of roughly $11.3 billion for Salesforce’s next quarterly report\, according to nextearningsdate.com. These figures will likely be refined closer to the confirmed release date as more analysts publish updated estimates. \nInvestors are likely to focus on growth in Salesforce’s Data Cloud and Agentforce artificial intelligence products\, the pace of margin expansion\, remaining performance obligation (a measure of contracted future revenue)\, and any change to full-year guidance. Currency movements\, particularly a stronger dollar against the pound and euro\, are also a recurring swing factor for Salesforce’s international revenue given its large customer base outside the United States. \n\n\n\nQuarter\nRevenue\nEPS\nvs estimate\n\n\n\n\nQ1 FY2027 (reported May 27\, 2026)\nNot separately confirmed here\n$3.88\nBeat estimate of $2.96\n\n\nQ4 FY2026 (reported February 25\, 2026)\n$11.2 billion\n$3.81\nNot verified\n\n\nQ3 FY2026 (reported December 3\, 2025)\nNot separately confirmed here\n$3.25\nNot verified\n\n\nQ2 FY2026 (reported September 3\, 2025)\n$10.24 billion\n$2.91\nNot verified\n\n\n\nFigures are drawn from Salesforce’s own SEC filings and earnings coverage by nextearningsdate.com and public.com. Some revenue figures for individual quarters were not independently verified and are marked accordingly. \nWhat the outcome could mean\n\n\n\nScenario\nLikely market read\nPlain-English meaning\n\n\n\n\nBeat on earnings and revenue with raised guidance\nShares likely to rise; positive read-through for other enterprise software stocks\nSalesforce is growing faster than expected and management is more confident about the coming year\n\n\nIn line with analyst estimates\nMuted reaction\, attention shifts to guidance and AI product commentary\nThe business is performing broadly as expected\, with no major surprises either way\n\n\nMiss on earnings\, revenue or guidance\nShares likely to fall; could weigh on sentiment across cloud and software peers\nGrowth or profitability is slowing\, which may raise questions about corporate technology spending\n\n\n\nWhat It Means for Your Money\nSalesforce is a large constituent of major US stock indices\, so many people are exposed to its results indirectly through workplace pensions\, index funds and diversified investment portfolios\, even if they have never bought the shares directly. A sharp move in Salesforce’s share price on the back of this report can influence the broader technology sector and\, by extension\, the value of pension pots holding US equity funds in the UK and Europe. Currency effects matter too: because Salesforce earns significant revenue outside the United States\, a stronger or weaker dollar against the pound and euro can affect both the company’s reported results and how much a UK or European investor’s dollar-denominated holdings are worth when converted back. For consumers\, the report has limited direct effect on everyday prices\, mortgages or savings rates\, but a broad tech sell-off tied to disappointing enterprise software results can occasionally spill over into wider market sentiment and borrowing costs if it feeds into a broader risk-off mood. \nRelated events\n\nSalesforce’s prior quarterly report\, released May 27\, 2026\nBroader US technology and software sector earnings in the same reporting window\nUS Federal Reserve interest rate decisions\, which influence valuations across growth and technology stocks\n\nFrequently Asked Questions\nWhen will Salesforce report its next earnings?\nThe report is estimated for September 2\, 2026\, though Salesforce has not yet confirmed the exact date; the company usually announces it two to three weeks in advance. \nWhat was Salesforce’s most recent earnings result?\nIn its most recent report\, for the quarter ended around April 2026\, Salesforce posted earnings per share of $3.88\, beating the average analyst estimate of $2.96\, according to public.com. \nIs there a consensus forecast for this specific quarter yet?\nA firm consensus for this exact reporting date has not yet been published\, but early estimates from data providers point to earnings per share of around $3.09 on revenue of roughly $11.3 billion. \nWhere can I watch the Salesforce earnings call?\nSalesforce typically streams its earnings call live on its Investor Relations website\, with a replay available afterwards for those unable to watch live. \nWhy does Salesforce’s earnings report matter beyond its own shareholders?\nAs one of the largest enterprise software companies globally\, its results are often used as a gauge of corporate technology and artificial intelligence spending\, which can influence sentiment across the wider software and technology sector.
URL:https://www.financecalendar.com/event/crm-earnings-september-2026/
CATEGORIES:Earnings Season
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DTSTART;TZID=America/New_York:20260902T140000
DTEND;TZID=America/New_York:20260902T150000
DTSTAMP:20260902T114309Z
CREATED:20260902T114309Z
LAST-MODIFIED:20260902T114309Z
UID:2511-1788357600-1788361200@www.financecalendar.com
SUMMARY:Beige Book September 2026
DESCRIPTION:Next Beige Book: Wednesday\, September 2\, 2026 at 2:00 pm ET (7:00 pm London). \n\nConsensus\nNot yet published\nPrior\nPrior edition published mid-July 2026\nActual\nPending\n\nFull schedule and background: Beige Book. \nUpdated September 2\, 2026 \n\nThe Beige Book is a qualitative report on economic conditions across the United States\, published by the Federal Reserve eight times a year. The September 2026 edition is released on Wednesday\, September 2\, 2026 at 2:00 pm ET (7:00 pm London time). It is not a rate decision: it is a briefing document that feeds into the Federal Open Market Committee’s (FOMC) discussion at its next meeting\, scheduled for September 15 to 16\, 2026. Full schedule and background: Beige Book. \nWhat is the Beige Book and what does it decide?\nThe Beige Book does not decide anything itself. It is a summary of anecdotal information on current economic conditions\, gathered by each of the twelve regional Federal Reserve Banks through interviews with business contacts\, economists\, market experts and other sources in their district. One regional bank compiles and writes the national summary on a rotating basis. \nThe report covers areas such as employment\, wages\, prices\, consumer spending\, manufacturing\, real estate and lending conditions. Because it is qualitative rather than numeric\, it does not contain a headline figure the way a jobs report or inflation reading does. Instead it gives policymakers and markets a sense of how conditions are shifting on the ground\, ahead of the FOMC’s own reading of hard economic data. \nThe FOMC is the Federal Reserve committee responsible for setting the target range for the federal funds rate\, the interest rate at which banks lend reserves to one another overnight. It comprises the seven members of the Federal Reserve Board\, the president of the Federal Reserve Bank of New York\, and four of the remaining eleven regional bank presidents on a rotating basis. The FOMC meets eight times a year\, and the Beige Book is published roughly two weeks before each of those meetings. \nWhen is the September 2026 Beige Book published?\nThe report is due Wednesday\, September 2\, 2026 at 2:00 pm ET (7:00 pm in London). There is no press conference attached to the Beige Book\, and it does not include economic projections or a dot plot\, those accompany the FOMC’s own statement. The next FOMC statement\, following this Beige Book\, is expected on September 16\, 2026\, alongside an updated Summary of Economic Projections. \nThe report is released simultaneously to the public on the Federal Reserve’s website\, with no embargoed access for market participants. \nWhat to expect\nBecause the Beige Book is descriptive rather than numeric\, there is no consensus forecast in the way there is for a rate decision or a jobs report: a consensus forecast has not yet been published for this specific edition\, and none is typically compiled by data providers such as Reuters or Bloomberg for this release. Analysts instead watch for changes in tone compared with the prior edition\, published in mid-July 2026\, particularly language around labour market softening\, tariff-related price pressures\, and consumer spending resilience. \nMarket pricing for the September 16\, 2026 FOMC decision\, tracked by tools such as the CME FedWatch tool\, reflects expectations built from incoming inflation and employment data rather than the Beige Book itself. Because the exact rate path for meetings between the writing of this page and September 2026 has not yet been confirmed\, readers should check the Federal Reserve’s official FOMC calendar and statements for the confirmed decision and rate level at each meeting\, rather than relying on any figure quoted here in advance. \nMarket impact scenarios\n\n\n\nScenario\nLikely market read\nWhat it means in plain English\n\n\n\n\nBeige Book describes a cooling labour market\nTraders may raise the odds of a rate cut at the September FOMC meeting\, according to commentary typically seen from economists surveyed by Reuters\nIf businesses report hiring freezes or layoffs across several districts\, it strengthens the case for the Fed to lower borrowing costs to support growth\n\n\nBeige Book describes persistent price pressures\nMarkets may trim expectations for near-term rate cuts\nIf firms report they are still passing on higher costs to customers\, it suggests inflation is not yet fully under control\, which argues for the Fed to hold rates steady for longer\n\n\nBeige Book describes broadly stable\, modest growth\nMuted market reaction\, seen as consistent with a “wait and see” Fed\nIf conditions look steady across most districts\, it gives the FOMC little new reason to change course from its current stance\n\n\n\nWhat will the statement and press conference signal?\nThe Beige Book itself carries no statement or press conference\, but it shapes the discussion at the September FOMC meeting. Analysts watching that meeting will look for forward guidance on the pace of future rate moves\, the likelihood of dissenting votes among committee members\, and any changes to the pace at which the Fed is reducing its balance sheet\, the stock of Treasury and mortgage bonds it holds from previous rounds of quantitative easing. A press conference with the Federal Reserve Chair typically follows the rate announcement\, generally at 2:30 pm ET. \nWhat It Means for Your Money\nThe Beige Book itself will not move mortgage rates or savings rates on its own\, but it can shift expectations for what the Fed does next\, which does affect borrowing costs. If the report points to a weakening labour market\, expectations of a rate cut can pull down yields on US Treasury bonds\, which influences fixed mortgage rates in the United States and\, to a lesser extent\, sentiment in UK and eurozone bond markets given how closely global rates are linked. \nFor savers\, an increased chance of Fed rate cuts can mean falling returns on cash savings and money market funds over time\, though existing fixed-rate savings products are unaffected until they mature. For borrowers with credit cards or variable-rate loans\, a softer Fed tone is generally good news\, as it raises the odds that borrowing costs ease later in the year. \nCurrency markets can react to a Beige Book that surprises on either side: a notably weak report can pressure the US dollar lower against the pound and the euro if it raises the odds of Fed cuts\, while a stronger-than-expected report can support the dollar. For pension savers and stock market investors\, expectations of lower US rates have often supported equity valuations\, though this is a general pattern rather than a guarantee\, and outcomes vary by sector and region. \nRelated events\n\nThe next Federal Reserve interest rate decision is due on September 16\, 2026\, following this Beige Book.\nUS inflation data (the Consumer Price Index) and the monthly jobs report are typically released in the weeks before each FOMC meeting and are watched alongside the Beige Book for signs of where policy is heading.\nThe previous Beige Book edition was published in mid-July 2026\, ahead of the July FOMC meeting.\n\nFrequently Asked Questions\nWhat time is the September 2026 Beige Book released?\nIt is published at 2:00 pm ET on Wednesday\, September 2\, 2026\, which is 7:00 pm in London. \nDoes the Beige Book set interest rates?\nNo. It is a qualitative economic summary used by the Federal Open Market Committee as background for its rate decisions\, not a decision itself. \nWhen is the next Federal Reserve rate decision?\nThe FOMC is scheduled to meet on September 15 and 16\, 2026\, with the rate announcement due on September 16. \nWhere can I read the Beige Book?\nIt is published free on the Federal Reserve’s official Beige Book page. \nIs there a consensus forecast for the Beige Book?\nNo. Because it is a narrative report rather than a numeric release\, economists do not typically publish a consensus forecast for its content.
URL:https://www.financecalendar.com/event/beige-book-september-2026/
CATEGORIES:Central Banks & Monetary Policy
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